RPMT (Rego Payment Architectures) Moat Score: 2/10 (As of Jun. 30, 2026)


RPMT Rego Payment Architectures Inc RPMT
13 GF Score
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What is Rego Payment Architectures Moat Score?

Rego Payment Architectures RPMT -4.11% 13 Moat Score is 2 as of Jun. 30, 2026. GuruFocus rates RPMT with a GF Score™ of 13/100. The stock has 3 warning signs investors should review. Among 2,844 Software companies, Rego Payment Architectures ranks better than 79.5% on this metric.

Rego Payment Architectures has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Rego Payment Architectures has No Moat: Rego Payment Architectures Inc has very weak competitive advantages, lacking significant market share, brand strength, or proprietary technology.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Rego Payment Architectures might have No Moat - Very weak/transient advantages.

Rego Payment Architectures  (OTCPK:RPMT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Rego Payment Architectures Moat Score Related Terms

RPMT vs REKR, GOAI, FATN: Moat Score Comparison

For the Software - Infrastructure subindustry, Rego Payment Architectures's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Rego Payment Architectures Moat Score vs Software Industry

For the Software industry and Technology sector, Rego Payment Architectures's Moat Score distribution charts can be found below:

* The bar in red indicates where Rego Payment Architectures's Moat Score falls into.


RPMT
13GF Score
Rego Payment Architectures Inc RPMT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Rego Payment Architectures (RPMT) has a Moat Score of 2 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Rego Payment Architectures ranks #583 out of 2844 companies in the Software industry, placing it in the top 20.5%.
Is Rego Payment Architectures' Moat Score too high?
Rego Payment Architectures' current Moat Score is 2. Based on the distribution chart, Rego Payment Architectures ranks #583 out of 2844 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Rego Payment Architectures has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Rego Payment Architectures' Moat Score compare to REKR and GOAI?
According to the Software industry distribution chart, Rego Payment Architectures ranks #583 out of 2844 companies for Moat Score. This places Rego Payment Architectures in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Rego Payment Architectures's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rego Payment Architectures stock overvalued right now?
Rego Payment Architectures (RPMT) has a current Moat Score of 2. The current Moat Score is 2. Rego Payment Architectures' overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Rego Payment Architectures (RPMT), the current Moat Score is 2 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rego Payment Architectures Business Description

Address 325 Sentry Parkway, Suite 200, Blue Bell, PA, USA, 19422
Rego Payment Architectures Inc is a provider of consumer software that delivers a mobile payment platform, Mazoola. Its system allows parents and their children to manage, allocate funds, and track their expenditures, savings, and charitable giving online. Its system is designed to allow the child to transact online without a credit card by gaining the parent's permission ahead of time and allowing the parent to set up the rules of use. The Company's reportable segment is a family financial solutions platform that safeguards children's privacy and provides anti-fraud protection for the elderly.
13GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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