RPMT (Rego Payment Architectures) Cyclically Adjusted PB Ratio: (As of Jul. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
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RPMT Rego Payment Architectures Inc RPMT
13 GF Score
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What is Rego Payment Architectures Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Rego Payment Architectures  (OTCPK:RPMT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Rego Payment Architectures Cyclically Adjusted PB Ratio Related Terms


Rego Payment Architectures Cyclically Adjusted PB Ratio Historical Data

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The historical data trend for Rego Payment Architectures's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rego Payment Architectures Cyclically Adjusted PB Ratio Chart

Rego Payment Architectures Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Rego Payment Architectures Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

RPMT vs REKR, GOAI, FATN: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Rego Payment Architectures's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rego Payment Architectures Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Rego Payment Architectures's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Rego Payment Architectures's Cyclically Adjusted PB Ratio falls into.


RPMT
13GF Score
Rego Payment Architectures Inc RPMT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Rego Payment Architectures Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Rego Payment Architectures's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Rego Payment Architectures's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.369/330.2130*330.2130
=-0.369

Current CPI (Mar. 2026) = 330.2130.

Rego Payment Architectures Quarterly Data

Book Value per Share CPI Adj_Book
201606 -0.073 241.018 -0.100
201609 -0.080 241.428 -0.109
201612 -0.091 241.432 -0.124
201703 -0.104 243.801 -0.141
201706 -0.114 244.955 -0.154
201709 -0.123 246.819 -0.165
201712 -0.133 246.524 -0.178
201803 -0.141 249.554 -0.187
201806 -0.146 251.989 -0.191
201809 -0.156 252.439 -0.204
201812 -0.162 251.233 -0.213
201903 -0.169 254.202 -0.220
201906 -0.177 256.143 -0.228
201909 -0.185 256.759 -0.238
201912 -0.191 256.974 -0.245
202003 -0.199 258.115 -0.255
202006 -0.205 257.797 -0.263
202009 -0.211 260.280 -0.268
202012 -0.311 260.474 -0.394
202103 -0.225 264.877 -0.280
202106 -0.238 271.696 -0.289
202109 -0.244 274.310 -0.294
202112 -0.258 278.802 -0.306
202203 -0.246 287.504 -0.283
202206 -0.264 296.311 -0.294
202209 -0.294 296.808 -0.327
202212 -0.273 296.797 -0.304
202303 -0.241 301.836 -0.264
202306 -0.201 305.109 -0.218
202309 -0.215 307.789 -0.231
202312 -0.231 306.746 -0.249
202403 -0.248 312.332 -0.262
202406 -0.239 314.175 -0.251
202409 -0.260 315.301 -0.272
202412 -0.277 315.605 -0.290
202503 -0.294 319.799 -0.304
202506 -0.314 322.561 -0.321
202509 -0.330 324.800 -0.335
202512 -0.351 324.054 -0.358
202603 -0.369 330.213 -0.369

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Rego Payment Architectures Business Description

Address 325 Sentry Parkway, Suite 200, Blue Bell, PA, USA, 19422
Rego Payment Architectures Inc is a provider of consumer software that delivers a mobile payment platform, Mazoola. Its system allows parents and their children to manage, allocate funds, and track their expenditures, savings, and charitable giving online. Its system is designed to allow the child to transact online without a credit card by gaining the parent's permission ahead of time and allowing the parent to set up the rules of use. The Company's reportable segment is a family financial solutions platform that safeguards children's privacy and provides anti-fraud protection for the elderly.
13GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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