Financial Partners Group Co (TSE:7148) Cyclically Adjusted PB Ratio: 3.71 (As of Aug. 07, 2026) — 19% Below Median

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TSE:7148 Financial Partners Group Co Ltd TSE:7148
78 GF Score
Price 円1,614.00
GF Value 円1,574.73
Valuation Fairly Valued
! 4 Warning Signs
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What is Financial Partners Group Co Cyclically Adjusted PB Ratio?

Financial Partners Group Co TSE:7148 -0.92% 78 Cyclically Adjusted PB Ratio is 3.71 as of Aug. 07, 2026, which is 19% below its 10-year median of 4.57. GuruFocus rates TSE:7148 with a GF Score™ of 78/100 and a GF Value™ of 円1,574.73 (Fairly Valued). The stock has 4 warning signs investors should review. Among 90 Diversified Financial Services companies, Financial Partners Group Co ranks worse than 78.89% on this metric.

As of today (2026-08-07), Financial Partners Group Co's current share price is 円1614.00. Financial Partners Group Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円435.38. Financial Partners Group Co's Cyclically Adjusted PB Ratio for today is 3.71.

The historical rank and industry rank for Financial Partners Group Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSE:7148' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.66   Med: 4.57   Max: 8.66
Current: 3.93

During the past years, Financial Partners Group Co's highest Cyclically Adjusted PB Ratio was 8.66. The lowest was 2.66. And the median was 4.57.

TSE:7148's Cyclically Adjusted PB Ratio is ranked worse than
78.89% of 90 companies
in the Diversified Financial Services industry
Industry Median: 1.315 vs TSE:7148: 3.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Financial Partners Group Co's adjusted book value per share data for the three months ended in Mar. 2026 was 円713.950. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円435.38 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Financial Partners Group Co  (TSE:7148) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Financial Partners Group Co Cyclically Adjusted PB Ratio Related Terms


Financial Partners Group Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Financial Partners Group Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financial Partners Group Co Cyclically Adjusted PB Ratio Chart

Financial Partners Group Co Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.56 4.65 4.60 6.36 5.85

Financial Partners Group Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.07 5.85 4.54 3.62 0.00

TSE:7148 vs FRHC, VOYA: Cyclically Adjusted PB Ratio Comparison

For the Financial Conglomerates subindustry, Financial Partners Group Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financial Partners Group Co Cyclically Adjusted PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Financial Partners Group Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Financial Partners Group Co's Cyclically Adjusted PB Ratio falls into.


TSE:7148
78GF Score
Financial Partners Group Co Ltd TSE:7148
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Financial Partners Group Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Financial Partners Group Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1614.00/435.38
=3.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financial Partners Group Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Financial Partners Group Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=713.95/112.7000*112.7000
=713.950

Current CPI (Mar. 2026) = 112.7000.

Financial Partners Group Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 172.043 98.100 197.648
201609 196.865 98.000 226.395
201612 188.044 98.400 215.372
201703 228.105 98.100 262.053
201706 253.368 98.500 289.894
201709 270.596 98.800 308.666
201712 241.949 99.400 274.322
201803 273.609 99.200 310.844
201806 299.156 99.200 339.868
201809 326.028 99.900 367.801
201812 264.822 99.700 299.352
201903 301.685 99.700 341.022
201906 334.256 99.800 377.461
201909 369.592 100.100 416.114
201912 335.187 100.500 375.876
202003 347.734 100.300 390.724
202006 326.498 99.900 368.332
202009 318.903 99.900 359.763
202012 310.853 99.300 352.801
202103 334.033 99.900 376.832
202106 348.320 99.500 394.529
202109 342.376 100.100 385.472
202112 353.477 100.100 397.971
202203 376.188 101.100 419.351
202206 409.616 101.800 453.475
202209 422.329 103.100 461.654
202212 425.547 104.100 460.703
202303 460.616 104.400 497.236
202306 495.533 105.200 530.861
202309 517.441 106.200 549.111
202312 519.022 106.800 547.695
202403 579.724 107.200 609.467
202406 594.842 108.200 619.581
202409 629.340 108.900 651.300
202412 604.638 110.700 615.562
202503 660.752 111.100 670.268
202506 628.569 111.700 634.196
202509 681.452 112.000 685.711
202512 667.562 113.000 665.790
202603 713.950 112.700 713.950

