Evertec (MEX:EVTCN) Cyclically Adjusted PB Ratio: 4.33 (As of Aug. 18, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:EVTCN Evertec Inc MEX:EVTCN
86 GF Score
Price MXN619.11
GF Value MXN910.84
! 6 Warning Signs
View Full Analysis

What is Evertec Cyclically Adjusted PB Ratio?

Evertec MEX:EVTCN 86 Cyclically Adjusted PB Ratio is 4.33 as of Aug. 18, 2026, which is 50% below its 10-year median of 8.66. GuruFocus rates MEX:EVTCN with a GF Score™ of 86/100 and a GF Value™ of MXN910.84. The stock has 6 warning signs investors should review. Among 1,548 Software companies, Evertec ranks worse than 74.87% on this metric.

As of today (2026-08-18), Evertec's current share price is MXN619.11. Evertec's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was MXN143.08. Evertec's Cyclically Adjusted PB Ratio for today is 4.33.

The historical rank and industry rank for Evertec's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:EVTCN' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 3.64   Med: 8.66   Max: 17.52
Current: 4.73

During the past years, Evertec's highest Cyclically Adjusted PB Ratio was 17.52. The lowest was 3.64. And the median was 8.66.

MEX:EVTCN's Cyclically Adjusted PB Ratio is ranked worse than
74.87% of 1548 companies
in the Software industry
Industry Median: 2.34 vs MEX:EVTCN: 4.73

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Evertec's adjusted book value per share data for the three months ended in Jun. 2026 was MXN187.314. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN143.08 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Evertec  (MEX:EVTCN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Evertec Cyclically Adjusted PB Ratio Related Terms


Evertec Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Evertec's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evertec Cyclically Adjusted PB Ratio Chart

Evertec Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.28 9.23 9.69 7.02 5.01

Evertec Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.72 6.02 5.01 4.60 4.32

MEX:EVTCN vs MQ, FIVN, BAND: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Evertec's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evertec Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Evertec's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Evertec's Cyclically Adjusted PB Ratio falls into.


MEX:EVTCN
86GF Score
Evertec Inc MEX:EVTCN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Evertec Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Evertec's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=619.11/143.08
=4.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evertec's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Evertec's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=187.314/333.9520*333.9520
=187.314

Current CPI (Jun. 2026) = 333.9520.

Evertec Quarterly Data

Book Value per Share CPI Adj_Book
201609 26.972 241.428 37.309
201612 29.712 241.432 41.098
201703 31.601 243.801 43.286
201706 32.536 244.955 44.357
201709 33.570 246.819 45.421
201712 39.096 246.524 52.961
201803 43.982 249.554 58.857
201806 52.245 251.989 69.238
201809 54.221 252.439 71.729
201812 57.365 251.233 76.253
201903 56.975 254.202 74.850
201906 59.942 256.143 78.151
201909 67.281 256.759 87.509
201912 69.988 256.974 90.953
202003 84.518 258.115 109.350
202006 88.292 257.797 114.374
202009 94.050 260.280 120.671
202012 93.132 260.474 119.404
202103 99.590 264.877 125.561
202106 108.911 271.696 133.867
202109 121.079 274.310 147.405
202112 132.887 278.802 159.173
202203 136.318 287.504 158.341
202206 143.413 296.311 161.631
202209 138.564 296.808 155.905
202212 141.758 296.797 159.504
202303 140.639 301.836 155.603
202306 141.335 305.109 154.696
202309 143.492 307.789 155.689
202312 154.126 306.746 167.796
202403 130.705 312.332 139.753
202406 137.425 314.175 146.076
202409 155.587 315.301 164.790
202412 154.916 315.605 163.922
202503 173.210 319.799 180.876
202506 180.202 322.561 186.566
202509 190.297 324.800 195.659
202512 181.234 324.054 186.770
202603 195.574 330.213 197.788
202606 187.314 333.952 187.314

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 4.33 mean?
Evertec (MEX:EVTCN) has a Cyclically Adjusted PB Ratio of 4.33 as of Aug. 18, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Evertec and its competitors. This is 50% below median its historical median of 8.66. Over the past decade, Evertec's Cyclically Adjusted PB Ratio has ranged from 3.64 to 17.52. According to the industry distribution chart, Evertec ranks #1159 out of 1548 companies in the Software industry, placing it in the top 74.9%.
Is Evertec's Cyclically Adjusted PB Ratio too high?
Evertec's current Cyclically Adjusted PB Ratio of 4.33 is 50% below median its 10-year median of 8.66. Over the past 10 years, this metric has ranged from a low of 3.64 to a high of 17.52. The Software industry median Cyclically Adjusted PB Ratio is 2.34. Evertec's value of 4.33 is 85% above this industry median. Based on the distribution chart, Evertec ranks #1159 out of 1548 companies in the Software industry, which is below the industry midpoint. Overall, Evertec has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does Evertec's Cyclically Adjusted PB Ratio compare to MQ and FIVN?
According to the Software industry distribution chart, Evertec ranks #1159 out of 1548 companies for Cyclically Adjusted PB Ratio. This places Evertec in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.34. Evertec's value of 4.33 is 85% above this benchmark. Historically, Evertec's own Cyclically Adjusted PB Ratio has ranged from 3.64 to 17.52 over the past decade. While the company's 10-year median is 8.66 vs. the industry median of 2.34, Evertec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.34, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evertec's current Cyclically Adjusted PB Ratio of 4.33 is 85% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Evertec and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evertec's current Cyclically Adjusted PB Ratio is 4.33, which is 50% below median its own 10-year median of 8.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evertec stock overvalued right now?
Evertec (MEX:EVTCN) has a current Cyclically Adjusted PB Ratio of 4.33. The stock's GF Value™ is MXN910.84, compared to a current price of MXN619.11 — trading 32% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.33, which is 50% below median its 10-year median of 8.66 and 85% above the Software industry median of 2.34. Evertec's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Evertec (MEX:EVTCN), the current Cyclically Adjusted PB Ratio is 4.33 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evertec (MEX:EVTCN) Overvalued in 2026?

Based on GuruFocus' analysis, Evertec stock appears to be undervalued. The current stock price of MXN619.11 is trading 32% below its estimated GF Value™ of MXN910.84.

Key valuation signals for MEX:EVTCN:

  • Cyclically Adjusted PB Ratio: 4.33 (50% below median its 10-year median of 8.66)
  • GF Value™: MXN910.84 vs. price of MXN619.11 (32% below fair value)
  • GF Score™: 86/100 with 6 warning signs
  • Industry Position: 85% above the Software median (#1159 of 1548)

No single metric tells the full story. See the MEX:EVTCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Evertec Business Description

Address Cupey Center Building, Road 176, Kilometer 1.3, San Juan, PRI, 00926
Evertec Inc is a transaction processing business in Latin America and the Caribbean. Its business segments are Merchant Acquiring, Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, and Business Solutions. Latin America Payments and Solutions segment derive maximum revenue. The company serves a diversified customer base of financial institutions, merchants, corporations, and government agencies with mission-critical technology solutions that enable them to issue, process, and accept transactions securely. Geographically, it operates in Puerto Rico, Caribbean, and Latin America.
86GF Score

Get the complete analysis for MEX:EVTCN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN619.11
Price
MXN910.84
GF Value