CFM Indosuez Wealth (XPAR:MLCFM) Effective Interest Rate on Debt %: 3,215.61% (As of Dec. 2025)

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XPAR:MLCFM CFM Indosuez Wealth SA XPAR:MLCFM
20 GF Score
Price €1,260.00
GF Value €1,164.82
! 4 Warning Signs
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What is CFM Indosuez Wealth Effective Interest Rate on Debt %?

CFM Indosuez Wealth XPAR:MLCFM -3.08% 20 Effective Interest Rate on Debt % is 3,215.61% as of Dec. 2025. GuruFocus rates XPAR:MLCFM with a GF Score™ of 20/100 and a GF Value™ of €1,164.82. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CFM Indosuez Wealth's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €191.8 Mil. CFM Indosuez Wealth's average total debt for the quarter that ended in Dec. 2025 was €6.0 Mil. Therefore, CFM Indosuez Wealth's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3,215.61%.


CFM Indosuez Wealth  (XPAR:MLCFM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CFM Indosuez Wealth Effective Interest Rate on Debt % Related Terms


CFM Indosuez Wealth Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CFM Indosuez Wealth's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CFM Indosuez Wealth Effective Interest Rate on Debt % Chart

CFM Indosuez Wealth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 405.32 1,135.44 8,794.89 7,033.75 3,215.61

CFM Indosuez Wealth Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 405.32 1,135.44 8,794.89 7,033.75 3,215.61

CFM Indosuez Wealth Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, CFM Indosuez Wealth's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CFM Indosuez Wealth Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, CFM Indosuez Wealth's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CFM Indosuez Wealth's Effective Interest Rate on Debt % falls into.


XPAR:MLCFM
20GF Score
CFM Indosuez Wealth SA XPAR:MLCFM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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CFM Indosuez Wealth Effective Interest Rate on Debt % Calculation

CFM Indosuez Wealth's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -191.763/( (5.369+6.558)/ 2 )
=-1  *  -191.763/5.9635
=3,215.61 %

where

CFM Indosuez Wealth's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -191.763/( (5.369+6.558)/ 2 )
=-1  *  -191.763/5.9635
=3,215.61 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3,215.61% mean?
CFM Indosuez Wealth (XPAR:MLCFM) has a Effective Interest Rate on Debt % of 3,215.61% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CFM Indosuez Wealth and its competitors.
Is CFM Indosuez Wealth's Effective Interest Rate on Debt % too high?
CFM Indosuez Wealth's current Effective Interest Rate on Debt % is 3,215.61%. Overall, CFM Indosuez Wealth has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does CFM Indosuez Wealth's Effective Interest Rate on Debt % compare to competitors?
CFM Indosuez Wealth's Effective Interest Rate on Debt % of 3,215.61% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CFM Indosuez Wealth and its competitors. CFM Indosuez Wealth's current Effective Interest Rate on Debt % is 3,215.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CFM Indosuez Wealth stock overvalued right now?
CFM Indosuez Wealth (XPAR:MLCFM) has a current Effective Interest Rate on Debt % of 3,215.61%. The stock's GF Value™ is €1,164.82, compared to a current price of €1,260.00 — trading 8.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 3,215.61%. CFM Indosuez Wealth's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CFM Indosuez Wealth (XPAR:MLCFM), the current Effective Interest Rate on Debt % is 3,215.61% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CFM Indosuez Wealth (XPAR:MLCFM) Overvalued in 2026?

Based on GuruFocus' analysis, CFM Indosuez Wealth stock appears to be overvalued. The current stock price of €1,260.00 is trading 8.2% above its estimated GF Value™ of €1,164.82.

Key valuation signals for XPAR:MLCFM:

  • Effective Interest Rate on Debt %: 3,215.61%
  • GF Value™: €1,164.82 vs. price of €1,260.00 (8.2% above fair value)
  • GF Score™: 20/100 with 4 warning signs

No single metric tells the full story. See the XPAR:MLCFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CFM Indosuez Wealth Business Description

Address 11, boulevard Albert 1er, Monaco, MCO, 98000
CFM Indosuez Wealth SA is in the business of wealth management. Its services include tailor-made wealth management recommendations, international investment solutions, precision banking services, credit solutions, special access to Credit Agricole group's expertise and wealth and beyond. The company's product lines are discretionary portfolio management, advisory, direct access, investment funds, structured products, forex and precious metals, private equity, real estate and insurance. Its operations are in Americas, Asia-Pacific, Europe, Middle East and Africa.
20GF Score

Get the complete analysis for XPAR:MLCFM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,260.00
Price
€1,164.82
GF Value