CFM Indosuez Wealth (XPAR:MLCFM) Cyclically Adjusted PB Ratio: 1.71 (As of Aug. 25, 2026) — Near Median

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XPAR:MLCFM CFM Indosuez Wealth SA XPAR:MLCFM
20 GF Score
Price €1,300.00
GF Value €1,164.65
Valuation Modestly Overvalued
! 4 Warning Signs
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What is CFM Indosuez Wealth Cyclically Adjusted PB Ratio?

CFM Indosuez Wealth XPAR:MLCFM 20 Cyclically Adjusted PB Ratio is 1.71 as of Aug. 25, 2026, which is 4% above its 10-year median of 1.65. GuruFocus rates XPAR:MLCFM with a GF Score™ of 20/100 and a GF Value™ of €1,164.65 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,280 Banks companies, CFM Indosuez Wealth ranks worse than 70.94% on this metric.

As of today (2026-08-25), CFM Indosuez Wealth's current share price is €1300.00. CFM Indosuez Wealth's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was €760.11. CFM Indosuez Wealth's Cyclically Adjusted PB Ratio for today is 1.71.

The historical rank and industry rank for CFM Indosuez Wealth's Cyclically Adjusted PB Ratio or its related term are showing as below:

XPAR:MLCFM' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.24   Med: 1.65   Max: 2.4
Current: 1.71

During the past 13 years, CFM Indosuez Wealth's highest Cyclically Adjusted PB Ratio was 2.40. The lowest was 1.24. And the median was 1.65.

XPAR:MLCFM's Cyclically Adjusted PB Ratio is ranked worse than
70.94% of 1280 companies
in the Banks industry
Industry Median: 1.28 vs XPAR:MLCFM: 1.71

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CFM Indosuez Wealth's adjusted book value per share data of for the fiscal year that ended in Dec25 was €742.520. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €760.11 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


CFM Indosuez Wealth  (XPAR:MLCFM) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


CFM Indosuez Wealth Cyclically Adjusted PB Ratio Related Terms


CFM Indosuez Wealth Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for CFM Indosuez Wealth's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CFM Indosuez Wealth Cyclically Adjusted PB Ratio Chart

CFM Indosuez Wealth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 1.45 1.42 1.59 1.68

CFM Indosuez Wealth Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.55 1.45 1.42 1.59 1.68

CFM Indosuez Wealth Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, CFM Indosuez Wealth's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CFM Indosuez Wealth Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CFM Indosuez Wealth's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CFM Indosuez Wealth's Cyclically Adjusted PB Ratio falls into.


XPAR:MLCFM
20GF Score
CFM Indosuez Wealth SA XPAR:MLCFM
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CFM Indosuez Wealth Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

CFM Indosuez Wealth's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1300.00/760.11
=1.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CFM Indosuez Wealth's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, CFM Indosuez Wealth's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=742.52/324.0540*324.0540
=742.520

Current CPI (Dec25) = 324.0540.

CFM Indosuez Wealth Annual Data

Book Value per Share CPI Adj_Book
201612 570.742 241.432 766.059
201712 590.255 246.524 775.886
201812 584.876 251.233 754.405
201912 610.026 256.974 769.266
202012 656.880 260.474 817.220
202112 648.047 278.802 753.231
202212 661.517 296.797 722.269
202312 705.569 306.746 745.380
202412 735.155 315.605 754.836
202512 742.520 324.054 742.520

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.71 mean?
CFM Indosuez Wealth (XPAR:MLCFM) has a Cyclically Adjusted PB Ratio of 1.71 as of Aug. 25, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CFM Indosuez Wealth and its competitors. This is near median its historical median of 1.65. Over the past decade, CFM Indosuez Wealth's Cyclically Adjusted PB Ratio has ranged from 1.24 to 2.40. According to the industry distribution chart, CFM Indosuez Wealth ranks #908 out of 1280 companies in the Banks industry, placing it in the top 70.9%.
Is CFM Indosuez Wealth's Cyclically Adjusted PB Ratio too high?
CFM Indosuez Wealth's current Cyclically Adjusted PB Ratio of 1.71 is near median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 2.40. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. CFM Indosuez Wealth's value of 1.71 is 33.6% above this industry median. Based on the distribution chart, CFM Indosuez Wealth ranks #908 out of 1280 companies in the Banks industry, which is below the industry midpoint. Overall, CFM Indosuez Wealth has a GF Score™ of 20/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CFM Indosuez Wealth's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, CFM Indosuez Wealth ranks #908 out of 1280 companies for Cyclically Adjusted PB Ratio. This places CFM Indosuez Wealth in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. CFM Indosuez Wealth's value of 1.71 is 33.6% above this benchmark. Historically, CFM Indosuez Wealth's own Cyclically Adjusted PB Ratio has ranged from 1.24 to 2.40 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 1.28, CFM Indosuez Wealth has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,280 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CFM Indosuez Wealth's current Cyclically Adjusted PB Ratio of 1.71 is 33.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on CFM Indosuez Wealth and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CFM Indosuez Wealth's current Cyclically Adjusted PB Ratio is 1.71, which is near median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFM Indosuez Wealth stock overvalued right now?
Based on GuruFocus' analysis, CFM Indosuez Wealth (XPAR:MLCFM) is currently considered Modestly Overvalued. The stock's GF Value™ is €1,164.65, compared to a current price of €1,300.00 — trading 11.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.71, which is near median its 10-year median of 1.65 and 33.6% above the Banks industry median of 1.28. CFM Indosuez Wealth's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For CFM Indosuez Wealth (XPAR:MLCFM), the current Cyclically Adjusted PB Ratio is 1.71 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CFM Indosuez Wealth (XPAR:MLCFM) Overvalued in 2026?

Based on GuruFocus' analysis, CFM Indosuez Wealth stock appears to be overvalued. The current stock price of €1,300.00 is trading 11.6% above its estimated GF Value™ of €1,164.65. GuruFocus considers CFM Indosuez Wealth to be Modestly Overvalued.

Key valuation signals for XPAR:MLCFM:

  • Cyclically Adjusted PB Ratio: 1.71 (near median its 10-year median of 1.65)
  • GF Value™: €1,164.65 vs. price of €1,300.00 (11.6% above fair value)
  • GF Score™: 20/100 with 4 warning signs
  • Industry Position: 33.6% above the Banks median (#908 of 1280)

No single metric tells the full story. See the XPAR:MLCFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CFM Indosuez Wealth Business Description

Address 11, boulevard Albert 1er, Monaco, MCO, 98000
CFM Indosuez Wealth SA is in the business of wealth management. Its services include tailor-made wealth management recommendations, international investment solutions, precision banking services, credit solutions, special access to Credit Agricole group's expertise and wealth and beyond. The company's product lines are discretionary portfolio management, advisory, direct access, investment funds, structured products, forex and precious metals, private equity, real estate and insurance. Its operations are in Americas, Asia-Pacific, Europe, Middle East and Africa.
20GF Score

Get the complete analysis for XPAR:MLCFM

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,300.00
Price
€1,164.65
GF Value