CdrlWAR:CDL -2.04%63 Interest Coverage is 1.30 as of Mar. 2026, which is 78% below its 10-year median of 6.04. GuruFocus rates WAR:CDL with a GF Score™ of 63/100 and a GF Value™ of zł11.77 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 828 Retail - Cyclical companies, Cdrl ranks worse than 78.02% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Cdrl's
Operating Income
for the
three
months ended in Mar. 2026 was zł1.4 Mil. Cdrl's Interest Expense for the
three
months ended in Mar. 2026 was zł-1.1 Mil.
Cdrl's interest coverage for the quarter that ended in Mar. 2026 was 1.30.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Cdrl's Interest Coverage or its related term are showing as below:
WAR:CDL'
s Interest Coverage Range Over the Past 10 Years
Min: 0.72 Med: 6.04 Max: 24.65
Current: 2.59
WAR:CDL's Interest Coverage is ranked worse than 78.02% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.915
vs WAR:CDL: 2.59
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Cdrl Interest Coverage Related Terms
Cdrl Interest Coverage Historical Data
* Premium members only.
The historical data trend for Cdrl's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:CDL vs TJX, ROST, BURL: Interest Coverage Comparison
For the Apparel Retail subindustry, Cdrl's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cdrl Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Cdrl's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Cdrl's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cdrl (WAR:CDL) has a Interest Coverage of 1.30 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cdrl and its competitors. This is 78% below median its historical median of 6.04. Over the past decade, Cdrl's Interest Coverage has ranged from 0.72 to 24.65. According to the industry distribution chart, Cdrl ranks #646 out of 828 companies in the Retail - Cyclical industry, placing it in the top 78%.
Is Cdrl's Interest Coverage too high?
Cdrl's current Interest Coverage of 1.30 is 78% below median its 10-year median of 6.04. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 24.65. The Retail - Cyclical industry median Interest Coverage is 7.92. Cdrl's value of 1.30 is 83.6% below this industry median. Based on the distribution chart, Cdrl ranks #646 out of 828 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Cdrl has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cdrl's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Cdrl ranks #646 out of 828 companies for Interest Coverage. This places Cdrl in the lower half of its industry. The industry median Interest Coverage is 7.92. Cdrl's value of 1.30 is 83.6% below this benchmark. Historically, Cdrl's own Interest Coverage has ranged from 0.72 to 24.65 over the past decade. While the company's 10-year median is 6.04 vs. the industry median of 7.92, Cdrl has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cdrl's current Interest Coverage of 1.30 is 83.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Cdrl and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cdrl's current Interest Coverage is 1.30, which is 78% below median its own 10-year median of 6.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cdrl stock overvalued right now?
Based on GuruFocus' analysis, Cdrl (WAR:CDL) is currently considered Modestly Undervalued. The stock's GF Value™ is zł11.77, compared to a current price of zł9.60 — trading 18.4% below its estimated fair value. The current Interest Coverage is 1.30, which is 78% below median its 10-year median of 6.04 and 83.6% below the Retail - Cyclical industry median of 7.92. Cdrl's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Cdrl (WAR:CDL), the current Interest Coverage is 1.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cdrl (WAR:CDL) Overvalued in 2026?
Based on GuruFocus' analysis, Cdrl stock appears to be undervalued.
The current stock price of zł9.60 is trading 18.4% below its estimated GF Value™ of zł11.77.
GuruFocus considers Cdrl to be Modestly Undervalued.
Key valuation signals for WAR:CDL:
Interest Coverage: 1.30 (78% below median its 10-year median of 6.04)
GF Value™: zł11.77 vs. price of zł9.60 (18.4% below fair value)
Industry Position: 83.6% below the Retail - Cyclical median (#646 of 828)
No single metric tells the full story. See the WAR:CDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cdrl SA is engaged in designing, production and distribution of clothes for children from infants to 14-year-olds under Coccodrillo clothing brand. The company exports clothes to the countries of Central and Eastern Europe: Belarus, Russia, Ukraine, Lithuania, Latvia, Estonia, Romania, Bulgaria, Hungary, Czech Republic and Slovakia.
63GF Score
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