Evertec (MEX:EVTCN) ROA %: 4.19% (As of Mar. 2026) — 53% Below Median


MEX:EVTCN Evertec Inc MEX:EVTCN
82 GF Score
Price MXN619.11
GF Value MXN1,029.73
! 6 Warning Signs
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What is Evertec ROA %?

Evertec MEX:EVTCN 82 ROA % is 4.19% as of Mar. 2026, which is 53% below its 10-year median of 9.01. GuruFocus rates MEX:EVTCN with a GF Score™ of 82/100 and a GF Value™ of MXN1,029.73. The stock has 6 warning signs investors should review. Among 2,885 Software companies, Evertec ranks better than 70.29% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Evertec's annualized Net Income for the quarter that ended in Mar. 2026 was MXN1,713 Mil. Evertec's average Total Assets over the quarter that ended in Mar. 2026 was MXN40,898 Mil. Therefore, Evertec's annualized ROA % for the quarter that ended in Mar. 2026 was 4.19%.

The historical rank and industry rank for Evertec's ROA % or its related term are showing as below:

MEX:EVTCN' s ROA % Range Over the Past 10 Years
Min: 5   Med: 9.01   Max: 21
Current: 6.28

During the past 13 years, Evertec's highest ROA % was 21.00%. The lowest was 5.00%. And the median was 9.01%.

MEX:EVTCN's ROA % is ranked better than
70.29% of 2885 companies
in the Software industry
Industry Median: 1.68 vs MEX:EVTCN: 6.28

Evertec  (MEX:EVTCN) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=1713.18/40897.6965
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1713.18 / 17882.884)*(17882.884 / 40897.6965)
=Net Margin %*Asset Turnover
=9.58 %*0.4373
=4.19 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Evertec ROA % Related Terms


Evertec ROA % Historical Data

* Premium members only.

The historical data trend for Evertec's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Evertec ROA % Chart

Evertec Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.75 20.46 4.75 6.37 6.44

Evertec Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.86 8.00 6.32 6.42 4.19

MEX:EVTCN vs AI, PRGS, PICS: ROA % Comparison

For the Software - Infrastructure subindustry, Evertec's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Evertec ROA % vs Software Industry

For the Software industry and Technology sector, Evertec's ROA % distribution charts can be found below:

* The bar in red indicates where Evertec's ROA % falls into.


MEX:EVTCN
82GF Score
Evertec Inc MEX:EVTCN
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Evertec ROA % Calculation

Evertec's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=2549.427/( (38741.778+40392.115)/ 2 )
=2549.427/39566.9465
=6.44 %

Evertec's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1713.18/( (40392.115+41403.278)/ 2 )
=1713.18/40897.6965
=4.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 4.19% mean?
Evertec (MEX:EVTCN) has a ROA % of 4.19% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Evertec and its competitors. This is 53% below median its historical median of 9.01. Over the past decade, Evertec's ROA % has ranged from 5.00 to 21.00. According to the industry distribution chart, Evertec ranks #857 out of 2885 companies in the Software industry, placing it in the top 29.7%.
Is Evertec's ROA % too high?
Evertec's current ROA % of 4.19% is 53% below median its 10-year median of 9.01. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 21.00. The Software industry median ROA % is 1.68. Evertec's value of 4.19% is 149.4% above this industry median. Based on the distribution chart, Evertec ranks #857 out of 2885 companies in the Software industry, which is above the industry midpoint. Overall, Evertec has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Evertec's ROA % compare to AI and PRGS?
According to the Software industry distribution chart, Evertec ranks #857 out of 2885 companies for ROA %. This puts Evertec in the upper half of its industry. The industry median ROA % is 1.68. Evertec's value of 4.19% is 149.4% above this benchmark. Historically, Evertec's own ROA % has ranged from 5.00 to 21.00 over the past decade. While the company's 10-year median is 9.01 vs. the industry median of 1.68, Evertec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evertec's current ROA % of 4.19% is 149.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Evertec and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evertec's current ROA % is 4.19%, which is 53% below median its own 10-year median of 9.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evertec stock overvalued right now?
Evertec (MEX:EVTCN) has a current ROA % of 4.19%. The stock's GF Value™ is MXN1,029.73, compared to a current price of MXN619.11 — trading 39.9% below its estimated fair value. The current ROA % is 4.19%, which is 53% below median its 10-year median of 9.01 and 149.4% above the Software industry median of 1.68. Evertec's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Evertec (MEX:EVTCN), the current ROA % is 4.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evertec (MEX:EVTCN) Overvalued in 2026?

Based on GuruFocus' analysis, Evertec stock appears to be undervalued. The current stock price of MXN619.11 is trading 39.9% below its estimated GF Value™ of MXN1,029.73.

Key valuation signals for MEX:EVTCN:

  • ROA %: 4.19% (53% below median its 10-year median of 9.01)
  • GF Value™: MXN1,029.73 vs. price of MXN619.11 (39.9% below fair value)
  • GF Score™: 82/100 with 6 warning signs
  • Industry Position: 149.4% above the Software median (#857 of 2885)

No single metric tells the full story. See the MEX:EVTCN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Evertec Business Description

Address Cupey Center Building, Road 176, Kilometer 1.3, San Juan, PRI, 00926
Evertec Inc is a transaction processing business in Latin America and the Caribbean. Its business segments are Merchant Acquiring, Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, and Business Solutions. Latin America Payments and Solutions segment derive maximum revenue. The company serves a diversified customer base of financial institutions, merchants, corporations, and government agencies with mission-critical technology solutions that enable them to issue, process, and accept transactions securely. Geographically, it operates in Puerto Rico, Caribbean, and Latin America.
82GF Score

Get the complete analysis for MEX:EVTCN

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN619.11
Price
MXN1,029.73
GF Value