Saudi Reinsurance Co (SAU:8200) Interest Coverage: 305.07 (As of Jun. 2026) — 254% Above Median

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SAU:8200 Saudi Reinsurance Co SAU:8200
83 GF Score
Price ﷼24.21
GF Value ﷼31.24
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saudi Reinsurance Co Interest Coverage?

Saudi Reinsurance Co SAU:8200 -0.37% 83 Interest Coverage is 305.07 as of Jun. 2026, which is 254% above its 10-year median of 86.11. GuruFocus rates SAU:8200 with a GF Score™ of 83/100 and a GF Value™ of ﷼31.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 349 Insurance companies, Saudi Reinsurance Co ranks better than 83.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Saudi Reinsurance Co's EBIT for the three months ended in Jun. 2026 was ﷼129 Mil. Saudi Reinsurance Co's Interest Expense for the three months ended in Jun. 2026 was ﷼-0 Mil. Saudi Reinsurance Co's interest coverage for the quarter that ended in Jun. 2026 was 305.07. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Saudi Reinsurance Co has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Saudi Reinsurance Co's Interest Coverage or its related term are showing as below:

SAU:8200' s Interest Coverage Range Over the Past 10 Years
Min: 76.66   Med: 86.11   Max: 176.29
Current: 176.29


SAU:8200's Interest Coverage is ranked better than
83.38% of 349 companies
in the Insurance industry
Industry Median: 15.34 vs SAU:8200: 176.29

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Saudi Reinsurance Co  (SAU:8200) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Saudi Reinsurance Co Interest Coverage Related Terms


Saudi Reinsurance Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Saudi Reinsurance Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Saudi Reinsurance Co Interest Coverage Chart

Saudi Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 76.66 95.55 N/A N/A

Saudi Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 145.53 78.84 N/A N/A 305.07

SAU:8200 vs RGA, EG, RNR: Interest Coverage Comparison

For the Insurance - Reinsurance subindustry, Saudi Reinsurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Reinsurance Co Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Reinsurance Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Saudi Reinsurance Co's Interest Coverage falls into.


SAU:8200
83GF Score
Saudi Reinsurance Co SAU:8200
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Reinsurance Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Saudi Reinsurance Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Saudi Reinsurance Co's Interest Expense was ﷼0 Mil. Its EBIT was ﷼0 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼57 Mil.

GuruFocus does not calculate Saudi Reinsurance Co's interest coverage with the available data.

Saudi Reinsurance Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Saudi Reinsurance Co's Interest Expense was ﷼-0 Mil. Its EBIT was ﷼129 Mil. And its Long-Term Debt & Capital Lease Obligation was ﷼57 Mil.

Interest Coverage=-1* EBIT (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*129.044/-0.423
=305.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 305.07 mean?
Saudi Reinsurance Co (SAU:8200) has a Interest Coverage of 305.07 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saudi Reinsurance Co and its competitors. This is 254% above median its historical median of 86.11. Over the past decade, Saudi Reinsurance Co's Interest Coverage has ranged from 76.66 to 176.29. According to the industry distribution chart, Saudi Reinsurance Co ranks #58 out of 349 companies in the Insurance industry, placing it in the top 16.6%.
Is Saudi Reinsurance Co's Interest Coverage too high?
Saudi Reinsurance Co's current Interest Coverage of 305.07 is 254% above median its 10-year median of 86.11. Over the past 10 years, this metric has ranged from a low of 76.66 to a high of 176.29. The Insurance industry median Interest Coverage is 15.34. Saudi Reinsurance Co's value of 305.07 is 1888.7% above this industry median. Based on the distribution chart, Saudi Reinsurance Co ranks #58 out of 349 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Reinsurance Co has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Reinsurance Co's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Saudi Reinsurance Co ranks #58 out of 349 companies for Interest Coverage. This places Saudi Reinsurance Co in the top 17% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 15.34. Saudi Reinsurance Co's value of 305.07 is 1888.7% above this benchmark. Historically, Saudi Reinsurance Co's own Interest Coverage has ranged from 76.66 to 176.29 over the past decade. While the company's 10-year median is 86.11 vs. the industry median of 15.34, Saudi Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Reinsurance Co's current Interest Coverage of 305.07 is 1888.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saudi Reinsurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Reinsurance Co's current Interest Coverage is 305.07, which is 254% above median its own 10-year median of 86.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Reinsurance Co (SAU:8200) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼31.24, compared to a current price of ﷼24.21 — trading 22.5% below its estimated fair value. The current Interest Coverage is 305.07, which is 254% above median its 10-year median of 86.11 and 1888.7% above the Insurance industry median of 15.34. Saudi Reinsurance Co's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saudi Reinsurance Co (SAU:8200), the current Interest Coverage is 305.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Reinsurance Co (SAU:8200) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Reinsurance Co stock appears to be undervalued. The current stock price of ﷼24.21 is trading 22.5% below its estimated GF Value™ of ﷼31.24. GuruFocus considers Saudi Reinsurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8200:

  • Interest Coverage: 305.07 (254% above median its 10-year median of 86.11)
  • GF Value™: ﷼31.24 vs. price of ﷼24.21 (22.5% below fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 1888.7% above the Insurance median (#58 of 349)

No single metric tells the full story. See the SAU:8200 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Reinsurance Co Business Description

Address 4130 Northern Ring Road, Al Wadi District.13, Unit number 1, Riyadh, SAU, 13313-6684
Saudi Reinsurance Co is engaged in providing insurance and reinsurance-related services. It operates its business in two reportable segments Property and Casualty and Life and Health. Property and Casualty provide coverage for property and casualty risks, including Engineering, Fire, Marine, General Accident, Specialty, IDI, Motor and other business segments (Whole Accounts, Aviation, Energy, Agriculture and Political Risk etc). Life and Health segment includes Health and Life insurance business lines. These products provide coverage for personal well-being, healthcare expenses, and life protection.
83GF Score

Get the complete analysis for SAU:8200

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼24.21
Price
﷼31.24
GF Value