Saudi Reinsurance Co (SAU:8200) Cyclically Adjusted PB Ratio: 2.72 (As of Aug. 25, 2026) — 59% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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SAU:8200 Saudi Reinsurance Co SAU:8200
81 GF Score
Price ﷼26.72
GF Value ﷼31.27
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Saudi Reinsurance Co Cyclically Adjusted PB Ratio?

Saudi Reinsurance Co SAU:8200 +9.96% 81 Cyclically Adjusted PB Ratio is 2.72 as of Aug. 25, 2026, which is 59% above its 10-year median of 1.71. GuruFocus rates SAU:8200 with a GF Score™ of 81/100 and a GF Value™ of ﷼31.27 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 413 Insurance companies, Saudi Reinsurance Co ranks worse than 77.24% on this metric.

As of today (2026-08-25), Saudi Reinsurance Co's current share price is ﷼26.72. Saudi Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ﷼9.81. Saudi Reinsurance Co's Cyclically Adjusted PB Ratio for today is 2.72.

The historical rank and industry rank for Saudi Reinsurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

SAU:8200' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.91   Med: 1.71   Max: 5.1
Current: 2.47

During the past years, Saudi Reinsurance Co's highest Cyclically Adjusted PB Ratio was 5.10. The lowest was 0.91. And the median was 1.71.

SAU:8200's Cyclically Adjusted PB Ratio is ranked worse than
77.24% of 413 companies
in the Insurance industry
Industry Median: 1.39 vs SAU:8200: 2.47

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Saudi Reinsurance Co's adjusted book value per share data for the three months ended in Jun. 2026 was ﷼14.097. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼9.81 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Saudi Reinsurance Co  (SAU:8200) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Saudi Reinsurance Co Cyclically Adjusted PB Ratio Related Terms


Saudi Reinsurance Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Saudi Reinsurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Reinsurance Co Cyclically Adjusted PB Ratio Chart

Saudi Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.51 1.20 1.59 4.34 2.90

Saudi Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.93 3.72 2.90 2.57 2.63

SAU:8200 vs RGA, EG, RNR: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Reinsurance subindustry, Saudi Reinsurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Reinsurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Reinsurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Reinsurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8200
81GF Score
Saudi Reinsurance Co SAU:8200
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Reinsurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Saudi Reinsurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=26.72/9.81
=2.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Saudi Reinsurance Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=14.097/333.9520*333.9520
=14.097

Current CPI (Jun. 2026) = 333.9520.

Saudi Reinsurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 5.969 241.428 8.257
201612 6.257 241.432 8.655
201703 6.287 243.801 8.612
201706 6.360 244.955 8.671
201709 6.332 246.819 8.567
201712 6.440 246.524 8.724
201803 6.485 249.554 8.678
201806 6.486 251.989 8.596
201809 6.570 252.439 8.691
201812 6.470 251.233 8.600
201903 6.637 254.202 8.719
201906 6.736 256.143 8.782
201909 6.819 256.759 8.869
201912 6.799 256.974 8.836
202003 6.851 258.115 8.864
202006 6.892 257.797 8.928
202009 6.994 260.280 8.974
202012 7.173 260.474 9.196
202103 7.299 264.877 9.202
202106 7.404 271.696 9.101
202109 7.457 274.310 9.078
202112 7.419 278.802 8.887
202203 7.608 287.504 8.837
202206 7.497 296.311 8.449
202209 7.698 296.808 8.661
202212 7.904 296.797 8.893
202303 7.991 301.836 8.841
202306 8.502 305.109 9.306
202309 8.746 307.789 9.489
202312 8.911 306.746 9.701
202403 9.164 312.332 9.798
202406 9.452 314.175 10.047
202409 12.550 315.301 13.292
202412 12.525 315.605 13.253
202503 12.363 319.799 12.910
202506 12.674 322.561 13.122
202509 12.915 324.800 13.279
202512 13.099 324.054 13.499
202603 13.354 330.213 13.505
202606 14.097 333.952 14.097

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.72 mean?
Saudi Reinsurance Co (SAU:8200) has a Cyclically Adjusted PB Ratio of 2.72 as of Aug. 25, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Reinsurance Co and its competitors. This is 59% above median its historical median of 1.71. Over the past decade, Saudi Reinsurance Co's Cyclically Adjusted PB Ratio has ranged from 0.91 to 5.10. According to the industry distribution chart, Saudi Reinsurance Co ranks #319 out of 413 companies in the Insurance industry, placing it in the top 77.2%.
Is Saudi Reinsurance Co's Cyclically Adjusted PB Ratio too high?
Saudi Reinsurance Co's current Cyclically Adjusted PB Ratio of 2.72 is 59% above median its 10-year median of 1.71. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 5.10. The Insurance industry median Cyclically Adjusted PB Ratio is 1.39. Saudi Reinsurance Co's value of 2.72 is 95.7% above this industry median. Based on the distribution chart, Saudi Reinsurance Co ranks #319 out of 413 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Saudi Reinsurance Co has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Reinsurance Co's Cyclically Adjusted PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Saudi Reinsurance Co ranks #319 out of 413 companies for Cyclically Adjusted PB Ratio. This places Saudi Reinsurance Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.39. Saudi Reinsurance Co's value of 2.72 is 95.7% above this benchmark. Historically, Saudi Reinsurance Co's own Cyclically Adjusted PB Ratio has ranged from 0.91 to 5.10 over the past decade. While the company's 10-year median is 1.71 vs. the industry median of 1.39, Saudi Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.39, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Reinsurance Co's current Cyclically Adjusted PB Ratio of 2.72 is 95.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Reinsurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Reinsurance Co's current Cyclically Adjusted PB Ratio is 2.72, which is 59% above median its own 10-year median of 1.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Reinsurance Co (SAU:8200) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼31.27, compared to a current price of ﷼26.72 — trading 14.6% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.72, which is 59% above median its 10-year median of 1.71 and 95.7% above the Insurance industry median of 1.39. Saudi Reinsurance Co's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Saudi Reinsurance Co (SAU:8200), the current Cyclically Adjusted PB Ratio is 2.72 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Reinsurance Co (SAU:8200) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Reinsurance Co stock appears to be undervalued. The current stock price of ﷼26.72 is trading 14.6% below its estimated GF Value™ of ﷼31.27. GuruFocus considers Saudi Reinsurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8200:

  • Cyclically Adjusted PB Ratio: 2.72 (59% above median its 10-year median of 1.71)
  • GF Value™: ﷼31.27 vs. price of ﷼26.72 (14.6% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 95.7% above the Insurance median (#319 of 413)

No single metric tells the full story. See the SAU:8200 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Reinsurance Co Business Description

Address 4130 Northern Ring Road, Al Wadi District.13, Unit number 1, Riyadh, SAU, 13313-6684
Saudi Reinsurance Co is engaged in providing insurance and reinsurance-related services. It operates its business in two reportable segments Property and Casualty and Life and Health. Property and Casualty provide coverage for property and casualty risks, including Engineering, Fire, Marine, General Accident, Specialty, IDI, Motor and other business segments (Whole Accounts, Aviation, Energy, Agriculture and Political Risk etc). Life and Health segment includes Health and Life insurance business lines. These products provide coverage for personal well-being, healthcare expenses, and life protection.
81GF Score

Get the complete analysis for SAU:8200

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼26.72
Price
﷼31.27
GF Value