Genworth Financial (MEX:GNW) Cyclically Adjusted PB Ratio: 0.32 (As of Aug. 12, 2026) — 129% Above Median

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MEX:GNW Genworth Financial Inc MEX:GNW
66 GF Score
Price MXN160.21
GF Value MXN128.46
! 6 Warning Signs
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What is Genworth Financial Cyclically Adjusted PB Ratio?

Genworth Financial MEX:GNW 66 Cyclically Adjusted PB Ratio is 0.32 as of Aug. 12, 2026, which is 129% above its 10-year median of 0.14. GuruFocus rates MEX:GNW with a GF Score™ of 66/100 and a GF Value™ of MXN128.46. The stock has 6 warning signs investors should review. Among 418 Insurance companies, Genworth Financial ranks better than 93.54% on this metric.

As of today (2026-08-12), Genworth Financial's current share price is MXN160.21. Genworth Financial's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was MXN499.92. Genworth Financial's Cyclically Adjusted PB Ratio for today is 0.32.

The historical rank and industry rank for Genworth Financial's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:GNW' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.07   Med: 0.14   Max: 0.34
Current: 0.33

During the past years, Genworth Financial's highest Cyclically Adjusted PB Ratio was 0.34. The lowest was 0.07. And the median was 0.14.

MEX:GNW's Cyclically Adjusted PB Ratio is ranked better than
93.54% of 418 companies
in the Insurance industry
Industry Median: 1.405 vs MEX:GNW: 0.33

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Genworth Financial's adjusted book value per share data for the three months ended in Jun. 2026 was MXN394.240. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN499.92 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Genworth Financial  (MEX:GNW) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Genworth Financial Cyclically Adjusted PB Ratio Related Terms


Genworth Financial Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Genworth Financial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Genworth Financial Cyclically Adjusted PB Ratio Chart

Genworth Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.16 0.21 0.23 0.31

Genworth Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.30 0.31 0.27 0.32

MEX:GNW vs FG, BHF, CNO: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Life subindustry, Genworth Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Genworth Financial Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Genworth Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Genworth Financial's Cyclically Adjusted PB Ratio falls into.


MEX:GNW
66GF Score
Genworth Financial Inc MEX:GNW
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Genworth Financial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Genworth Financial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=160.21/499.92
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Genworth Financial's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Genworth Financial's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=394.24/333.9520*333.9520
=394.240

Current CPI (Jun. 2026) = 333.9520.

Genworth Financial Quarterly Data

Book Value per Share CPI Adj_Book
201609 577.386 241.428 798.661
201612 523.036 241.432 723.470
201703 483.508 243.801 662.296
201706 471.570 244.955 642.901
201709 475.303 246.819 643.096
201712 528.102 246.524 715.390
201803 472.067 249.554 631.718
201806 506.337 251.989 671.030
201809 477.818 252.439 632.106
201812 487.936 251.233 648.590
201903 504.194 254.202 662.373
201906 524.319 256.143 683.592
201909 564.147 256.759 733.754
201912 530.812 256.974 689.820
202003 670.891 258.115 868.006
202006 667.967 257.797 865.289
202009 644.219 260.280 826.565
202012 602.667 260.474 772.675
202103 595.542 264.877 750.848
202106 594.202 271.696 730.357
202109 618.317 274.310 752.755
202112 626.323 278.802 750.216
202203 562.466 287.504 653.336
202206 468.100 296.311 527.564
202209 371.548 296.808 418.045
202212 300.553 296.797 338.178
202303 275.076 301.836 304.345
202306 273.862 305.109 299.751
202309 309.961 307.789 336.309
202312 284.156 306.746 309.358
202403 302.251 312.332 323.173
202406 357.073 314.175 379.550
202409 381.963 315.301 404.557
202412 417.887 315.605 442.180
202503 428.468 319.799 447.430
202506 401.928 322.561 416.122
202509 401.430 324.800 412.741
202512 402.080 324.054 414.361
202603 412.657 330.213 417.330
202606 394.240 333.952 394.240

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.32 mean?
Genworth Financial (MEX:GNW) has a Cyclically Adjusted PB Ratio of 0.32 as of Aug. 12, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Genworth Financial and its competitors. This is 129% above median its historical median of 0.14. Over the past decade, Genworth Financial's Cyclically Adjusted PB Ratio has ranged from 0.07 to 0.34. According to the industry distribution chart, Genworth Financial ranks #27 out of 418 companies in the Insurance industry, placing it in the top 6.5%.
Is Genworth Financial's Cyclically Adjusted PB Ratio too high?
Genworth Financial's current Cyclically Adjusted PB Ratio of 0.32 is 129% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.34. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. Genworth Financial's value of 0.32 is 77.2% below this industry median. Based on the distribution chart, Genworth Financial ranks #27 out of 418 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Genworth Financial has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Genworth Financial's Cyclically Adjusted PB Ratio compare to FG and BHF?
According to the Insurance industry distribution chart, Genworth Financial ranks #27 out of 418 companies for Cyclically Adjusted PB Ratio. This places Genworth Financial in the top 7% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.41. Genworth Financial's value of 0.32 is 77.2% below this benchmark. Historically, Genworth Financial's own Cyclically Adjusted PB Ratio has ranged from 0.07 to 0.34 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 1.41, Genworth Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genworth Financial's current Cyclically Adjusted PB Ratio of 0.32 is 77.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Genworth Financial and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genworth Financial's current Cyclically Adjusted PB Ratio is 0.32, which is 129% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genworth Financial stock overvalued right now?
Genworth Financial (MEX:GNW) has a current Cyclically Adjusted PB Ratio of 0.32. The stock's GF Value™ is MXN128.46, compared to a current price of MXN160.21 — trading 24.7% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.32, which is 129% above median its 10-year median of 0.14 and 77.2% below the Insurance industry median of 1.41. Genworth Financial's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Genworth Financial (MEX:GNW), the current Cyclically Adjusted PB Ratio is 0.32 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Genworth Financial (MEX:GNW) Overvalued in 2026?

Based on GuruFocus' analysis, Genworth Financial stock appears to be overvalued. The current stock price of MXN160.21 is trading 24.7% above its estimated GF Value™ of MXN128.46.

Key valuation signals for MEX:GNW:

  • Cyclically Adjusted PB Ratio: 0.32 (129% above median its 10-year median of 0.14)
  • GF Value™: MXN128.46 vs. price of MXN160.21 (24.7% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 77.2% below the Insurance median (#27 of 418)

No single metric tells the full story. See the MEX:GNW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Genworth Financial Business Description

Other Exchanges GNW:USA
Address 11011 West Broad Street, Glen Allen, VA, USA, 23060
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
66GF Score

Get the complete analysis for MEX:GNW

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN160.21
Price
MXN128.46
GF Value