Guidewire Software (MEX:GWRE) Days Payable: 21.37 (As of Apr. 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:GWRE Guidewire Software Inc MEX:GWRE
76 GF Score
Price MXN1,865.00
GF Value MXN2,718.35
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Guidewire Software Days Payable?

Guidewire Software MEX:GWRE 76 Days Payable is 21.37 as of Apr. 2026, which is 20% below its 10-year median of 26.57. GuruFocus rates MEX:GWRE with a GF Score™ of 76/100 and a GF Value™ of MXN2,718.35 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 2,605 Software companies, Guidewire Software ranks worse than 77.85% on this metric.

Guidewire Software's average Accounts Payable for the three months ended in Apr. 2026 was MXN557 Mil. Guidewire Software's Cost of Goods Sold for the three months ended in Apr. 2026 was MXN2,380 Mil. Hence, Guidewire Software's Days Payable for the three months ended in Apr. 2026 was 21.37.

The historical rank and industry rank for Guidewire Software's Days Payable or its related term are showing as below:

MEX:GWRE' s Days Payable Range Over the Past 10 Years
Min: 17.83   Med: 26.57   Max: 36.51
Current: 22.16

During the past 13 years, Guidewire Software's highest Days Payable was 36.51. The lowest was 17.83. And the median was 26.57.

MEX:GWRE's Days Payable is ranked worse than
77.85% of 2605 companies
in the Software industry
Industry Median: 52.79 vs MEX:GWRE: 22.16

Guidewire Software's Days Payable declined from Apr. 2025 (22.73) to Apr. 2026 (21.37). It may suggest that Guidewire Software accelerated paying its suppliers.


Guidewire Software Days Payable Historical Data

* Premium members only.

The historical data trend for Guidewire Software's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software Days Payable Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.44 28.32 34.24 21.29 17.77

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.73 21.57 23.25 23.18 21.37

MEX:GWRE vs FIG, FROG, HUBS: Days Payable Comparison

For the Software - Application subindustry, Guidewire Software's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Days Payable vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Days Payable distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Days Payable falls into.


MEX:GWRE
76GF Score
Guidewire Software Inc MEX:GWRE
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Guidewire Software's Days Payable for the fiscal year that ended in Jul. 2025 is calculated as

Days Payable (A: Jul. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jul. 2024 ) + Accounts Payable (A: Jul. 2025 )) / count ) / Cost of Goods Sold (A: Jul. 2025 )*Days in Period
=( (282.849 + 541.297) / 2 ) / 8466.282*365
=412.073 / 8466.282*365
=17.77

Guidewire Software's Days Payable for the quarter that ended in Apr. 2026 is calculated as:

Days Payable (Q: Apr. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jan. 2026 ) + Accounts Payable (Q: Apr. 2026 )) / count ) / Cost of Goods Sold (Q: Apr. 2026 )*Days in Period
=( (502.193 + 612.573) / 2 ) / 2380.368*365 / 4
=557.383 / 2380.368*365 / 4
=21.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 21.37 mean?
Guidewire Software (MEX:GWRE) has a Days Payable of 21.37 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Guidewire Software and its competitors. This is 20% below median its historical median of 26.57. Over the past decade, Guidewire Software's Days Payable has ranged from 17.83 to 36.51. According to the industry distribution chart, Guidewire Software ranks #2028 out of 2605 companies in the Software industry, placing it in the top 77.9%.
Is Guidewire Software's Days Payable too high?
Guidewire Software's current Days Payable of 21.37 is 20% below median its 10-year median of 26.57. Over the past 10 years, this metric has ranged from a low of 17.83 to a high of 36.51. The Software industry median Days Payable is 52.79. Guidewire Software's value of 21.37 is 59.5% below this industry median. Based on the distribution chart, Guidewire Software ranks #2028 out of 2605 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Guidewire Software has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's Days Payable compare to FIG and FROG?
According to the Software industry distribution chart, Guidewire Software ranks #2028 out of 2605 companies for Days Payable. This places Guidewire Software in the lower half of its industry. The industry median Days Payable is 52.79. Guidewire Software's value of 21.37 is 59.5% below this benchmark. Historically, Guidewire Software's own Days Payable has ranged from 17.83 to 36.51 over the past decade. While the company's 10-year median is 26.57 vs. the industry median of 52.79, Guidewire Software has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.79, based on 2,605 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guidewire Software's current Days Payable of 21.37 is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Guidewire Software and its competitors. For the Software industry, the median Days Payable is 52.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guidewire Software's current Days Payable is 21.37, which is 20% below median its own 10-year median of 26.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (MEX:GWRE) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN2,718.35, compared to a current price of MXN1,865.00 — trading 31.4% below its estimated fair value. The current Days Payable is 21.37, which is 20% below median its 10-year median of 26.57 and 59.5% below the Software industry median of 52.79. Guidewire Software's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Guidewire Software (MEX:GWRE), the current Days Payable is 21.37 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (MEX:GWRE) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of MXN1,865.00 is trading 31.4% below its estimated GF Value™ of MXN2,718.35. GuruFocus considers Guidewire Software to be Significantly Undervalued.

Key valuation signals for MEX:GWRE:

  • Days Payable: 21.37 (20% below median its 10-year median of 26.57)
  • GF Value™: MXN2,718.35 vs. price of MXN1,865.00 (31.4% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 59.5% below the Software median (#2028 of 2605)

No single metric tells the full story. See the MEX:GWRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
76GF Score

Get the complete analysis for MEX:GWRE

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,865.00
Price
MXN2,718.35
GF Value