CFM Indosuez Wealth (XPAR:MLCFM) ROE %: 11.77% (As of Dec. 2025) — Near Median

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XPAR:MLCFM CFM Indosuez Wealth SA XPAR:MLCFM
19 GF Score
Price €1,330.00
GF Value €1,157.58
! 7 Warning Signs
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What is CFM Indosuez Wealth ROE %?

CFM Indosuez Wealth XPAR:MLCFM 19 ROE % is 11.77% as of Dec. 2025, which is 1% above its 10-year median of 11.67. GuruFocus rates XPAR:MLCFM with a GF Score™ of 19/100 and a GF Value™ of €1,157.58. The stock has 7 warning signs investors should review. Among 1,519 Banks companies, CFM Indosuez Wealth ranks better than 60.96% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CFM Indosuez Wealth's annualized net income for the quarter that ended in Dec. 2025 was €49.8 Mil. CFM Indosuez Wealth's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €423.4 Mil. Therefore, CFM Indosuez Wealth's annualized ROE % for the quarter that ended in Dec. 2025 was 11.77%.

The historical rank and industry rank for CFM Indosuez Wealth's ROE % or its related term are showing as below:

XPAR:MLCFM' s ROE % Range Over the Past 10 Years
Min: 6   Med: 11.67   Max: 15.52
Current: 11.77

During the past 13 years, CFM Indosuez Wealth's highest ROE % was 15.52%. The lowest was 6.00%. And the median was 11.67%.

XPAR:MLCFM's ROE % is ranked better than
60.96% of 1519 companies
in the Banks industry
Industry Median: 10.26 vs XPAR:MLCFM: 11.77

CFM Indosuez Wealth  (XPAR:MLCFM) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=49.809/423.354
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(49.809 / 189.436)*(189.436 / 7113.206)*(7113.206 / 423.354)
=Net Margin %*Asset Turnover*Equity Multiplier
=26.29 %*0.0266*16.802
=ROA %*Equity Multiplier
=0.7 %*16.802
=11.77 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=49.809/423.354
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (49.809 / 61.312) * (61.312 / 189.436) * (189.436 / 7113.206) * (7113.206 / 423.354)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.8124 * 32.37 % * 0.0266 * 16.802
=11.77 %

Note: The net income data used here is one times the annual (Dec. 2025) net income data. The Revenue data used here is one times the annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


CFM Indosuez Wealth ROE % Related Terms


CFM Indosuez Wealth ROE % Historical Data

* Premium members only.

The historical data trend for CFM Indosuez Wealth's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CFM Indosuez Wealth ROE % Chart

CFM Indosuez Wealth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.78 11.56 15.52 14.38 11.77

CFM Indosuez Wealth Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.78 11.56 15.52 14.38 11.77

CFM Indosuez Wealth ROE % Competitor Comparison

For the Banks - Regional subindustry, CFM Indosuez Wealth's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CFM Indosuez Wealth ROE % vs Banks Industry

For the Banks industry and Financial Services sector, CFM Indosuez Wealth's ROE % distribution charts can be found below:

* The bar in red indicates where CFM Indosuez Wealth's ROE % falls into.


XPAR:MLCFM
19GF Score
CFM Indosuez Wealth SA XPAR:MLCFM
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CFM Indosuez Wealth ROE % Calculation

CFM Indosuez Wealth's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=49.809/( (421.244+425.464)/ 2 )
=49.809/423.354
=11.77 %

CFM Indosuez Wealth's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Dec. 2024 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=49.809/( (421.244+425.464)/ 2 )
=49.809/423.354
=11.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 11.77% mean?
CFM Indosuez Wealth (XPAR:MLCFM) has a ROE % of 11.77% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CFM Indosuez Wealth and its competitors. This is near median its historical median of 11.67. Over the past decade, CFM Indosuez Wealth's ROE % has ranged from 6.00 to 15.52. According to the industry distribution chart, CFM Indosuez Wealth ranks #593 out of 1519 companies in the Banks industry, placing it in the top 39%.
Is CFM Indosuez Wealth's ROE % too high?
CFM Indosuez Wealth's current ROE % of 11.77% is near median its 10-year median of 11.67. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 15.52. The Banks industry median ROE % is 10.26. CFM Indosuez Wealth's value of 11.77% is 14.7% above this industry median. Based on the distribution chart, CFM Indosuez Wealth ranks #593 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, CFM Indosuez Wealth has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does CFM Indosuez Wealth's ROE % compare to competitors?
According to the Banks industry distribution chart, CFM Indosuez Wealth ranks #593 out of 1519 companies for ROE %. This puts CFM Indosuez Wealth in the upper half of its industry. The industry median ROE % is 10.26. CFM Indosuez Wealth's value of 11.77% is 14.7% above this benchmark. Historically, CFM Indosuez Wealth's own ROE % has ranged from 6.00 to 15.52 over the past decade. While the company's 10-year median is 11.67 vs. the industry median of 10.26, CFM Indosuez Wealth has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.26, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CFM Indosuez Wealth's current ROE % of 11.77% is 14.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CFM Indosuez Wealth and its competitors. For the Banks industry, the median ROE % is 10.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CFM Indosuez Wealth's current ROE % is 11.77%, which is near median its own 10-year median of 11.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFM Indosuez Wealth stock overvalued right now?
CFM Indosuez Wealth (XPAR:MLCFM) has a current ROE % of 11.77%. The stock's GF Value™ is €1,157.58, compared to a current price of €1,330.00 — trading 14.9% above its estimated fair value. The current ROE % is 11.77%, which is near median its 10-year median of 11.67 and 14.7% above the Banks industry median of 10.26. CFM Indosuez Wealth's overall GF Score™ is 19/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CFM Indosuez Wealth (XPAR:MLCFM), the current ROE % is 11.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CFM Indosuez Wealth (XPAR:MLCFM) Overvalued in 2026?

Based on GuruFocus' analysis, CFM Indosuez Wealth stock appears to be overvalued. The current stock price of €1,330.00 is trading 14.9% above its estimated GF Value™ of €1,157.58.

Key valuation signals for XPAR:MLCFM:

  • ROE %: 11.77% (near median its 10-year median of 11.67)
  • GF Value™: €1,157.58 vs. price of €1,330.00 (14.9% above fair value)
  • GF Score™: 19/100 with 7 warning signs
  • Industry Position: 14.7% above the Banks median (#593 of 1519)

No single metric tells the full story. See the XPAR:MLCFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CFM Indosuez Wealth Business Description

Address 11, boulevard Albert 1er, Monaco, MCO, 98000
CFM Indosuez Wealth SA is in the business of wealth management. Its services include tailor-made wealth management recommendations, international investment solutions, precision banking services, credit solutions, special access to Credit Agricole group's expertise and wealth and beyond. The company's product lines are discretionary portfolio management, advisory, direct access, investment funds, structured products, forex and precious metals, private equity, real estate and insurance. Its operations are in Americas, Asia-Pacific, Europe, Middle East and Africa.
19GF Score

Get the complete analysis for XPAR:MLCFM

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,330.00
Price
€1,157.58
GF Value