Graubuendner Kantonalbank (STU:1Y3) ROE % Adjusted to Book Value: 15.76% (As of Dec. 2025)

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STU:1Y3 Graubuendner Kantonalbank STU:1Y3
55 GF Score
Price €2,440.00
GF Value €1,978.21
! 9 Warning Signs
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What is Graubuendner Kantonalbank ROE % Adjusted to Book Value?

Graubuendner Kantonalbank STU:1Y3 55 ROE % Adjusted to Book Value is 15.76% as of Dec. 2025. GuruFocus rates STU:1Y3 with a GF Score™ of 55/100 and a GF Value™ of €1,978.21. The stock has 9 warning signs investors should review.

Graubuendner Kantonalbank's ROE % for the quarter that ended in Dec. 2025 was 7.09%. Graubuendner Kantonalbank's PB Ratio for the quarter that ended in Dec. 2025 was 0.45. Graubuendner Kantonalbank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 15.76%.


Graubuendner Kantonalbank ROE % Adjusted to Book Value Related Terms


Graubuendner Kantonalbank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Graubuendner Kantonalbank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Graubuendner Kantonalbank ROE % Adjusted to Book Value Chart

Graubuendner Kantonalbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.51 22.03 25.26 24.93 16.22

Graubuendner Kantonalbank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.42 27.34 21.00 17.39 15.76

Graubuendner Kantonalbank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Graubuendner Kantonalbank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Graubuendner Kantonalbank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Graubuendner Kantonalbank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Graubuendner Kantonalbank's ROE % Adjusted to Book Value falls into.


STU:1Y3
55GF Score
Graubuendner Kantonalbank STU:1Y3
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Graubuendner Kantonalbank ROE % Adjusted to Book Value Calculation

Graubuendner Kantonalbank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.30% / 0.45
=16.22%

Graubuendner Kantonalbank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.09% / 0.45
=15.76%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.76% mean?
Graubuendner Kantonalbank (STU:1Y3) has a ROE % Adjusted to Book Value of 15.76% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Graubuendner Kantonalbank and its competitors.
Is Graubuendner Kantonalbank's ROE % Adjusted to Book Value too high?
Graubuendner Kantonalbank's current ROE % Adjusted to Book Value is 15.76%. Overall, Graubuendner Kantonalbank has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's ROE % Adjusted to Book Value compare to competitors?
Graubuendner Kantonalbank's ROE % Adjusted to Book Value of 15.76% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Graubuendner Kantonalbank and its competitors. Graubuendner Kantonalbank's current ROE % Adjusted to Book Value is 15.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Graubuendner Kantonalbank (STU:1Y3) has a current ROE % Adjusted to Book Value of 15.76%. The stock's GF Value™ is €1,978.21, compared to a current price of €2,440.00 — trading 23.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 15.76%. Graubuendner Kantonalbank's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Graubuendner Kantonalbank (STU:1Y3), the current ROE % Adjusted to Book Value is 15.76% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Graubuendner Kantonalbank (STU:1Y3) Overvalued in 2026?

Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued. The current stock price of €2,440.00 is trading 23.3% above its estimated GF Value™ of €1,978.21.

Key valuation signals for STU:1Y3:

  • ROE % Adjusted to Book Value: 15.76%
  • GF Value™: €1,978.21 vs. price of €2,440.00 (23.3% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the STU:1Y3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Graubuendner Kantonalbank Business Description

Address Postplatz, Chur, CHE, 7001
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
55GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2,440.00
Price
€1,978.21
GF Value