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Saudi Reinsurance CoSAU:8200 -0.96%64 PB Ratio is 1.85 as of Aug. 06, 2026, which is 45% above its 10-year median of 1.28. GuruFocus rates SAU:8200 with a GF Score™ of 64/100 and a GF Value™ of ﷼30.66 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 497 Insurance companies, Saudi Reinsurance Co ranks worse than 62.58% on this metric.
Saudi Reinsurance Co stock PB Ratio (=1.94) is close to 2-year low of 1.79.
The historical rank and industry rank for Saudi Reinsurance Co's PB Ratio or its related term are showing as below:
SAU:8200'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 1.28 Max: 3.5
Current: 1.82
During the past 13 years, Saudi Reinsurance Co's highest PB Ratio was 3.50. The lowest was 0.60. And the median was 1.28.
SAU:8200's PB Ratio is ranked worse than 62.58% of 497
companies
in the Insurance industry
Industry Median: 1.4
vs SAU:8200: 1.82
During the past 12 months, Saudi Reinsurance Co's average Book Value Per Share Growth Rate was 8.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 18.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Saudi Reinsurance Co was 19.10% per year. The lowest was -5.80% per year. And the median was 1.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Saudi Reinsurance Co PB Ratio Related Terms
Saudi Reinsurance Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Saudi Reinsurance Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Saudi Reinsurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi Reinsurance Co PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Saudi Reinsurance Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Saudi Reinsurance Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Saudi Reinsurance Co (SAU:8200) has a PB Ratio of 1.85 as of Aug. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Saudi Reinsurance Co and its competitors. This is 45% above median its historical median of 1.28. Over the past decade, Saudi Reinsurance Co's PB Ratio has ranged from 0.60 to 3.50. According to the industry distribution chart, Saudi Reinsurance Co ranks #311 out of 497 companies in the Insurance industry, placing it in the top 62.6%.
Is Saudi Reinsurance Co's PB Ratio too high?
Saudi Reinsurance Co's current PB Ratio of 1.85 is 45% above median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 3.50. The Insurance industry median PB Ratio is 1.40. Saudi Reinsurance Co's value of 1.85 is 32.1% above this industry median. Based on the distribution chart, Saudi Reinsurance Co ranks #311 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Saudi Reinsurance Co has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Reinsurance Co's PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Saudi Reinsurance Co ranks #311 out of 497 companies for PB Ratio. This places Saudi Reinsurance Co in the lower half of its industry. The industry median PB Ratio is 1.40. Saudi Reinsurance Co's value of 1.85 is 32.1% above this benchmark. Historically, Saudi Reinsurance Co's own PB Ratio has ranged from 0.60 to 3.50 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.40, Saudi Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Reinsurance Co's current PB Ratio of 1.85 is 32.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Saudi Reinsurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Reinsurance Co's current PB Ratio is 1.85, which is 45% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Reinsurance Co (SAU:8200) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼30.66, compared to a current price of ﷼24.66 — trading 19.6% below its estimated fair value. The current PB Ratio is 1.85, which is 45% above median its 10-year median of 1.28 and 32.1% above the Insurance industry median of 1.40. Saudi Reinsurance Co's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Saudi Reinsurance Co (SAU:8200), the current PB Ratio is 1.85 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi Reinsurance Co (SAU:8200) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi Reinsurance Co stock appears to be undervalued.
The current stock price of ﷼24.66 is trading 19.6% below its estimated GF Value™ of ﷼30.66.
GuruFocus considers Saudi Reinsurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8200:
PB Ratio: 1.85 (45% above median its 10-year median of 1.28)
GF Value™: ﷼30.66 vs. price of ﷼24.66 (19.6% below fair value)
Industry Position: 32.1% above the Insurance median (#311 of 497)
No single metric tells the full story. See the SAU:8200 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi Reinsurance Co is engaged in providing insurance and reinsurance-related services. It operates its business in two reportable segments Property and Casualty and Life and Health. Property and Casualty provide coverage for property and casualty risks, including Engineering, Fire, Marine, General Accident, Specialty, IDI, Motor and other business segments (Whole Accounts, Aviation, Energy, Agriculture and Political Risk etc). Life and Health segment includes Health and Life insurance business lines. These products provide coverage for personal well-being, healthcare expenses, and life protection.
64GF Score
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