Cdrl (WAR:CDL) Return-on-Tangible-Equity: -12.57% (As of Mar. 2026)


WAR:CDL Cdrl SA WAR:CDL
59 GF Score
Price zł9.50
GF Value zł11.72
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Cdrl Return-on-Tangible-Equity?

Cdrl WAR:CDL +0.53% 59 Return-on-Tangible-Equity is -12.57% as of Mar. 2026. GuruFocus rates WAR:CDL with a GF Score™ of 59/100 and a GF Value™ of zł11.72 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,057 Retail - Cyclical companies, Cdrl ranks worse than 69.44% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Cdrl's annualized net income for the quarter that ended in Mar. 2026 was zł-11.2 Mil. Cdrl's average shareholder tangible equity for the quarter that ended in Mar. 2026 was zł89.0 Mil. Therefore, Cdrl's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -12.57%.

The historical rank and industry rank for Cdrl's Return-on-Tangible-Equity or its related term are showing as below:

WAR:CDL' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -75   Med: 19.61   Max: 80.91
Current: 2.18

During the past 12 years, Cdrl's highest Return-on-Tangible-Equity was 80.91%. The lowest was -75.00%. And the median was 19.61%.

WAR:CDL's Return-on-Tangible-Equity is ranked worse than
69.44% of 1057 companies
in the Retail - Cyclical industry
Industry Median: 8.28 vs WAR:CDL: 2.18

Cdrl  (WAR:CDL) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Cdrl Return-on-Tangible-Equity Related Terms


Cdrl Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Cdrl's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cdrl Return-on-Tangible-Equity Chart

Cdrl Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -75.00 80.91 23.23 -5.15 14.53

Cdrl Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.77 -21.22 12.46 9.53 -12.57

WAR:CDL vs TJX, ROST, BURL: Return-on-Tangible-Equity Comparison

For the Apparel Retail subindustry, Cdrl's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cdrl Return-on-Tangible-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cdrl's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Cdrl's Return-on-Tangible-Equity falls into.


WAR:CDL
59GF Score
Cdrl SA WAR:CDL
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cdrl Return-on-Tangible-Equity Calculation

Cdrl's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=11.944/( (76.103+88.297 )/ 2 )
=11.944/82.2
=14.53 %

Cdrl's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Sep. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Sep. 2025 )(Q: Mar. 2026 )
=-11.184/( (86.953+91.057)/ 2 )
=-11.184/89.005
=-12.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -12.57% mean?
Cdrl (WAR:CDL) has a Return-on-Tangible-Equity of -12.57% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cdrl and its competitors. According to the industry distribution chart, Cdrl ranks #734 out of 1057 companies in the Retail - Cyclical industry, placing it in the top 69.4%.
Is Cdrl's Return-on-Tangible-Equity too high?
Cdrl's current Return-on-Tangible-Equity is -12.57%. Based on the distribution chart, Cdrl ranks #734 out of 1057 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Cdrl has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cdrl's Return-on-Tangible-Equity compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Cdrl ranks #734 out of 1057 companies for Return-on-Tangible-Equity. This places Cdrl in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.28. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.28, based on 1,057 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cdrl and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cdrl's current Return-on-Tangible-Equity is -12.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cdrl stock overvalued right now?
Based on GuruFocus' analysis, Cdrl (WAR:CDL) is currently considered Modestly Undervalued. The stock's GF Value™ is zł11.72, compared to a current price of zł9.50 — trading 18.9% below its estimated fair value. The current Return-on-Tangible-Equity is -12.57%. Cdrl's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Cdrl (WAR:CDL), the current Return-on-Tangible-Equity is -12.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cdrl (WAR:CDL) Overvalued in 2026?

Based on GuruFocus' analysis, Cdrl stock appears to be undervalued. The current stock price of zł9.50 is trading 18.9% below its estimated GF Value™ of zł11.72. GuruFocus considers Cdrl to be Modestly Undervalued.

Key valuation signals for WAR:CDL:

  • Return-on-Tangible-Equity: -12.57%
  • GF Value™: zł11.72 vs. price of zł9.50 (18.9% below fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the WAR:CDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cdrl Business Description

Address Pianowo, Ulica Kwiatowa 2, Koscian, POL, 64-000
Cdrl SA is engaged in designing, production and distribution of clothes for children from infants to 14-year-olds under Coccodrillo clothing brand. The company exports clothes to the countries of Central and Eastern Europe: Belarus, Russia, Ukraine, Lithuania, Latvia, Estonia, Romania, Bulgaria, Hungary, Czech Republic and Slovakia.
59GF Score

Get the complete analysis for WAR:CDL

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł9.50
Price
zł11.72
GF Value