Guidewire Software (MEX:GWRE) Cyclically Adjusted PB Ratio: 4.66 (As of Aug. 18, 2026) — 44% Below Median

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MEX:GWRE Guidewire Software Inc MEX:GWRE
78 GF Score
Price MXN1,865.00
GF Value MXN2,255.37
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Guidewire Software Cyclically Adjusted PB Ratio?

Guidewire Software MEX:GWRE 78 Cyclically Adjusted PB Ratio is 4.66 as of Aug. 18, 2026, which is 44% below its 10-year median of 8.28. GuruFocus rates MEX:GWRE with a GF Score™ of 78/100 and a GF Value™ of MXN2,255.37 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,548 Software companies, Guidewire Software ranks worse than 87.53% on this metric.

As of today (2026-08-18), Guidewire Software's current share price is MXN1865.00. Guidewire Software's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was MXN400.24. Guidewire Software's Cyclically Adjusted PB Ratio for today is 4.66.

The historical rank and industry rank for Guidewire Software's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:GWRE' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 3.34   Med: 8.28   Max: 13.9
Current: 8.78

During the past years, Guidewire Software's highest Cyclically Adjusted PB Ratio was 13.90. The lowest was 3.34. And the median was 8.28.

MEX:GWRE's Cyclically Adjusted PB Ratio is ranked worse than
87.53% of 1548 companies
in the Software industry
Industry Median: 2.34 vs MEX:GWRE: 8.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Guidewire Software's adjusted book value per share data for the three months ended in Apr. 2026 was MXN277.112. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN400.24 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Guidewire Software  (MEX:GWRE) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Guidewire Software Cyclically Adjusted PB Ratio Related Terms


Guidewire Software Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Cyclically Adjusted PB Ratio Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.83 4.97 4.95 8.36 12.06

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.05 12.06 12.31 7.37 7.06

MEX:GWRE vs FIG, DT, TYL: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Guidewire Software's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Cyclically Adjusted PB Ratio falls into.


MEX:GWRE
78GF Score
Guidewire Software Inc MEX:GWRE
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Guidewire Software's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1865.00/400.24
=4.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Guidewire Software's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=277.112/333.0200*333.0200
=277.112

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

Book Value per Share CPI Adj_Book
201607 201.361 240.628 278.676
201610 203.009 241.729 279.677
201701 230.394 242.839 315.953
201704 212.281 244.524 289.108
201707 211.554 244.786 287.809
201710 250.884 246.663 338.719
201801 262.046 247.867 352.070
201804 308.695 250.546 410.310
201807 326.135 252.006 430.980
201810 371.977 252.885 489.850
201901 354.496 251.712 469.005
201904 354.378 255.548 461.811
201907 363.994 256.571 472.451
201910 368.165 257.346 476.426
202001 363.012 257.971 468.620
202004 457.285 256.389 593.961
202007 441.199 259.101 567.069
202010 421.463 260.388 539.025
202101 397.644 261.582 506.241
202104 376.949 267.054 470.061
202107 368.536 273.003 449.555
202110 369.645 276.589 445.062
202201 365.696 281.148 433.167
202204 352.122 289.109 405.604
202207 351.554 296.276 395.154
202210 287.301 298.012 321.051
202301 278.992 299.170 310.559
202304 263.086 303.363 288.805
202307 246.228 305.691 268.241
202310 265.661 307.671 287.549
202401 262.084 308.417 282.991
202404 265.339 313.548 281.817
202407 300.767 314.540 318.438
202410 304.127 315.664 320.849
202501 312.022 317.671 327.098
202504 317.059 320.795 329.142
202507 324.045 323.048 334.048
202510 334.508 0.000
202601 309.580 325.252 316.974
202604 277.112 333.020 277.112

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 4.66 mean?
Guidewire Software (MEX:GWRE) has a Cyclically Adjusted PB Ratio of 4.66 as of Aug. 18, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Guidewire Software and its competitors. This is 44% below median its historical median of 8.28. Over the past decade, Guidewire Software's Cyclically Adjusted PB Ratio has ranged from 3.34 to 13.90. According to the industry distribution chart, Guidewire Software ranks #1355 out of 1548 companies in the Software industry, placing it in the top 87.5%.
Is Guidewire Software's Cyclically Adjusted PB Ratio too high?
Guidewire Software's current Cyclically Adjusted PB Ratio of 4.66 is 44% below median its 10-year median of 8.28. Over the past 10 years, this metric has ranged from a low of 3.34 to a high of 13.90. The Software industry median Cyclically Adjusted PB Ratio is 2.34. Guidewire Software's value of 4.66 is 99.1% above this industry median. Based on the distribution chart, Guidewire Software ranks #1355 out of 1548 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Guidewire Software has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Cyclically Adjusted PB Ratio compare to FIG and DT?
According to the Software industry distribution chart, Guidewire Software ranks #1355 out of 1548 companies for Cyclically Adjusted PB Ratio. This places Guidewire Software in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.34. Guidewire Software's value of 4.66 is 99.1% above this benchmark. Historically, Guidewire Software's own Cyclically Adjusted PB Ratio has ranged from 3.34 to 13.90 over the past decade. While the company's 10-year median is 8.28 vs. the industry median of 2.34, Guidewire Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.34, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current Cyclically Adjusted PB Ratio of 4.66 is 99.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Guidewire Software and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current Cyclically Adjusted PB Ratio is 4.66, which is 44% below median its own 10-year median of 8.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (MEX:GWRE) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN2,255.37, compared to a current price of MXN1,865.00 — trading 17.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 4.66, which is 44% below median its 10-year median of 8.28 and 99.1% above the Software industry median of 2.34. Guidewire Software's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Guidewire Software (MEX:GWRE), the current Cyclically Adjusted PB Ratio is 4.66 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (MEX:GWRE) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of MXN1,865.00 is trading 17.3% below its estimated GF Value™ of MXN2,255.37. GuruFocus considers Guidewire Software to be Modestly Undervalued.

Key valuation signals for MEX:GWRE:

  • Cyclically Adjusted PB Ratio: 4.66 (44% below median its 10-year median of 8.28)
  • GF Value™: MXN2,255.37 vs. price of MXN1,865.00 (17.3% below fair value)
  • GF Score™: 78/100 with 3 warning signs
  • Industry Position: 99.1% above the Software median (#1355 of 1548)

No single metric tells the full story. See the MEX:GWRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
78GF Score

Get the complete analysis for MEX:GWRE

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,865.00
Price
MXN2,255.37
GF Value