RPMT (Rego Payment Architectures) ROC (Joel Greenblatt) %: 0.00% (As of Mar. 2026)


RPMT Rego Payment Architectures Inc RPMT
13 GF Score
Price $0.64
! 3 Warning Signs
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What is Rego Payment Architectures ROC (Joel Greenblatt) %?

Rego Payment Architectures RPMT -4.20% 13 ROC (Joel Greenblatt) % is 0.00% as of Mar. 2026. GuruFocus rates RPMT with a GF Score™ of 13/100. The stock has 3 warning signs investors should review. Among 2,801 Software companies, Rego Payment Architectures ranks worse than 35701.5% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Rego Payment Architectures's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 0.00%.

The historical rank and industry rank for Rego Payment Architectures's ROC (Joel Greenblatt) % or its related term are showing as below:

During the past 13 years, Rego Payment Architectures's highest ROC (Joel Greenblatt) % was -21435.00%. The lowest was -45800.00%. And the median was -33617.50%.

RPMT's ROC (Joel Greenblatt) % is not ranked *
in the Software industry.
Industry Median: 19.99
* Ranked among companies with meaningful ROC (Joel Greenblatt) % only.

Rego Payment Architectures's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Rego Payment Architectures  (OTCPK:RPMT) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Rego Payment Architectures ROC (Joel Greenblatt) % Related Terms


Rego Payment Architectures ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Rego Payment Architectures's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rego Payment Architectures ROC (Joel Greenblatt) % Chart

Rego Payment Architectures Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Rego Payment Architectures Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

RPMT vs REKR, GOAI, FATN: ROC (Joel Greenblatt) % Comparison

For the Software - Infrastructure subindustry, Rego Payment Architectures's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rego Payment Architectures ROC (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, Rego Payment Architectures's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Rego Payment Architectures's ROC (Joel Greenblatt) % falls into.


RPMT
13GF Score
Rego Payment Architectures Inc RPMT
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Rego Payment Architectures ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.074) - (26.628 + 0 + -7.105427357601E-15)
=-26.554

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0.051) - (28.306 + 0 + 0)
=-28.255

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Rego Payment Architectures for the quarter that ended in Mar. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=-6.42/( ( (0 + max(-26.554, 0)) + (0 + max(-28.255, 0)) )/ 1 )
=-6.42/( ( 0 + 0 )/ 1 )
=-6.42/0
= %

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 0.00% mean?
Rego Payment Architectures (RPMT) has a ROC (Joel Greenblatt) % of 0.00% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Rego Payment Architectures and its competitors. According to the industry distribution chart, Rego Payment Architectures ranks #999999 out of 2801 companies in the Software industry.
Is Rego Payment Architectures' ROC (Joel Greenblatt) % too high?
Rego Payment Architectures' current ROC (Joel Greenblatt) % is 0.00%. Based on the distribution chart, Rego Payment Architectures ranks #999999 out of 2801 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Rego Payment Architectures has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Rego Payment Architectures' ROC (Joel Greenblatt) % compare to REKR and GOAI?
According to the Software industry distribution chart, Rego Payment Architectures ranks #999999 out of 2801 companies for ROC (Joel Greenblatt) %. This places Rego Payment Architectures in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 19.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Software company?
The median ROC (Joel Greenblatt) % among Software companies is 19.99, based on 2,801 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Rego Payment Architectures and its competitors. For the Software industry, the median ROC (Joel Greenblatt) % is 19.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rego Payment Architectures's current ROC (Joel Greenblatt) % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rego Payment Architectures stock overvalued right now?
Rego Payment Architectures (RPMT) has a current ROC (Joel Greenblatt) % of 0.00%. The current ROC (Joel Greenblatt) % is 0.00%. Rego Payment Architectures' overall GF Score™ is 13/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Rego Payment Architectures (RPMT), the current ROC (Joel Greenblatt) % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rego Payment Architectures Business Description

Address 325 Sentry Parkway, Suite 200, Blue Bell, PA, USA, 19422
Rego Payment Architectures Inc is a provider of consumer software that delivers a mobile payment platform, Mazoola. Its system allows parents and their children to manage, allocate funds, and track their expenditures, savings, and charitable giving online. Its system is designed to allow the child to transact online without a credit card by gaining the parent's permission ahead of time and allowing the parent to set up the rules of use. The Company's reportable segment is a family financial solutions platform that safeguards children's privacy and provides anti-fraud protection for the elderly.
13GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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