UkrGasBank OJSC (PFTS:UGZB) Cyclically Adjusted PB Ratio: 0.16 (As of Aug. 04, 2026) — 81% Below Median

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PFTS:UGZB UkrGasBank OJSC PFTS:UGZB
100 GF Score
Price ₴0.33
GF Value ₴1.89
Valuation Significantly Undervalued
! 2 Warning Signs
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What is UkrGasBank OJSC Cyclically Adjusted PB Ratio?

UkrGasBank OJSC PFTS:UGZB 100 Cyclically Adjusted PB Ratio is 0.16 as of Aug. 04, 2026, which is 81% below its 10-year median of 0.86. GuruFocus rates PFTS:UGZB with a GF Score™ of 100/100 and a GF Value™ of ₴1.89 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,286 Banks companies, UkrGasBank OJSC ranks better than 77.68% on this metric.

As of today (2026-08-04), UkrGasBank OJSC's current share price is ₴0.3272. UkrGasBank OJSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₴2.03. UkrGasBank OJSC's Cyclically Adjusted PB Ratio for today is 0.16.

The historical rank and industry rank for UkrGasBank OJSC's Cyclically Adjusted PB Ratio or its related term are showing as below:

PFTS:UGZB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.74   Med: 0.86   Max: 1.05
Current: 0.74

During the past years, UkrGasBank OJSC's highest Cyclically Adjusted PB Ratio was 1.05. The lowest was 0.74. And the median was 0.86.

PFTS:UGZB's Cyclically Adjusted PB Ratio is ranked better than
77.68% of 1286 companies
in the Banks industry
Industry Median: 1.27 vs PFTS:UGZB: 0.74

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

UkrGasBank OJSC's adjusted book value per share data for the three months ended in Mar. 2026 was ₴1.558. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₴2.03 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


UkrGasBank OJSC  (PFTS:UGZB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


UkrGasBank OJSC Cyclically Adjusted PB Ratio Related Terms


UkrGasBank OJSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for UkrGasBank OJSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UkrGasBank OJSC Cyclically Adjusted PB Ratio Chart

UkrGasBank OJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.05 0.89 0.78

UkrGasBank OJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.83 0.81 0.78 0.74

PFTS:UGZB vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, UkrGasBank OJSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UkrGasBank OJSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, UkrGasBank OJSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where UkrGasBank OJSC's Cyclically Adjusted PB Ratio falls into.


PFTS:UGZB
100GF Score
UkrGasBank OJSC PFTS:UGZB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UkrGasBank OJSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

UkrGasBank OJSC's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.3272/2.03
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UkrGasBank OJSC's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, UkrGasBank OJSC's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.558/330.2130*330.2130
=1.558

Current CPI (Mar. 2026) = 330.2130.

UkrGasBank OJSC Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.311 241.018 0.426
201609 0.344 241.428 0.471
201612 0.383 241.432 0.524
201703 0.365 243.801 0.494
201706 0.370 244.955 0.499
201709 0.377 246.819 0.504
201712 0.407 246.524 0.545
201803 0.399 249.554 0.528
201806 0.397 251.989 0.520
201809 0.402 252.439 0.526
201812 0.416 251.233 0.547
201903 0.426 254.202 0.553
201906 0.436 256.143 0.562
201909 0.464 256.759 0.597
201912 0.597 256.974 0.767
202003 0.563 258.115 0.720
202006 0.677 257.797 0.867
202009 0.675 260.280 0.856
202012 0.618 260.474 0.783
202103 0.619 264.877 0.772
202106 0.645 271.696 0.784
202109 0.713 274.310 0.858
202112 0.841 278.802 0.996
202203 0.716 287.504 0.822
202206 0.599 296.311 0.668
202209 0.454 296.808 0.505
202212 0.500 296.797 0.556
202303 0.597 301.836 0.653
202306 0.757 305.109 0.819
202309 0.812 307.789 0.871
202312 0.813 306.746 0.875
202403 0.996 312.332 1.053
202406 1.163 314.175 1.222
202409 1.231 315.301 1.289
202412 1.171 315.605 1.225
202503 1.223 319.799 1.263
202506 1.306 322.561 1.337
202509 1.429 324.800 1.453
202512 1.476 324.054 1.504
202603 1.558 330.213 1.558

