CP Capital (NSE:CPCAP) Cyclically Adjusted PB Ratio: 0.36 (As of Jul. 14, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:CPCAP CP Capital Ltd NSE:CPCAP
69 GF Score
Price ₹111.33
GF Value ₹118.17
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is CP Capital Cyclically Adjusted PB Ratio?

CP Capital NSE:CPCAP -1.04% 69 Cyclically Adjusted PB Ratio is 0.36 as of Jul. 14, 2026, which is 8% below its 10-year median of 0.39. GuruFocus rates NSE:CPCAP with a GF Score™ of 69/100 and a GF Value™ of ₹118.17 (Fairly Valued). The stock has 5 warning signs investors should review. Among 423 Credit Services companies, CP Capital ranks better than 82.51% on this metric.

As of today (2026-07-14), CP Capital's current share price is ₹111.33. CP Capital's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₹310.70. CP Capital's Cyclically Adjusted PB Ratio for today is 0.36.

The historical rank and industry rank for CP Capital's Cyclically Adjusted PB Ratio or its related term are showing as below:

NSE:CPCAP' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.39   Max: 1.03
Current: 0.36

During the past years, CP Capital's highest Cyclically Adjusted PB Ratio was 1.03. The lowest was 0.23. And the median was 0.39.

NSE:CPCAP's Cyclically Adjusted PB Ratio is ranked better than
82.51% of 423 companies
in the Credit Services industry
Industry Median: 0.95 vs NSE:CPCAP: 0.36

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CP Capital's adjusted book value per share data for the three months ended in Mar. 2026 was ₹314.911. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹310.70 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


CP Capital  (NSE:CPCAP) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CP Capital Cyclically Adjusted PB Ratio Related Terms


CP Capital Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for CP Capital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CP Capital Cyclically Adjusted PB Ratio Chart

CP Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.23 0.46 0.58 0.83 0.24

CP Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.00 0.40 0.00 0.24

NSE:CPCAP vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, CP Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CP Capital Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CP Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CP Capital's Cyclically Adjusted PB Ratio falls into.


NSE:CPCAP
69GF Score
CP Capital Ltd NSE:CPCAP
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CP Capital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CP Capital's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=111.33/310.70
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CP Capital's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, CP Capital's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=314.911/164.2724*164.2724
=314.911

Current CPI (Mar. 2026) = 164.2724.

CP Capital Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 198.681 105.961 308.017
201612 0.000 105.196 0.000
201703 210.203 105.196 328.250
201706 0.000 107.109 0.000
201709 216.931 109.021 326.870
201712 0.000 109.404 0.000
201803 222.389 109.786 332.759
201806 0.000 111.317 0.000
201809 229.588 115.142 327.552
201812 0.000 115.142 0.000
201903 235.724 118.202 327.599
201906 0.000 120.880 0.000
201909 242.744 123.175 323.736
201912 0.000 126.235 0.000
202003 247.158 124.705 325.578
202006 0.000 127.000 0.000
202009 255.687 130.118 322.802
202012 0.000 130.889 0.000
202103 246.151 131.771 306.865
202106 0.000 134.084 0.000
202109 252.800 135.847 305.697
202112 0.000 138.161 0.000
202203 258.971 138.822 306.449
202206 0.000 142.347 0.000
202209 267.451 144.661 303.709
202212 0.000 145.763 0.000
202303 263.570 146.865 294.811
202306 0.000 150.280 0.000
202309 277.838 151.492 301.277
202312 0.000 152.924 0.000
202403 274.115 153.035 294.244
202406 0.000 155.789 0.000
202409 308.403 157.882 320.885
202412 0.000 158.323 0.000
202503 299.936 157.552 312.730
202506 0.000 159.755 0.000
202509 303.053 162.289 306.756
202512 0.000 163.281 0.000
202603 314.911 164.272 314.911

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.36 mean?
CP Capital (NSE:CPCAP) has a Cyclically Adjusted PB Ratio of 0.36 as of Jul. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CP Capital and its competitors. This is near median its historical median of 0.39. Over the past decade, CP Capital's Cyclically Adjusted PB Ratio has ranged from 0.23 to 1.03. According to the industry distribution chart, CP Capital ranks #74 out of 423 companies in the Credit Services industry, placing it in the top 17.5%.
Is CP Capital's Cyclically Adjusted PB Ratio too high?
CP Capital's current Cyclically Adjusted PB Ratio of 0.36 is near median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 1.03. The Credit Services industry median Cyclically Adjusted PB Ratio is 0.95. CP Capital's value of 0.36 is 62.1% below this industry median. Based on the distribution chart, CP Capital ranks #74 out of 423 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, CP Capital has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CP Capital's Cyclically Adjusted PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, CP Capital ranks #74 out of 423 companies for Cyclically Adjusted PB Ratio. This places CP Capital in the top 18% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 0.95. CP Capital's value of 0.36 is 62.1% below this benchmark. Historically, CP Capital's own Cyclically Adjusted PB Ratio has ranged from 0.23 to 1.03 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.95, CP Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Credit Services company?
The median Cyclically Adjusted PB Ratio among Credit Services companies is 0.95, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CP Capital's current Cyclically Adjusted PB Ratio of 0.36 is 62.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CP Capital and its competitors. For the Credit Services industry, the median Cyclically Adjusted PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CP Capital's current Cyclically Adjusted PB Ratio is 0.36, which is near median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CP Capital stock overvalued right now?
Based on GuruFocus' analysis, CP Capital (NSE:CPCAP) is currently considered Fairly Valued. The stock's GF Value™ is ₹118.17, compared to a current price of ₹111.33 — trading 5.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.36, which is near median its 10-year median of 0.39 and 62.1% below the Credit Services industry median of 0.95. CP Capital's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For CP Capital (NSE:CPCAP), the current Cyclically Adjusted PB Ratio is 0.36 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CP Capital (NSE:CPCAP) Overvalued in 2026?

Based on GuruFocus' analysis, CP Capital stock appears to be undervalued. The current stock price of ₹111.33 is trading 5.8% below its estimated GF Value™ of ₹118.17. GuruFocus considers CP Capital to be Fairly Valued.

Key valuation signals for NSE:CPCAP:

  • Cyclically Adjusted PB Ratio: 0.36 (near median its 10-year median of 0.39)
  • GF Value™: ₹118.17 vs. price of ₹111.33 (5.8% below fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 62.1% below the Credit Services median (#74 of 423)

No single metric tells the full story. See the NSE:CPCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CP Capital Business Description

Other Exchanges 533260:India
Address Road No. 1, CP Tower 1, IPIA, Kota, RJ, IND, 324005
CP Capital Ltd formerly Career Point Ltd is an Indian based company which provides education and hostel services. The service line of the company consists of pre-school, school education, test preparation, higher education, e-learning, and vocational education. It also provides education consultancy and management services for the administration of the school.
69GF Score

Get the complete analysis for NSE:CPCAP

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹111.33
Price
₹118.17
GF Value