Rithm Capital (STU:14N1) Moat Score: 4/10 (As of Jul. 31, 2026)

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STU:14N1 Rithm Capital Corp STU:14N1
49 GF Score
Price €8.55
GF Value €8.81
Valuation Fairly Valued
! 6 Warning Signs
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What is Rithm Capital Moat Score?

Rithm Capital STU:14N1 -1.50% 49 Moat Score is 4 as of Jul. 31, 2026. GuruFocus rates STU:14N1 with a GF Score™ of 49/100 and a GF Value™ of €8.81 (Fairly Valued). The stock has 6 warning signs investors should review. Among 970 REITs companies, Rithm Capital ranks better than 86.91% on this metric.

Rithm Capital has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Rithm Capital has Narrow Moat: Rithm Capital Corp has a discernible but modest moat due to its position in the financial services industry. It benefits from some economies of scale and regulatory knowledge, but lacks strong brand strength and customer loyalty.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Rithm Capital might have Narrow Moat - Discernible but modest moat.

Rithm Capital  (STU:14N1) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Rithm Capital Moat Score Related Terms

STU:14N1 vs STWD, DX, BXMT: Moat Score Comparison

For the REIT - Mortgage subindustry, Rithm Capital's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Rithm Capital Moat Score vs REITs Industry

For the REITs industry and Real Estate sector, Rithm Capital's Moat Score distribution charts can be found below:

* The bar in red indicates where Rithm Capital's Moat Score falls into.


STU:14N1
49GF Score
Rithm Capital Corp STU:14N1
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Rithm Capital (STU:14N1) has a Moat Score of 4 as of Jul. 31, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Rithm Capital ranks #127 out of 970 companies in the REITs industry, placing it in the top 13.1%.
Is Rithm Capital's Moat Score too high?
Rithm Capital's current Moat Score is 4. Based on the distribution chart, Rithm Capital ranks #127 out of 970 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Rithm Capital has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rithm Capital's Moat Score compare to STWD and DX?
According to the REITs industry distribution chart, Rithm Capital ranks #127 out of 970 companies for Moat Score. This places Rithm Capital in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a REITs company?
A good Moat Score depends on the REITs industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Rithm Capital's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rithm Capital stock overvalued right now?
Based on GuruFocus' analysis, Rithm Capital (STU:14N1) is currently considered Fairly Valued. The stock's GF Value™ is €8.81, compared to a current price of €8.55 — trading 3% below its estimated fair value. The current Moat Score is 4. Rithm Capital's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Rithm Capital (STU:14N1), the current Moat Score is 4 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rithm Capital (STU:14N1) Overvalued in 2026?

Based on GuruFocus' analysis, Rithm Capital stock appears to be undervalued. The current stock price of €8.55 is trading 3% below its estimated GF Value™ of €8.81. GuruFocus considers Rithm Capital to be Fairly Valued.

Key valuation signals for STU:14N1:

  • Moat Score: 4
  • GF Value™: €8.81 vs. price of €8.55 (3% below fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the STU:14N1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rithm Capital Business Description

Industry Real EstateREITs
Address 799 Broadway, New York, NY, USA, 10003
Rithm Capital Corp operates as a real estate investment trust that provides capital and services to the real estate and financial services industries. The company aims to generate attractive risk-adjusted returns in all interest-rate environments through a complementary portfolio of investments and operating businesses. Its investment portfolio is composed of mortgage servicing-related assets (full and excess MSRs and servicer advances), residential securities (and associated call rights), loans (including single-family rental), and consumer loans. Its operating segments are Origination and Servicing; Investment Portfolio; Residential Transitional Lending; and Asset Management.
49GF Score

Get the complete analysis for STU:14N1

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.55
Price
€8.81
GF Value