Financial Partners Group Co (TSE:7148) Interest Coverage: 22.26 (As of Mar. 2026) — Near Median

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TSE:7148 Financial Partners Group Co Ltd TSE:7148
82 GF Score
Price 円1,566.00
GF Value 円1,678.85
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Financial Partners Group Co Interest Coverage?

Financial Partners Group Co TSE:7148 -0.19% 82 Interest Coverage is 22.26 as of Mar. 2026, which is 5% above its 10-year median of 21.15. GuruFocus rates TSE:7148 with a GF Score™ of 82/100 and a GF Value™ of 円1,678.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 386 Diversified Financial Services companies, Financial Partners Group Co ranks worse than 90.93% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Financial Partners Group Co's Operating Income for the three months ended in Mar. 2026 was 円5,787 Mil. Financial Partners Group Co's Interest Expense for the three months ended in Mar. 2026 was 円-260 Mil. Financial Partners Group Co's interest coverage for the quarter that ended in Mar. 2026 was 22.26. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Financial Partners Group Co's Interest Coverage or its related term are showing as below:

TSE:7148' s Interest Coverage Range Over the Past 10 Years
Min: 2   Med: 21.15   Max: 41.84
Current: 21.19


TSE:7148's Interest Coverage is ranked worse than
90.93% of 386 companies
in the Diversified Financial Services industry
Industry Median: No Debt vs TSE:7148: 21.19

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Financial Partners Group Co  (TSE:7148) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Financial Partners Group Co Interest Coverage Related Terms


Financial Partners Group Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Financial Partners Group Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Financial Partners Group Co Interest Coverage Chart

Financial Partners Group Co Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.01 28.44 17.17 39.77 19.72

Financial Partners Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.28 14.78 19.69 30.88 22.26

TSE:7148 vs VOYA, FRHC: Interest Coverage Comparison

For the Financial Conglomerates subindustry, Financial Partners Group Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financial Partners Group Co Interest Coverage vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Financial Partners Group Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Financial Partners Group Co's Interest Coverage falls into.


TSE:7148
82GF Score
Financial Partners Group Co Ltd TSE:7148
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Financial Partners Group Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Financial Partners Group Co's Interest Coverage for the fiscal year that ended in Sep. 2025 is calculated as

Here, for the fiscal year that ended in Sep. 2025, Financial Partners Group Co's Interest Expense was 円-1,289 Mil. Its Operating Income was 円25,418 Mil. And its Long-Term Debt & Capital Lease Obligation was 円28,145 Mil.

Interest Coverage=-1* Operating Income (A: Sep. 2025 )/Interest Expense (A: Sep. 2025 )
=-1*25418/-1289
=19.72

Financial Partners Group Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Financial Partners Group Co's Interest Expense was 円-260 Mil. Its Operating Income was 円5,787 Mil. And its Long-Term Debt & Capital Lease Obligation was 円18,987 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5787/-260
=22.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 22.26 mean?
Financial Partners Group Co (TSE:7148) has a Interest Coverage of 22.26 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Financial Partners Group Co and its competitors. This is near median its historical median of 21.15. Over the past decade, Financial Partners Group Co's Interest Coverage has ranged from 2.00 to 41.84. According to the industry distribution chart, Financial Partners Group Co ranks #351 out of 386 companies in the Diversified Financial Services industry, placing it in the top 90.9%.
Is Financial Partners Group Co's Interest Coverage too high?
Financial Partners Group Co's current Interest Coverage of 22.26 is near median its 10-year median of 21.15. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 41.84. The Diversified Financial Services industry median Interest Coverage is 10,000.00. Financial Partners Group Co's value of 22.26 is 99.8% below this industry median. Based on the distribution chart, Financial Partners Group Co ranks #351 out of 386 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Financial Partners Group Co has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financial Partners Group Co's Interest Coverage compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Financial Partners Group Co ranks #351 out of 386 companies for Interest Coverage. This places Financial Partners Group Co in the lower half of its industry. The industry median Interest Coverage is 10,000.00. Financial Partners Group Co's value of 22.26 is 99.8% below this benchmark. Historically, Financial Partners Group Co's own Interest Coverage has ranged from 2.00 to 41.84 over the past decade. While the company's 10-year median is 21.15 vs. the industry median of 10,000.00, Financial Partners Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 386 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financial Partners Group Co's current Interest Coverage of 22.26 is 99.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Financial Partners Group Co and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financial Partners Group Co's current Interest Coverage is 22.26, which is near median its own 10-year median of 21.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financial Partners Group Co stock overvalued right now?
Based on GuruFocus' analysis, Financial Partners Group Co (TSE:7148) is currently considered Fairly Valued. The stock's GF Value™ is 円1,678.85, compared to a current price of 円1,566.00 — trading 6.7% below its estimated fair value. The current Interest Coverage is 22.26, which is near median its 10-year median of 21.15 and 99.8% below the Diversified Financial Services industry median of 10,000.00. Financial Partners Group Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Financial Partners Group Co (TSE:7148), the current Interest Coverage is 22.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financial Partners Group Co (TSE:7148) Overvalued in 2026?

Based on GuruFocus' analysis, Financial Partners Group Co stock appears to be undervalued. The current stock price of 円1,566.00 is trading 6.7% below its estimated GF Value™ of 円1,678.85. GuruFocus considers Financial Partners Group Co to be Fairly Valued.

Key valuation signals for TSE:7148:

  • Interest Coverage: 22.26 (near median its 10-year median of 21.15)
  • GF Value™: 円1,678.85 vs. price of 円1,566.00 (6.7% below fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 99.8% below the Diversified Financial Services median (#351 of 386)

No single metric tells the full story. See the TSE:7148 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Financial Partners Group Co Business Description

Address 2-7-2, Marunouchi, JP Tower, 29th Floor, Chiyoda-ku, Tokyo, JPN, 100-7029
Financial Partners Group Co Ltd is a financial services company based in Japan. The company's core business is the tax leasing arrangement business, which provides integrated services covering the structuring, origination, equity placement, and administration of Japanese operating leases for large transport equipment such as marine containers, ships and aircraft. The company is also engaged in the insurance brokerage business, mergers and acquisition advisory business, private banking business, real estate-related business, securities business, asset management business, and the trust business.
82GF Score

Get the complete analysis for TSE:7148

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,566.00
Price
円1,678.85
GF Value