Rithm Capital (STU:14N1) Cyclically Adjusted PB Ratio: 0.60 (As of Sep. 12, 2026) — 13% Below Median

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STU:14N1 Rithm Capital Corp STU:14N1
53 GF Score
Price €8.38
GF Value €8.90
Valuation Fairly Valued
! 7 Warning Signs
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What is Rithm Capital Cyclically Adjusted PB Ratio?

Rithm Capital STU:14N1 +0.78% 53 Cyclically Adjusted PB Ratio is 0.60 as of Sep. 12, 2026, which is 13% below its 10-year median of 0.69. GuruFocus rates STU:14N1 with a GF Score™ of 53/100 and a GF Value™ of €8.90 (Fairly Valued). The stock has 7 warning signs investors should review. Among 551 REITs companies, Rithm Capital ranks better than 62.07% on this metric.

As of today (2026-09-12), Rithm Capital's current share price is €8.38. Rithm Capital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €13.93. Rithm Capital's Cyclically Adjusted PB Ratio for today is 0.60.

The historical rank and industry rank for Rithm Capital's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:14N1' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.5   Med: 0.69   Max: 0.8
Current: 0.61

During the past years, Rithm Capital's highest Cyclically Adjusted PB Ratio was 0.80. The lowest was 0.50. And the median was 0.69.

STU:14N1's Cyclically Adjusted PB Ratio is ranked better than
62.07% of 551 companies
in the REITs industry
Industry Median: 0.78 vs STU:14N1: 0.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Rithm Capital's adjusted book value per share data for the three months ended in Jun. 2026 was €10.701. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €13.93 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Rithm Capital  (STU:14N1) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Rithm Capital Cyclically Adjusted PB Ratio Related Terms


Rithm Capital Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Rithm Capital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rithm Capital Cyclically Adjusted PB Ratio Chart

Rithm Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.77 0.55 0.70 0.69 0.70

Rithm Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.72 0.70 0.60 0.59

STU:14N1 vs STWD, DX, BXMT: Cyclically Adjusted PB Ratio Comparison

For the REIT - Mortgage subindustry, Rithm Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rithm Capital Cyclically Adjusted PB Ratio vs REITs Industry

For the REITs industry and Real Estate sector, Rithm Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Rithm Capital's Cyclically Adjusted PB Ratio falls into.


STU:14N1
53GF Score
Rithm Capital Corp STU:14N1
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rithm Capital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Rithm Capital's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=8.38/13.93
=0.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rithm Capital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Rithm Capital's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=10.701/333.9520*333.9520
=10.701

Current CPI (Jun. 2026) = 333.9520.

Rithm Capital Quarterly Data

Book Value per Share CPI Adj_Book
201609 11.115 241.428 15.375
201612 12.324 241.432 17.047
201703 12.480 243.801 17.095
201706 12.813 244.955 17.468
201709 12.479 246.819 16.884
201712 12.894 246.524 17.467
201803 13.665 249.554 18.286
201806 14.379 251.989 19.056
201809 14.461 252.439 19.130
201812 14.283 251.233 18.986
201903 14.534 254.202 19.094
201906 14.308 256.143 18.654
201909 14.761 256.759 19.199
201912 14.586 256.974 18.955
202003 9.691 258.115 12.538
202006 9.567 257.797 12.393
202009 9.223 260.280 11.834
202012 8.935 260.474 11.456
202103 9.538 264.877 12.025
202106 9.355 271.696 11.499
202109 9.644 274.310 11.741
202112 10.128 278.802 12.131
202203 11.407 287.504 13.250
202206 11.621 296.311 13.097
202209 12.221 296.808 13.750
202212 11.330 296.797 12.748
202303 10.900 301.836 12.060
202306 11.224 305.109 12.285
202309 11.539 307.789 12.520
202312 10.911 306.746 11.879
202403 11.212 312.332 11.988
202406 11.513 314.175 12.238
202409 11.094 315.301 11.750
202412 11.992 315.605 12.689
202503 11.462 319.799 11.969
202506 11.021 322.561 11.410
202509 10.927 324.800 11.235
202512 10.815 324.054 11.145
202603 10.818 330.213 10.940
202606 10.701 333.952 10.701

