Cdrl (WAR:CDL) Cyclically Adjusted PB Ratio: 0.65 (As of Jul. 20, 2026) — Near Median

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WAR:CDL Cdrl SA WAR:CDL
77 GF Score
Price zł11.70
GF Value zł12.68
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Cdrl Cyclically Adjusted PB Ratio?

Cdrl WAR:CDL +8.33% 77 Cyclically Adjusted PB Ratio is 0.65 as of Jul. 20, 2026, which is 2% below its 10-year median of 0.66. GuruFocus rates WAR:CDL with a GF Score™ of 77/100 and a GF Value™ of zł12.68 (Fairly Valued). The stock has 6 warning signs investors should review. Among 810 Retail - Cyclical companies, Cdrl ranks better than 70% on this metric.

As of today (2026-07-20), Cdrl's current share price is zł11.70. Cdrl's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was zł17.97. Cdrl's Cyclically Adjusted PB Ratio for today is 0.65.

The historical rank and industry rank for Cdrl's Cyclically Adjusted PB Ratio or its related term are showing as below:

WAR:CDL' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.66   Max: 0.95
Current: 0.65

During the past years, Cdrl's highest Cyclically Adjusted PB Ratio was 0.95. The lowest was 0.41. And the median was 0.66.

WAR:CDL's Cyclically Adjusted PB Ratio is ranked better than
70% of 810 companies
in the Retail - Cyclical industry
Industry Median: 1.24 vs WAR:CDL: 0.65

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Cdrl's adjusted book value per share data for the three months ended in Mar. 2026 was zł16.285. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is zł17.97 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cdrl  (WAR:CDL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Cdrl Cyclically Adjusted PB Ratio Related Terms


Cdrl Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Cdrl's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cdrl Cyclically Adjusted PB Ratio Chart

Cdrl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.68 0.66 0.49

Cdrl Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.60 0.57 0.49 0.45

WAR:CDL vs TJX, ROST, BURL: Cyclically Adjusted PB Ratio Comparison

For the Apparel Retail subindustry, Cdrl's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cdrl Cyclically Adjusted PB Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cdrl's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Cdrl's Cyclically Adjusted PB Ratio falls into.


WAR:CDL
77GF Score
Cdrl SA WAR:CDL
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cdrl Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Cdrl's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=11.70/17.97
=0.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cdrl's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Cdrl's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=16.285/163.0700*163.0700
=16.285

Current CPI (Mar. 2026) = 163.0700.

Cdrl Quarterly Data

Book Value per Share CPI Adj_Book
201606 10.655 99.552 17.453
201609 11.026 99.064 18.150
201612 12.057 100.366 19.590
201703 12.280 101.018 19.823
201706 11.415 101.180 18.397
201709 12.184 101.343 19.605
201712 12.845 102.564 20.423
201803 12.870 102.564 20.462
201806 13.262 103.378 20.920
201809 14.137 103.378 22.300
201812 15.672 103.785 24.624
201903 15.078 104.274 23.580
201906 15.164 105.983 23.332
201909 16.026 105.983 24.658
201912 16.989 107.123 25.862
202003 14.316 109.076 21.403
202006 13.531 109.402 20.169
202009 13.238 109.320 19.747
202012 10.106 109.565 15.041
202103 9.414 112.658 13.627
202106 11.238 113.960 16.081
202109 13.178 115.588 18.591
202112 13.153 119.088 18.011
202203 12.210 125.031 15.925
202206 12.368 131.705 15.313
202209 11.538 135.531 13.882
202212 14.438 139.113 16.924
202303 13.394 145.950 14.965
202306 9.394 147.009 10.420
202309 8.282 146.113 9.243
202312 13.817 147.741 15.251
202403 13.133 149.044 14.369
202406 15.204 150.997 16.420
202409 15.324 153.439 16.286
202412 15.783 154.660 16.641
202503 15.017 157.021 15.596
202506 15.464 157.509 16.010
202509 15.817 158.000 16.325
202512 16.748 158.320 17.250
202603 16.285 163.070 16.285

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.65 mean?
Cdrl (WAR:CDL) has a Cyclically Adjusted PB Ratio of 0.65 as of Jul. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Cdrl and its competitors. This is near median its historical median of 0.66. Over the past decade, Cdrl's Cyclically Adjusted PB Ratio has ranged from 0.41 to 0.95. According to the industry distribution chart, Cdrl ranks #243 out of 810 companies in the Retail - Cyclical industry, placing it in the top 30%.
Is Cdrl's Cyclically Adjusted PB Ratio too high?
Cdrl's current Cyclically Adjusted PB Ratio of 0.65 is near median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 0.95. The Retail - Cyclical industry median Cyclically Adjusted PB Ratio is 1.24. Cdrl's value of 0.65 is 47.6% below this industry median. Based on the distribution chart, Cdrl ranks #243 out of 810 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cdrl has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cdrl's Cyclically Adjusted PB Ratio compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Cdrl ranks #243 out of 810 companies for Cyclically Adjusted PB Ratio. This puts Cdrl in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.24. Cdrl's value of 0.65 is 47.6% below this benchmark. Historically, Cdrl's own Cyclically Adjusted PB Ratio has ranged from 0.41 to 0.95 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 1.24, Cdrl has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Retail - Cyclical company?
The median Cyclically Adjusted PB Ratio among Retail - Cyclical companies is 1.24, based on 810 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cdrl's current Cyclically Adjusted PB Ratio of 0.65 is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Cdrl and its competitors. For the Retail - Cyclical industry, the median Cyclically Adjusted PB Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cdrl's current Cyclically Adjusted PB Ratio is 0.65, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cdrl stock overvalued right now?
Based on GuruFocus' analysis, Cdrl (WAR:CDL) is currently considered Fairly Valued. The stock's GF Value™ is zł12.68, compared to a current price of zł11.70 — trading 7.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.65, which is near median its 10-year median of 0.66 and 47.6% below the Retail - Cyclical industry median of 1.24. Cdrl's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Cdrl (WAR:CDL), the current Cyclically Adjusted PB Ratio is 0.65 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cdrl (WAR:CDL) Overvalued in 2026?

Based on GuruFocus' analysis, Cdrl stock appears to be undervalued. The current stock price of zł11.70 is trading 7.7% below its estimated GF Value™ of zł12.68. GuruFocus considers Cdrl to be Fairly Valued.

Key valuation signals for WAR:CDL:

  • Cyclically Adjusted PB Ratio: 0.65 (near median its 10-year median of 0.66)
  • GF Value™: zł12.68 vs. price of zł11.70 (7.7% below fair value)
  • GF Score™: 77/100 with 6 warning signs
  • Industry Position: 47.6% below the Retail - Cyclical median (#243 of 810)

No single metric tells the full story. See the WAR:CDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cdrl Business Description

Address Pianowo, Ulica Kwiatowa 2, Koscian, POL, 64-000
Cdrl SA is engaged in designing, production and distribution of clothes for children from infants to 14-year-olds under Coccodrillo clothing brand. The company exports clothes to the countries of Central and Eastern Europe: Belarus, Russia, Ukraine, Lithuania, Latvia, Estonia, Romania, Bulgaria, Hungary, Czech Republic and Slovakia.
77GF Score

Get the complete analysis for WAR:CDL

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł11.70
Price
zł12.68
GF Value