MAMTF (MCAN Financial Group) 3-Year RORE % : -16.26% (As of Mar. 2026)


MAMTF MCAN Financial Group MAMTF
70 GF Score
Price $18.51
GF Value $13.66
Valuation Significantly Overvalued
! 10 Warning Signs
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What is MCAN Financial Group 3-Year RORE %?

MCAN Financial Group MAMTF +6.75% 70 3-Year RORE % is -16.26 as of Mar. 2026. GuruFocus rates MAMTF with a GF Score™ of 70/100 and a GF Value™ of $13.66 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,471 Banks companies, MCAN Financial Group ranks worse than 83.68% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. MCAN Financial Group's 3-Year RORE % for the quarter that ended in Mar. 2026 was -16.26%.

The industry rank for MCAN Financial Group's 3-Year RORE % or its related term are showing as below:

MAMTF's 3-Year RORE % is ranked worse than
83.68% of 1471 companies
in the Banks industry
Industry Median: 9.93 vs MAMTF: -16.26

MCAN Financial Group  (OTCPK:MAMTF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


MCAN Financial Group 3-Year RORE % Related Terms


MCAN Financial Group 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for MCAN Financial Group's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCAN Financial Group 3-Year RORE % Chart

MCAN Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.78 0.89 -16.66 13.57 -25.75

MCAN Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.31 -26.60 -43.78 -25.75 -16.26

MAMTF vs RKT, FNMA, PFSI: 3-Year RORE % Comparison

For the Mortgage Finance subindustry, MCAN Financial Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MCAN Financial Group 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, MCAN Financial Group's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where MCAN Financial Group's 3-Year RORE % falls into.


MAMTF
70GF Score
MCAN Financial Group MAMTF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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MCAN Financial Group 3-Year RORE % Calculation

MCAN Financial Group's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 1.476-1.635 )/( 4.44-3.462 )
=-0.159/0.978
=-16.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -16.26 mean?
MCAN Financial Group (MAMTF) has a 3-Year RORE % of -16.26 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on MCAN Financial Group and its competitors. According to the industry distribution chart, MCAN Financial Group ranks #1231 out of 1471 companies in the Banks industry, placing it in the top 83.7%.
Is MCAN Financial Group's 3-Year RORE % too high?
MCAN Financial Group's current 3-Year RORE % is -16.26. Based on the distribution chart, MCAN Financial Group ranks #1231 out of 1471 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCAN Financial Group has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCAN Financial Group's 3-Year RORE % compare to RKT and FNMA?
According to the Banks industry distribution chart, MCAN Financial Group ranks #1231 out of 1471 companies for 3-Year RORE %. This places MCAN Financial Group in the lower half of its industry. The industry median 3-Year RORE % is 9.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.93, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on MCAN Financial Group and its competitors. For the Banks industry, the median 3-Year RORE % is 9.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCAN Financial Group's current 3-Year RORE % is -16.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCAN Financial Group stock overvalued right now?
Based on GuruFocus' analysis, MCAN Financial Group (MAMTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.66, compared to a current price of $18.51 — trading 35.5% above its estimated fair value. The current 3-Year RORE % is -16.26. MCAN Financial Group's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For MCAN Financial Group (MAMTF), the current 3-Year RORE % is -16.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCAN Financial Group (MAMTF) Overvalued in 2026?

Based on GuruFocus' analysis, MCAN Financial Group stock appears to be overvalued. The current stock price of $18.51 is trading 35.5% above its estimated GF Value™ of $13.66. GuruFocus considers MCAN Financial Group to be Significantly Overvalued.

Key valuation signals for MAMTF:

  • 3-Year RORE %: -16.26
  • GF Value™: $13.66 vs. price of $18.51 (35.5% above fair value)
  • GF Score™: 70/100 with 10 warning signs

No single metric tells the full story. See the MAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MCAN Financial Group Business Description

Other Exchanges 885:GermanyMKP:Canada
Address 200 King Street West, Suite 700, Toronto, ON, CAN, M5H 3T4
MCAN Financial Group is a mortgage investment company whose objective is to generate a reliable stream of income by investing its funds in a portfolio of mortgages including single family residential, residential construction, non-residential construction and commercial loans, as well as other types of loans and investments, real estate and securitization investments. The company derives majority of its revenues from mortgage income and equity income.
70GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.51
Price
$13.66
GF Value