Guidewire Software (MEX:GWRE) Moat Score: 7/10 (As of Jul. 15, 2026)

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MEX:GWRE Guidewire Software Inc MEX:GWRE
76 GF Score
Price MXN1,865.00
GF Value MXN2,718.35
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Guidewire Software Moat Score?

Guidewire Software MEX:GWRE 76 Moat Score is 7 as of Jul. 15, 2026. GuruFocus rates MEX:GWRE with a GF Score™ of 76/100 and a GF Value™ of MXN2,718.35 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,838 Software companies, Guidewire Software ranks better than 99.26% on this metric.

Guidewire Software has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Guidewire Software has Wide Moat: Guidewire Software Inc possesses a wide moat due to its strong network effects and high customer switching costs in the insurance software industry. Its robust R&D capabilities and significant market share further solidify its competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Guidewire Software might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Guidewire Software  (MEX:GWRE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Guidewire Software Moat Score Related Terms

MEX:GWRE vs FIG, FROG, HUBS: Moat Score Comparison

For the Software - Application subindustry, Guidewire Software's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guidewire Software Moat Score vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Moat Score distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Moat Score falls into.


MEX:GWRE
76GF Score
Guidewire Software Inc MEX:GWRE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Guidewire Software (MEX:GWRE) has a Moat Score of 7 as of Jul. 15, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Guidewire Software ranks #21 out of 2838 companies in the Software industry, placing it in the top 0.7%.
Is Guidewire Software's Moat Score too high?
Guidewire Software's current Moat Score is 7. Based on the distribution chart, Guidewire Software ranks #21 out of 2838 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Guidewire Software has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Moat Score compare to FIG and FROG?
According to the Software industry distribution chart, Guidewire Software ranks #21 out of 2838 companies for Moat Score. This places Guidewire Software in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Guidewire Software's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (MEX:GWRE) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN2,718.35, compared to a current price of MXN1,865.00 — trading 31.4% below its estimated fair value. The current Moat Score is 7. Guidewire Software's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Guidewire Software (MEX:GWRE), the current Moat Score is 7 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (MEX:GWRE) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of MXN1,865.00 is trading 31.4% below its estimated GF Value™ of MXN2,718.35. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for MEX:GWRE:

  • Moat Score: 7
  • GF Value™: MXN2,718.35 vs. price of MXN1,865.00 (31.4% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the MEX:GWRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
76GF Score

Get the complete analysis for MEX:GWRE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,865.00
Price
MXN2,718.35
GF Value