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UkrGasBank OJSCPFTS:UGZB 100 Net Margin % is 15.83% as of Mar. 2026, which is 37% below its 10-year median of 25.02. GuruFocus rates PFTS:UGZB with a GF Score™ of 100/100 and a GF Value™ of ₴1.89 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, UkrGasBank OJSC ranks better than 69.11% on this metric.
Net margin is calculated as Net Income divided by its Revenue. UkrGasBank OJSC's Net Income for the
three
months ended in Mar. 2026 was ₴506 Mil. UkrGasBank OJSC's Revenue for the
three
months ended in Mar. 2026 was ₴3,193 Mil. Therefore, UkrGasBank OJSC's net margin for the quarter that ended in Mar. 2026 was 15.83%.
The historical rank and industry rank for UkrGasBank OJSC's Net Margin % or its related term are showing as below:
PFTS:UGZB'
s Net Margin % Range Over the Past 10 Years
Min: -51.61 Med: 25.02 Max: 48.34
Current: 32.81
PFTS:UGZB's Net Margin % is ranked better than 69.11% of 1525
companies
in the Banks industry
Industry Median: 27.08
vs PFTS:UGZB: 32.81
UkrGasBank OJSC (PFTS:UGZB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
UkrGasBank OJSC Net Margin % Related Terms
UkrGasBank OJSC Net Margin % Historical Data
* Premium members only.
The historical data trend for UkrGasBank OJSC's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, UkrGasBank OJSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UkrGasBank OJSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, UkrGasBank OJSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where UkrGasBank OJSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UkrGasBank OJSC (PFTS:UGZB) has a Net Margin % of 15.83% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on UkrGasBank OJSC and its competitors. This is 37% below median its historical median of 25.02. According to the industry distribution chart, UkrGasBank OJSC ranks #471 out of 1525 companies in the Banks industry, placing it in the top 30.9%.
Is UkrGasBank OJSC's Net Margin % too high?
UkrGasBank OJSC's current Net Margin % of 15.83% is 37% below median its 10-year median of 25.02. The Banks industry median Net Margin % is 27.08. UkrGasBank OJSC's value of 15.83% is 41.5% below this industry median. Based on the distribution chart, UkrGasBank OJSC ranks #471 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, UkrGasBank OJSC has a GF Score™ of 100/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UkrGasBank OJSC's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, UkrGasBank OJSC ranks #471 out of 1525 companies for Net Margin %. This puts UkrGasBank OJSC in the upper half of its industry. The industry median Net Margin % is 27.08. UkrGasBank OJSC's value of 15.83% is 41.5% below this benchmark. While the company's 10-year median is 25.02 vs. the industry median of 27.08, UkrGasBank OJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.08, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UkrGasBank OJSC's current Net Margin % of 15.83% is 41.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on UkrGasBank OJSC and its competitors. For the Banks industry, the median Net Margin % is 27.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UkrGasBank OJSC's current Net Margin % is 15.83%, which is 37% below median its own 10-year median of 25.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UkrGasBank OJSC stock overvalued right now?
Based on GuruFocus' analysis, UkrGasBank OJSC (PFTS:UGZB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₴1.89, compared to a current price of ₴0.33 — trading 82.7% below its estimated fair value. The current Net Margin % is 15.83%, which is 37% below median its 10-year median of 25.02 and 41.5% below the Banks industry median of 27.08. UkrGasBank OJSC's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For UkrGasBank OJSC (PFTS:UGZB), the current Net Margin % is 15.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UkrGasBank OJSC (PFTS:UGZB) Overvalued in 2026?
Based on GuruFocus' analysis, UkrGasBank OJSC stock appears to be undervalued.
The current stock price of ₴0.33 is trading 82.7% below its estimated GF Value™ of ₴1.89.
GuruFocus considers UkrGasBank OJSC to be Significantly Undervalued.
Key valuation signals for PFTS:UGZB:
Net Margin %: 15.83% (37% below median its 10-year median of 25.02)
GF Value™: ₴1.89 vs. price of ₴0.33 (82.7% below fair value)
Industry Position: 41.5% below the Banks median (#471 of 1525)
No single metric tells the full story. See the PFTS:UGZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UkrGasBank OJSC provides a range of banking products and services for retail and corporate customers in Ukraine. It accepts deposits and current accounts, and provides purpose and consumer loans, and overdrafts. The company also offers payment and fund transfer, currency exchange, credit card handling, financing, and other banking services, as well as attracts and places funds for its corporate and retail customers. Its segments are Retail banking, Corporate banking, clients of small and medium-sized enterprises (SME); Financial institutions, treasury and investment business; and Other Activities. The majority of its revenue is generated from the Financial institutions, treasury, and investment business.
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