Mutakamela Insurance Co (SAU:8040) Cyclically Adjusted PB Ratio: 1.05 (As of Sep. 06, 2026) — 29% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8040 Mutakamela Insurance Co SAU:8040
54 GF Score
Price ﷼13.33
GF Value ﷼43.15
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Mutakamela Insurance Co Cyclically Adjusted PB Ratio?

Mutakamela Insurance Co SAU:8040 +0.98% 54 Cyclically Adjusted PB Ratio is 1.05 as of Sep. 06, 2026, which is 29% below its 10-year median of 1.47. GuruFocus rates SAU:8040 with a GF Score™ of 54/100 and a GF Value™ of ﷼43.15 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 410 Insurance companies, Mutakamela Insurance Co ranks better than 66.59% on this metric.

As of today (2026-09-06), Mutakamela Insurance Co's current share price is ﷼13.33. Mutakamela Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ﷼12.64. Mutakamela Insurance Co's Cyclically Adjusted PB Ratio for today is 1.05.

The historical rank and industry rank for Mutakamela Insurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

SAU:8040' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.69   Med: 1.47   Max: 2.93
Current: 1.05

During the past years, Mutakamela Insurance Co's highest Cyclically Adjusted PB Ratio was 2.93. The lowest was 0.69. And the median was 1.47.

SAU:8040's Cyclically Adjusted PB Ratio is ranked better than
66.59% of 410 companies
in the Insurance industry
Industry Median: 1.41 vs SAU:8040: 1.05

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Mutakamela Insurance Co's adjusted book value per share data for the three months ended in Jun. 2026 was ﷼11.809. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼12.64 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mutakamela Insurance Co  (SAU:8040) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mutakamela Insurance Co Cyclically Adjusted PB Ratio Related Terms


Mutakamela Insurance Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Mutakamela Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutakamela Insurance Co Cyclically Adjusted PB Ratio Chart

Mutakamela Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.37 1.64 1.34 0.92

Mutakamela Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.38 1.17 0.92 0.73 0.95

SAU:8040 vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Mutakamela Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutakamela Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutakamela Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mutakamela Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8040
54GF Score
Mutakamela Insurance Co SAU:8040
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutakamela Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mutakamela Insurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=13.33/12.64
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutakamela Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Mutakamela Insurance Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.809/333.9520*333.9520
=11.809

Current CPI (Jun. 2026) = 333.9520.

Mutakamela Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 6.266 241.428 8.667
201612 6.318 241.432 8.739
201703 6.573 243.801 9.004
201706 6.765 244.955 9.223
201709 6.964 246.819 9.422
201712 7.131 246.524 9.660
201803 7.187 249.554 9.618
201806 7.371 251.989 9.769
201809 7.505 252.439 9.928
201812 7.917 251.233 10.524
201903 8.167 254.202 10.729
201906 8.809 256.143 11.485
201909 9.090 256.759 11.823
201912 9.564 256.974 12.429
202003 8.827 258.115 11.420
202006 16.961 257.797 21.971
202009 12.071 260.280 15.488
202012 11.912 260.474 15.272
202103 11.838 264.877 14.925
202106 11.894 271.696 14.619
202109 11.830 274.310 14.402
202112 12.597 278.802 15.089
202203 11.627 287.504 13.505
202206 11.474 296.311 12.932
202209 11.370 296.808 12.793
202212 12.428 296.797 13.984
202303 12.868 301.836 14.237
202306 12.931 305.109 14.153
202309 12.764 307.789 13.849
202312 11.543 306.746 12.567
202403 13.488 312.332 14.422
202406 13.441 314.175 14.287
202409 13.564 315.301 14.366
202412 11.812 315.605 12.499
202503 13.778 319.799 14.388
202506 13.921 322.561 14.413
202509 12.094 324.800 12.435
202512 12.169 324.054 12.541
202603 12.008 330.213 12.144
202606 11.809 333.952 11.809

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.05 mean?
Mutakamela Insurance Co (SAU:8040) has a Cyclically Adjusted PB Ratio of 1.05 as of Sep. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mutakamela Insurance Co and its competitors. This is 29% below median its historical median of 1.47. Over the past decade, Mutakamela Insurance Co's Cyclically Adjusted PB Ratio has ranged from 0.69 to 2.93. According to the industry distribution chart, Mutakamela Insurance Co ranks #137 out of 410 companies in the Insurance industry, placing it in the top 33.4%.
Is Mutakamela Insurance Co's Cyclically Adjusted PB Ratio too high?
Mutakamela Insurance Co's current Cyclically Adjusted PB Ratio of 1.05 is 29% below median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 2.93. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. Mutakamela Insurance Co's value of 1.05 is 25.5% below this industry median. Based on the distribution chart, Mutakamela Insurance Co ranks #137 out of 410 companies in the Insurance industry, which is above the industry midpoint. Overall, Mutakamela Insurance Co has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mutakamela Insurance Co's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mutakamela Insurance Co ranks #137 out of 410 companies for Cyclically Adjusted PB Ratio. This puts Mutakamela Insurance Co in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.41. Mutakamela Insurance Co's value of 1.05 is 25.5% below this benchmark. Historically, Mutakamela Insurance Co's own Cyclically Adjusted PB Ratio has ranged from 0.69 to 2.93 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 1.41, Mutakamela Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mutakamela Insurance Co's current Cyclically Adjusted PB Ratio of 1.05 is 25.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Mutakamela Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutakamela Insurance Co's current Cyclically Adjusted PB Ratio is 1.05, which is 29% below median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutakamela Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Mutakamela Insurance Co (SAU:8040) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼43.15, compared to a current price of ﷼13.33 — trading 69.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.05, which is 29% below median its 10-year median of 1.47 and 25.5% below the Insurance industry median of 1.41. Mutakamela Insurance Co's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Mutakamela Insurance Co (SAU:8040), the current Cyclically Adjusted PB Ratio is 1.05 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutakamela Insurance Co (SAU:8040) Overvalued in 2026?

Based on GuruFocus' analysis, Mutakamela Insurance Co stock appears to be undervalued. The current stock price of ﷼13.33 is trading 69.1% below its estimated GF Value™ of ﷼43.15. GuruFocus considers Mutakamela Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8040:

  • Cyclically Adjusted PB Ratio: 1.05 (29% below median its 10-year median of 1.47)
  • GF Value™: ﷼43.15 vs. price of ﷼13.33 (69.1% below fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 25.5% below the Insurance median (#137 of 410)

No single metric tells the full story. See the SAU:8040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutakamela Insurance Co Business Description

Address Khorais Road, Khaleej Bridge, Riyadh, SAU, 11481
Mutakamela Insurance Co is an Insurance company that provides tailored insurance solutions for businesses and individuals. Its products are Motor Insurance, Travel Insurance, Waad AlAjyal Gold Waad Isteqrar Gold, Waad Ousra, Marine Insurance, Health Insurance, Liability Insurance, Engineering Insurance, and Others. The company's segments include: Motor insurance; Health care (medical) products; Property and casualty; Protection and saving; and Shareholders' segment. Geographically, is located in Saudi Arabia and Outside, with maximum in Saudi Arabia.
54GF Score

Get the complete analysis for SAU:8040

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼13.33
Price
﷼43.15
GF Value