Graubuendner Kantonalbank (STU:1Y3) Scaled Net Operating Assets: 0.05 (As of Dec. 2025)

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STU:1Y3 Graubuendner Kantonalbank STU:1Y3
55 GF Score
Price €2,440.00
GF Value €1,978.21
! 9 Warning Signs
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What is Graubuendner Kantonalbank Scaled Net Operating Assets?

Graubuendner Kantonalbank STU:1Y3 55 Scaled Net Operating Assets is 0.05 as of Dec. 2025. GuruFocus rates STU:1Y3 with a GF Score™ of 55/100 and a GF Value™ of €1,978.21. The stock has 9 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Graubuendner Kantonalbank's operating assets for the quarter that ended in Dec. 2025 was €30,010.7 Mil. Graubuendner Kantonalbank's operating liabilities for the quarter that ended in Dec. 2025 was €28,025.4 Mil. Graubuendner Kantonalbank's Total Assets for the quarter that ended in Jun. 2025 was €36,868.9 Mil. Therefore, Graubuendner Kantonalbank's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.05.

STU:1Y3
55GF Score
Graubuendner Kantonalbank STU:1Y3
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Graubuendner Kantonalbank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Graubuendner Kantonalbank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(30010.743-28025.443)/38129.372
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=38908.908 - 8898.165
=30010.743

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=35681.33 - 7655.887 - 0
=28025.443

Graubuendner Kantonalbank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(30010.743-28025.443)/36868.884
=0.05

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=38908.908 - 8898.165
=30010.743

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=35681.33 - 7655.887 - 0
=28025.443

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Graubuendner Kantonalbank (STU:1Y3) has a Scaled Net Operating Assets of 0.05 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Graubuendner Kantonalbank and its competitors.
Is Graubuendner Kantonalbank's Scaled Net Operating Assets too high?
Graubuendner Kantonalbank's current Scaled Net Operating Assets is 0.05. Overall, Graubuendner Kantonalbank has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Graubuendner Kantonalbank's Scaled Net Operating Assets compare to competitors?
Graubuendner Kantonalbank's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Graubuendner Kantonalbank and its competitors. Graubuendner Kantonalbank's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Graubuendner Kantonalbank stock overvalued right now?
Graubuendner Kantonalbank (STU:1Y3) has a current Scaled Net Operating Assets of 0.05. The stock's GF Value™ is €1,978.21, compared to a current price of €2,440.00 — trading 23.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Graubuendner Kantonalbank's overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Graubuendner Kantonalbank (STU:1Y3), the current Scaled Net Operating Assets is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Graubuendner Kantonalbank (STU:1Y3) Overvalued in 2026?

Based on GuruFocus' analysis, Graubuendner Kantonalbank stock appears to be overvalued. The current stock price of €2,440.00 is trading 23.3% above its estimated GF Value™ of €1,978.21.

Key valuation signals for STU:1Y3:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: €1,978.21 vs. price of €2,440.00 (23.3% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the STU:1Y3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Graubuendner Kantonalbank Business Description

Address Postplatz, Chur, CHE, 7001
Graubuendner Kantonalbank is a banking corporation in Switzerland. It is engaged in providing banking products and service to private and corporate customers. The company provides a private account, savings accounts, foreign currency accounts, cards, payment services and others. It also provides mortgage facilities, loans, and advances. The company is also involved in providing financial advice, asset management, investment advice, pension and insurance and others.
55GF Score

Get the complete analysis for STU:1Y3

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2,440.00
Price
€1,978.21
GF Value