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.16 mean?
UkrGasBank OJSC (PFTS:UGZB) has a Cyclically Adjusted PB Ratio of 0.16 as of Aug. 04, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on UkrGasBank OJSC and its competitors. This is 81% below median its historical median of 0.86. Over the past decade, UkrGasBank OJSC's Cyclically Adjusted PB Ratio has ranged from 0.74 to 1.05. According to the industry distribution chart, UkrGasBank OJSC ranks #287 out of 1286 companies in the Banks industry, placing it in the top 22.3%.
Is UkrGasBank OJSC's Cyclically Adjusted PB Ratio too high?
UkrGasBank OJSC's current Cyclically Adjusted PB Ratio of 0.16 is 81% below median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 1.05. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. UkrGasBank OJSC's value of 0.16 is 87.4% below this industry median. Based on the distribution chart, UkrGasBank OJSC ranks #287 out of 1286 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, UkrGasBank OJSC has a GF Score™ of 100/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UkrGasBank OJSC's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, UkrGasBank OJSC ranks #287 out of 1286 companies for Cyclically Adjusted PB Ratio. This places UkrGasBank OJSC in the top 22% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.27. UkrGasBank OJSC's value of 0.16 is 87.4% below this benchmark. Historically, UkrGasBank OJSC's own Cyclically Adjusted PB Ratio has ranged from 0.74 to 1.05 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 1.27, UkrGasBank OJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UkrGasBank OJSC's current Cyclically Adjusted PB Ratio of 0.16 is 87.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on UkrGasBank OJSC and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UkrGasBank OJSC's current Cyclically Adjusted PB Ratio is 0.16, which is 81% below median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UkrGasBank OJSC stock overvalued right now?
Based on GuruFocus' analysis, UkrGasBank OJSC (PFTS:UGZB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₴1.89, compared to a current price of ₴0.33 — trading 82.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.16, which is 81% below median its 10-year median of 0.86 and 87.4% below the Banks industry median of 1.27. UkrGasBank OJSC's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For UkrGasBank OJSC (PFTS:UGZB), the current Cyclically Adjusted PB Ratio is 0.16 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UkrGasBank OJSC (PFTS:UGZB) Overvalued in 2026?

Based on GuruFocus' analysis, UkrGasBank OJSC stock appears to be undervalued. The current stock price of ₴0.33 is trading 82.7% below its estimated GF Value™ of ₴1.89. GuruFocus considers UkrGasBank OJSC to be Significantly Undervalued.

Key valuation signals for PFTS:UGZB:

  • Cyclically Adjusted PB Ratio: 0.16 (81% below median its 10-year median of 0.86)
  • GF Value™: ₴1.89 vs. price of ₴0.33 (82.7% below fair value)
  • GF Score™: 100/100 with 2 warning signs
  • Industry Position: 87.4% below the Banks median (#287 of 1286)

No single metric tells the full story. See the PFTS:UGZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UkrGasBank OJSC Business Description

Address Kovpaka Street 29, Kyiv, UKR, 03150
UkrGasBank OJSC provides a range of banking products and services for retail and corporate customers in Ukraine. It accepts deposits and current accounts, and provides purpose and consumer loans, and overdrafts. The company also offers payment and fund transfer, currency exchange, credit card handling, financing, and other banking services, as well as attracts and places funds for its corporate and retail customers. Its segments are Retail banking, Corporate banking, clients of small and medium-sized enterprises (SME); Financial institutions, treasury and investment business; and Other Activities. The majority of its revenue is generated from the Financial institutions, treasury, and investment business.
100GF Score

Get the complete analysis for PFTS:UGZB

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₴0.33
Price
₴1.89
GF Value