Mutakamela Insurance Co (SAU:8040) 3-Year ROIIC % : 0.00% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8040 Mutakamela Insurance Co SAU:8040
56 GF Score
Price ﷼13.39
GF Value ﷼45.01
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Mutakamela Insurance Co 3-Year ROIIC %?

Mutakamela Insurance Co SAU:8040 56 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus rates SAU:8040 with a GF Score™ of 56/100 and a GF Value™ of ﷼45.01 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 338 Insurance companies, Mutakamela Insurance Co ranks worse than 295857.69% on this metric.

3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year. Mutakamela Insurance Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

The industry rank for Mutakamela Insurance Co's 3-Year ROIIC % or its related term are showing as below:

SAU:8040's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.02
* Ranked among companies with meaningful 3-Year ROIIC % only.

Mutakamela Insurance Co  (SAU:8040) 3-Year ROIIC % Explanation

Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.

High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.

Be Aware

It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.


Mutakamela Insurance Co 3-Year ROIIC % Related Terms


Mutakamela Insurance Co 3-Year ROIIC % Historical Data

* Premium members only.

The historical data trend for Mutakamela Insurance Co's 3-Year ROIIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutakamela Insurance Co 3-Year ROIIC % Chart

Mutakamela Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year ROIIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Mutakamela Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year ROIIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SAU:8040 vs BRK.A, AIG, HIG: 3-Year ROIIC % Comparison

For the Insurance - Diversified subindustry, Mutakamela Insurance Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutakamela Insurance Co 3-Year ROIIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutakamela Insurance Co's 3-Year ROIIC % distribution charts can be found below:

* The bar in red indicates where Mutakamela Insurance Co's 3-Year ROIIC % falls into.


SAU:8040
56GF Score
Mutakamela Insurance Co SAU:8040
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutakamela Insurance Co 3-Year ROIIC % Calculation

Mutakamela Insurance Co's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:

3-Year ROIIC %=3-Year Incremental Net Operating Profit After Taxes (NOPAT)**/3-Year Incremental Invested Capital**
=( 0 (Dec. 2025) - 0 (Dec. 2022) )/( 1814.18745 (Dec. 2025) - 1848.62195 (Dec. 2022) )
=/-34.4345
=0.00%***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

Frequently Asked Questions Learn more about 3-Year ROIIC % →
What does a 3-Year ROIIC % of 0.00 mean?
Mutakamela Insurance Co (SAU:8040) has a 3-Year ROIIC % of 0.00 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Mutakamela Insurance Co and its competitors. According to the industry distribution chart, Mutakamela Insurance Co ranks #999999 out of 338 companies in the Insurance industry.
Is Mutakamela Insurance Co's 3-Year ROIIC % too high?
Mutakamela Insurance Co's current 3-Year ROIIC % is 0.00. Based on the distribution chart, Mutakamela Insurance Co ranks #999999 out of 338 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Mutakamela Insurance Co has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mutakamela Insurance Co's 3-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mutakamela Insurance Co ranks #999999 out of 338 companies for 3-Year ROIIC %. This places Mutakamela Insurance Co in the lower half of its industry. The industry median 3-Year ROIIC % is 5.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.02, based on 338 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Mutakamela Insurance Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutakamela Insurance Co's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutakamela Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Mutakamela Insurance Co (SAU:8040) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼45.01, compared to a current price of ﷼13.39 — trading 70.3% below its estimated fair value. The current 3-Year ROIIC % is 0.00. Mutakamela Insurance Co's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Mutakamela Insurance Co (SAU:8040), the current 3-Year ROIIC % is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutakamela Insurance Co (SAU:8040) Overvalued in 2026?

Based on GuruFocus' analysis, Mutakamela Insurance Co stock appears to be undervalued. The current stock price of ﷼13.39 is trading 70.3% below its estimated GF Value™ of ﷼45.01. GuruFocus considers Mutakamela Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8040:

  • 3-Year ROIIC %: 0.00
  • GF Value™: ﷼45.01 vs. price of ﷼13.39 (70.3% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the SAU:8040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutakamela Insurance Co Business Description

Address Khorais Road, Khaleej Bridge, Riyadh, SAU, 11481
Mutakamela Insurance Co is an Insurance company that provides tailored insurance solutions for businesses and individuals. Its products are Motor Insurance, Travel Insurance, Waad AlAjyal Gold Waad Isteqrar Gold, Waad Ousra, Marine Insurance, Health Insurance, Liability Insurance, Engineering Insurance, and Others. The company's segments include: Motor insurance; Health care (medical) products; Property and casualty; Protection and saving; and Shareholders' segment. Geographically, is located in Saudi Arabia and Outside, with maximum in Saudi Arabia.
56GF Score

Get the complete analysis for SAU:8040

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼13.39
Price
﷼45.01
GF Value