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.60 mean?
Rithm Capital (STU:14N1) has a Cyclically Adjusted PB Ratio of 0.60 as of Sep. 12, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Rithm Capital and its competitors. This is 13% below median its historical median of 0.69. Over the past decade, Rithm Capital's Cyclically Adjusted PB Ratio has ranged from 0.50 to 0.80. According to the industry distribution chart, Rithm Capital ranks #209 out of 551 companies in the REITs industry, placing it in the top 37.9%.
Is Rithm Capital's Cyclically Adjusted PB Ratio too high?
Rithm Capital's current Cyclically Adjusted PB Ratio of 0.60 is 13% below median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 0.80. The REITs industry median Cyclically Adjusted PB Ratio is 0.78. Rithm Capital's value of 0.60 is 23.1% below this industry median. Based on the distribution chart, Rithm Capital ranks #209 out of 551 companies in the REITs industry, which is above the industry midpoint. Overall, Rithm Capital has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rithm Capital's Cyclically Adjusted PB Ratio compare to STWD and DX?
According to the REITs industry distribution chart, Rithm Capital ranks #209 out of 551 companies for Cyclically Adjusted PB Ratio. This puts Rithm Capital in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.78. Rithm Capital's value of 0.60 is 23.1% below this benchmark. Historically, Rithm Capital's own Cyclically Adjusted PB Ratio has ranged from 0.50 to 0.80 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 0.78, Rithm Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a REITs company?
The median Cyclically Adjusted PB Ratio among REITs companies is 0.78, based on 551 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rithm Capital's current Cyclically Adjusted PB Ratio of 0.60 is 23.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Rithm Capital and its competitors. For the REITs industry, the median Cyclically Adjusted PB Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rithm Capital's current Cyclically Adjusted PB Ratio is 0.60, which is 13% below median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rithm Capital stock overvalued right now?
Based on GuruFocus' analysis, Rithm Capital (STU:14N1) is currently considered Fairly Valued. The stock's GF Value™ is €8.90, compared to a current price of €8.38 — trading 5.8% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.60, which is 13% below median its 10-year median of 0.69 and 23.1% below the REITs industry median of 0.78. Rithm Capital's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Rithm Capital (STU:14N1), the current Cyclically Adjusted PB Ratio is 0.60 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rithm Capital (STU:14N1) Overvalued in 2026?

Based on GuruFocus' analysis, Rithm Capital stock appears to be undervalued. The current stock price of €8.38 is trading 5.8% below its estimated GF Value™ of €8.90. GuruFocus considers Rithm Capital to be Fairly Valued.

Key valuation signals for STU:14N1:

  • Cyclically Adjusted PB Ratio: 0.60 (13% below median its 10-year median of 0.69)
  • GF Value™: €8.90 vs. price of €8.38 (5.8% below fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 23.1% below the REITs median (#209 of 551)

No single metric tells the full story. See the STU:14N1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rithm Capital Business Description

Industry Real EstateREITs
Address 799 Broadway, New York, NY, USA, 10003
Rithm Capital Corp operates as a real estate investment trust that provides capital and services to the real estate and financial services industries. The company aims to generate attractive risk-adjusted returns in all interest-rate environments through a complementary portfolio of investments and operating businesses. Its investment portfolio is composed of mortgage servicing-related assets (full and excess MSRs and servicer advances), residential securities (and associated call rights), loans (including single-family rental), and consumer loans. Its operating segments are Origination and Servicing; Investment Portfolio; Residential Transitional Lending; and Asset Management.
53GF Score

Get the complete analysis for STU:14N1

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.38
Price
€8.90
GF Value