Graubuendner Kantonalbank (STU:1Y3) Cyclically Adjusted PB Ratio: 0.63 (As of Aug. 24, 2026) — 26% Above Median

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STU:1Y3 Graubuendner Kantonalbank STU:1Y3
53 GF Score
Price €2,590.00
GF Value €1,968.73
! 9 Warning Signs
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What is Graubuendner Kantonalbank Cyclically Adjusted PB Ratio?

Graubuendner Kantonalbank STU:1Y3 +0.39% 53 Cyclically Adjusted PB Ratio is 0.63 as of Aug. 24, 2026, which is 26% above its 10-year median of 0.50. GuruFocus rates STU:1Y3 with a GF Score™ of 53/100 and a GF Value™ of €1,968.73. The stock has 9 warning signs investors should review. Among 1,280 Banks companies, Graubuendner Kantonalbank ranks better than 81.95% on this metric.

As of today (2026-08-24), Graubuendner Kantonalbank's current share price is €2590.00. Graubuendner Kantonalbank's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was €4,090.12. Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio for today is 0.63.

The historical rank and industry rank for Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:1Y3' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.5   Max: 0.93
Current: 0.64

During the past 13 years, Graubuendner Kantonalbank's highest Cyclically Adjusted PB Ratio was 0.93. The lowest was 0.45. And the median was 0.50.

STU:1Y3's Cyclically Adjusted PB Ratio is ranked better than
81.95% of 1280 companies
in the Banks industry
Industry Median: 1.28 vs STU:1Y3: 0.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Graubuendner Kantonalbank's adjusted book value per share data of for the fiscal year that ended in Dec25 was €4,315.565. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €4,090.12 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Graubuendner Kantonalbank  (STU:1Y3) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Graubuendner Kantonalbank Cyclically Adjusted PB Ratio Related Terms


Graubuendner Kantonalbank Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Graubuendner Kantonalbank Cyclically Adjusted PB Ratio Chart

Graubuendner Kantonalbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.48 0.46 0.46 0.48

Graubuendner Kantonalbank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.00 0.46 0.00 0.48

Graubuendner Kantonalbank Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Graubuendner Kantonalbank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio falls into.


STU:1Y3
53GF Score
Graubuendner Kantonalbank STU:1Y3
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Graubuendner Kantonalbank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2590.00/4090.12
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Graubuendner Kantonalbank's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Graubuendner Kantonalbank's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=4315.565/107.2000*107.2000
=4,315.565

Current CPI (Dec25) = 107.2000.

Graubuendner Kantonalbank Annual Data

Book Value per Share CPI Adj_Book
201612 3,039.073 99.380 3,278.228
201712 2,914.587 100.213 3,117.796
201812 3,131.479 100.906 3,326.805
201912 3,350.577 101.063 3,554.032
202012 3,389.268 100.241 3,624.571
202112 3,594.416 101.776 3,785.994
202212 3,838.838 104.666 3,931.770
202312 4,141.020 106.461 4,169.757
202412 4,271.938 107.128 4,274.805
202512 4,315.565 107.200 4,315.565

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.63 mean?
Graubuendner Kantonalbank (STU:1Y3) has a Cyclically Adjusted PB Ratio of 0.63 as of Aug. 24, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Graubuendner Kantonalbank and its competitors. This is 26% above median its historical median of 0.50. Over the past decade, Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio has ranged from 0.45 to 0.93. According to the industry distribution chart, Graubuendner Kantonalbank ranks #231 out of 1280 companies in the Banks industry, placing it in the top 18%.
Is Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio too high?
Graubuendner Kantonalbank's current Cyclically Adjusted PB Ratio of 0.63 is 26% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.93. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Graubuendner Kantonalbank's value of 0.63 is 50.8% below this industry median. Based on the distribution chart, Graubuendner Kantonalbank ranks #231 out of 1280 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Graubuendner Kantonalbank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Graubuendner Kantonalbank ranks #231 out of 1280 companies for Cyclically Adjusted PB Ratio. This places Graubuendner Kantonalbank in the top 18% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.28. Graubuendner Kantonalbank's value of 0.63 is 50.8% below this benchmark. Historically, Graubuendner Kantonalbank's own Cyclically Adjusted PB Ratio has ranged from 0.45 to 0.93 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 1.28, Graubuendner Kantonalbank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,280 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Graubuendner Kantonalbank's current Cyclically Adjusted PB Ratio of 0.63 is 50.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Graubuendner Kantonalbank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Graubuendner Kantonalbank's current Cyclically Adjusted PB Ratio is 0.63, which is 26% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Graubuendner Kantonalbank (STU:1Y3) has a current Cyclically Adjusted PB Ratio of 0.63. The stock's GF Value™ is €1,968.73, compared to a current price of €2,590.00 — trading 31.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.63, which is 26% above median its 10-year median of 0.50 and 50.8% below the Banks industry median of 1.28. Graubuendner Kantonalbank's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Graubuendner Kantonalbank (STU:1Y3), the current Cyclically Adjusted PB Ratio is 0.63 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Graubuendner Kantonalbank (STU:1Y3) Overvalued in 2026?

Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued. The current stock price of €2,590.00 is trading 31.6% above its estimated GF Value™ of €1,968.73.

Key valuation signals for STU:1Y3:

  • Cyclically Adjusted PB Ratio: 0.63 (26% above median its 10-year median of 0.50)
  • GF Value™: €1,968.73 vs. price of €2,590.00 (31.6% above fair value)
  • GF Score™: 53/100 with 9 warning signs
  • Industry Position: 50.8% below the Banks median (#231 of 1280)

No single metric tells the full story. See the STU:1Y3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Graubuendner Kantonalbank Business Description

Address Postplatz, Chur, CHE, 7001
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
53GF Score

Get the complete analysis for STU:1Y3

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2,590.00
Price
€1,968.73
GF Value