Mutakamela Insurance Co (SAU:8040) Return-on-Tangible-Equity: -5.91% (As of Mar. 2026)

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SAU:8040 Mutakamela Insurance Co SAU:8040
56 GF Score
Price ﷼12.31
GF Value ﷼44.88
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Mutakamela Insurance Co Return-on-Tangible-Equity?

Mutakamela Insurance Co SAU:8040 -3.75% 56 Return-on-Tangible-Equity is -5.91% as of Mar. 2026. GuruFocus rates SAU:8040 with a GF Score™ of 56/100 and a GF Value™ of ﷼44.88 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 496 Insurance companies, Mutakamela Insurance Co ranks worse than 92.94% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Mutakamela Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was ﷼-42.5 Mil. Mutakamela Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ﷼719.1 Mil. Therefore, Mutakamela Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -5.91%.

The historical rank and industry rank for Mutakamela Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:

SAU:8040' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -5.21   Med: 3.67   Max: 14.85
Current: -1.19

During the past 13 years, Mutakamela Insurance Co's highest Return-on-Tangible-Equity was 14.85%. The lowest was -5.21%. And the median was 3.67%.

SAU:8040's Return-on-Tangible-Equity is ranked worse than
92.94% of 496 companies
in the Insurance industry
Industry Median: 13.51 vs SAU:8040: -1.19

Mutakamela Insurance Co  (SAU:8040) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Mutakamela Insurance Co Return-on-Tangible-Equity Related Terms


Mutakamela Insurance Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Mutakamela Insurance Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutakamela Insurance Co Return-on-Tangible-Equity Chart

Mutakamela Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.76 1.14 5.15 2.18 1.04

Mutakamela Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.05 4.24 0.28 -4.25 -5.91

SAU:8040 vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Mutakamela Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutakamela Insurance Co Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Mutakamela Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Mutakamela Insurance Co's Return-on-Tangible-Equity falls into.


SAU:8040
56GF Score
Mutakamela Insurance Co SAU:8040
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutakamela Insurance Co Return-on-Tangible-Equity Calculation

Mutakamela Insurance Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=7.406/( (702.292+723.891 )/ 2 )
=7.406/713.0915
=1.04 %

Mutakamela Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-42.512/( (723.891+714.358)/ 2 )
=-42.512/719.1245
=-5.91 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -5.91% mean?
Mutakamela Insurance Co (SAU:8040) has a Return-on-Tangible-Equity of -5.91% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mutakamela Insurance Co and its competitors. According to the industry distribution chart, Mutakamela Insurance Co ranks #461 out of 496 companies in the Insurance industry, placing it in the top 92.9%.
Is Mutakamela Insurance Co's Return-on-Tangible-Equity too high?
Mutakamela Insurance Co's current Return-on-Tangible-Equity is -5.91%. Based on the distribution chart, Mutakamela Insurance Co ranks #461 out of 496 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Mutakamela Insurance Co has a GF Score™ of 56/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mutakamela Insurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mutakamela Insurance Co ranks #461 out of 496 companies for Return-on-Tangible-Equity. This places Mutakamela Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.51, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Mutakamela Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutakamela Insurance Co's current Return-on-Tangible-Equity is -5.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutakamela Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Mutakamela Insurance Co (SAU:8040) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼44.88, compared to a current price of ﷼12.31 — trading 72.6% below its estimated fair value. The current Return-on-Tangible-Equity is -5.91%. Mutakamela Insurance Co's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Mutakamela Insurance Co (SAU:8040), the current Return-on-Tangible-Equity is -5.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutakamela Insurance Co (SAU:8040) Overvalued in 2026?

Based on GuruFocus' analysis, Mutakamela Insurance Co stock appears to be undervalued. The current stock price of ﷼12.31 is trading 72.6% below its estimated GF Value™ of ﷼44.88. GuruFocus considers Mutakamela Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8040:

  • Return-on-Tangible-Equity: -5.91%
  • GF Value™: ﷼44.88 vs. price of ﷼12.31 (72.6% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the SAU:8040 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutakamela Insurance Co Business Description

Address Khorais Road, Khaleej Bridge, Riyadh, SAU, 11481
Mutakamela Insurance Co is an Insurance company that provides tailored insurance solutions for businesses and individuals. Its products are Motor Insurance, Travel Insurance, Waad AlAjyal Gold Waad Isteqrar Gold, Waad Ousra, Marine Insurance, Health Insurance, Liability Insurance, Engineering Insurance, and Others. The company's segments include: Motor insurance; Health care (medical) products; Property and casualty; Protection and saving; and Shareholders' segment. Geographically, is located in Saudi Arabia and Outside, with maximum in Saudi Arabia.
56GF Score

Get the complete analysis for SAU:8040

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.31
Price
﷼44.88
GF Value