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 3.71 mean?
Financial Partners Group Co (TSE:7148) has a Cyclically Adjusted PB Ratio of 3.71 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Financial Partners Group Co and its competitors. This is 19% below median its historical median of 4.57. Over the past decade, Financial Partners Group Co's Cyclically Adjusted PB Ratio has ranged from 2.66 to 8.66. According to the industry distribution chart, Financial Partners Group Co ranks #71 out of 90 companies in the Diversified Financial Services industry, placing it in the top 78.9%.
Is Financial Partners Group Co's Cyclically Adjusted PB Ratio too high?
Financial Partners Group Co's current Cyclically Adjusted PB Ratio of 3.71 is 19% below median its 10-year median of 4.57. Over the past 10 years, this metric has ranged from a low of 2.66 to a high of 8.66. The Diversified Financial Services industry median Cyclically Adjusted PB Ratio is 1.32. Financial Partners Group Co's value of 3.71 is 182.1% above this industry median. Based on the distribution chart, Financial Partners Group Co ranks #71 out of 90 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Financial Partners Group Co has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financial Partners Group Co's Cyclically Adjusted PB Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Financial Partners Group Co ranks #71 out of 90 companies for Cyclically Adjusted PB Ratio. This places Financial Partners Group Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.32. Financial Partners Group Co's value of 3.71 is 182.1% above this benchmark. Historically, Financial Partners Group Co's own Cyclically Adjusted PB Ratio has ranged from 2.66 to 8.66 over the past decade. While the company's 10-year median is 4.57 vs. the industry median of 1.32, Financial Partners Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Diversified Financial Services company?
The median Cyclically Adjusted PB Ratio among Diversified Financial Services companies is 1.32, based on 90 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financial Partners Group Co's current Cyclically Adjusted PB Ratio of 3.71 is 182.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Financial Partners Group Co and its competitors. For the Diversified Financial Services industry, the median Cyclically Adjusted PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financial Partners Group Co's current Cyclically Adjusted PB Ratio is 3.71, which is 19% below median its own 10-year median of 4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financial Partners Group Co stock overvalued right now?
Based on GuruFocus' analysis, Financial Partners Group Co (TSE:7148) is currently considered Fairly Valued. The stock's GF Value™ is 円1,574.73, compared to a current price of 円1,614.00 — trading 2.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 3.71, which is 19% below median its 10-year median of 4.57 and 182.1% above the Diversified Financial Services industry median of 1.32. Financial Partners Group Co's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Financial Partners Group Co (TSE:7148), the current Cyclically Adjusted PB Ratio is 3.71 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financial Partners Group Co (TSE:7148) Overvalued in 2026?

Based on GuruFocus' analysis, Financial Partners Group Co stock appears to be overvalued. The current stock price of 円1,614.00 is trading 2.5% above its estimated GF Value™ of 円1,574.73. GuruFocus considers Financial Partners Group Co to be Fairly Valued.

Key valuation signals for TSE:7148:

  • Cyclically Adjusted PB Ratio: 3.71 (19% below median its 10-year median of 4.57)
  • GF Value™: 円1,574.73 vs. price of 円1,614.00 (2.5% above fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 182.1% above the Diversified Financial Services median (#71 of 90)

No single metric tells the full story. See the TSE:7148 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Financial Partners Group Co Business Description

Address 2-7-2, Marunouchi, JP Tower, 29th Floor, Chiyoda-ku, Tokyo, JPN, 100-7029
Financial Partners Group Co Ltd is a financial services company based in Japan. The company's core business is the tax leasing arrangement business, which provides integrated services covering the structuring, origination, equity placement, and administration of Japanese operating leases for large transport equipment such as marine containers, ships and aircraft. The company is also engaged in the insurance brokerage business, mergers and acquisition advisory business, private banking business, real estate-related business, securities business, asset management business, and the trust business.
78GF Score

Get the complete analysis for TSE:7148

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,614.00
Price
円1,574.73
GF Value