MAMTF (MCAN Financial Group) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


MAMTF MCAN Financial Group MAMTF
70 GF Score
Price $18.51
GF Value $13.60
Valuation Significantly Overvalued
! 10 Warning Signs
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What is MCAN Financial Group Effective Interest Rate on Debt %?

MCAN Financial Group MAMTF 70 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates MAMTF with a GF Score™ of 70/100 and a GF Value™ of $13.60 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. MCAN Financial Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.0 Mil. MCAN Financial Group's average total debt for the quarter that ended in Mar. 2026 was $35.4 Mil. Therefore, MCAN Financial Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


MCAN Financial Group  (OTCPK:MAMTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


MCAN Financial Group Effective Interest Rate on Debt % Related Terms


MCAN Financial Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for MCAN Financial Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCAN Financial Group Effective Interest Rate on Debt % Chart

MCAN Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 108.69 133.11 327.86 428.92 1,074.21

MCAN Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 95.67 143.95 1,386.15 0.00

MAMTF vs RKT, FNMA, PFSI: Effective Interest Rate on Debt % Comparison

For the Mortgage Finance subindustry, MCAN Financial Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MCAN Financial Group Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, MCAN Financial Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where MCAN Financial Group's Effective Interest Rate on Debt % falls into.


MAMTF
70GF Score
MCAN Financial Group MAMTF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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MCAN Financial Group Effective Interest Rate on Debt % Calculation

MCAN Financial Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -130.785/( (4.329+20.021)/ 2 )
=-1  *  -130.785/12.175
=1,074.21 %

where

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.021 + 0
=20.021

MCAN Financial Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (20.021+50.717)/ 2 )
=-1  *  0/35.369
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20.021 + 0
=20.021

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=50.717 + 0
=50.717

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
MCAN Financial Group (MAMTF) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MCAN Financial Group and its competitors.
Is MCAN Financial Group's Effective Interest Rate on Debt % too high?
MCAN Financial Group's current Effective Interest Rate on Debt % is 0.00%. Overall, MCAN Financial Group has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCAN Financial Group's Effective Interest Rate on Debt % compare to RKT and FNMA?
MCAN Financial Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MCAN Financial Group and its competitors. MCAN Financial Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCAN Financial Group stock overvalued right now?
Based on GuruFocus' analysis, MCAN Financial Group (MAMTF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.60, compared to a current price of $18.51 — trading 36.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. MCAN Financial Group's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For MCAN Financial Group (MAMTF), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCAN Financial Group (MAMTF) Overvalued in 2026?

Based on GuruFocus' analysis, MCAN Financial Group stock appears to be overvalued. The current stock price of $18.51 is trading 36.1% above its estimated GF Value™ of $13.60. GuruFocus considers MCAN Financial Group to be Significantly Overvalued.

Key valuation signals for MAMTF:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $13.60 vs. price of $18.51 (36.1% above fair value)
  • GF Score™: 70/100 with 10 warning signs

No single metric tells the full story. See the MAMTF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MCAN Financial Group Business Description

Other Exchanges 885:GermanyMKP:Canada
Address 200 King Street West, Suite 700, Toronto, ON, CAN, M5H 3T4
MCAN Financial Group is a mortgage investment company whose objective is to generate a reliable stream of income by investing its funds in a portfolio of mortgages including single family residential, residential construction, non-residential construction and commercial loans, as well as other types of loans and investments, real estate and securitization investments. The company derives majority of its revenues from mortgage income and equity income.
70GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.51
Price
$13.60
GF Value