LH Financial Group (BKK:LHFG-R) Cyclically Adjusted PS Ratio: 2.84 (As of Aug. 28, 2026) — 14% Above Median

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BKK:LHFG-R LH Financial Group PLC BKK:LHFG-R
57 GF Score
Price ฿1.25
GF Value ฿1.12
Valuation Modestly Overvalued
! 6 Warning Signs
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What is LH Financial Group Cyclically Adjusted PS Ratio?

LH Financial Group BKK:LHFG-R +0.85% 57 Cyclically Adjusted PS Ratio is 2.84 as of Aug. 28, 2026, which is 14% above its 10-year median of 2.50. GuruFocus rates BKK:LHFG-R with a GF Score™ of 57/100 and a GF Value™ of ฿1.12 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,297 Banks companies, LH Financial Group ranks better than 68.23% on this metric.

As of today (2026-08-28), LH Financial Group's current share price is ฿1.25067. LH Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ฿0.44. LH Financial Group's Cyclically Adjusted PS Ratio for today is 2.84.

The historical rank and industry rank for LH Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

BKK:LHFG-R' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.47   Med: 2.5   Max: 4.31
Current: 2.5

During the past years, LH Financial Group's highest Cyclically Adjusted PS Ratio was 4.31. The lowest was 1.47. And the median was 2.50.

BKK:LHFG-R's Cyclically Adjusted PS Ratio is ranked better than
68.23% of 1297 companies
in the Banks industry
Industry Median: 3.41 vs BKK:LHFG-R: 2.50

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

LH Financial Group's adjusted revenue per share data for the three months ended in Jun. 2026 was ฿0.121. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ฿0.44 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


LH Financial Group  (BKK:LHFG-R) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


LH Financial Group Cyclically Adjusted PS Ratio Related Terms


LH Financial Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for LH Financial Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LH Financial Group Cyclically Adjusted PS Ratio Chart

LH Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 2.74 2.10 1.59 1.79

LH Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 1.51 1.79 2.00 2.30

BKK:LHFG-R vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, LH Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LH Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, LH Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where LH Financial Group's Cyclically Adjusted PS Ratio falls into.


BKK:LHFG-R
57GF Score
LH Financial Group PLC BKK:LHFG-R
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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LH Financial Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

LH Financial Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.25067/0.44
=2.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LH Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, LH Financial Group's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.121/333.9520*333.9520
=0.121

Current CPI (Jun. 2026) = 333.9520.

LH Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.126 241.428 0.174
201612 0.122 241.432 0.169
201703 0.113 243.801 0.155
201706 0.119 244.955 0.162
201709 0.086 246.819 0.116
201712 0.080 246.524 0.108
201803 0.091 249.554 0.122
201806 0.083 251.989 0.110
201809 0.080 252.439 0.106
201812 0.078 251.233 0.104
201903 0.084 254.202 0.110
201906 0.099 256.143 0.129
201909 0.100 256.759 0.130
201912 0.132 256.974 0.172
202003 0.096 258.115 0.124
202006 0.091 257.797 0.118
202009 0.076 260.280 0.098
202012 0.119 260.474 0.153
202103 0.087 264.877 0.110
202106 0.087 271.696 0.107
202109 0.118 274.310 0.144
202112 0.113 278.802 0.135
202203 0.092 287.504 0.107
202206 0.097 296.311 0.109
202209 0.098 296.808 0.110
202212 0.122 296.797 0.137
202303 0.104 301.836 0.115
202306 0.102 305.109 0.112
202309 0.107 307.789 0.116
202312 0.123 306.746 0.134
202403 0.099 312.332 0.106
202406 0.095 314.175 0.101
202409 0.095 315.301 0.101
202412 0.151 315.605 0.160
202503 0.096 319.799 0.100
202506 0.102 322.561 0.106
202509 0.120 324.800 0.123
202512 0.203 324.054 0.209
202603 0.117 330.213 0.118
202606 0.121 333.952 0.121

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.84 mean?
LH Financial Group (BKK:LHFG-R) has a Cyclically Adjusted PS Ratio of 2.84 as of Aug. 28, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on LH Financial Group and its competitors. This is 14% above median its historical median of 2.50. Over the past decade, LH Financial Group's Cyclically Adjusted PS Ratio has ranged from 1.47 to 4.31. According to the industry distribution chart, LH Financial Group ranks #412 out of 1297 companies in the Banks industry, placing it in the top 31.8%.
Is LH Financial Group's Cyclically Adjusted PS Ratio too high?
LH Financial Group's current Cyclically Adjusted PS Ratio of 2.84 is 14% above median its 10-year median of 2.50. Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 4.31. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. LH Financial Group's value of 2.84 is 16.7% below this industry median. Based on the distribution chart, LH Financial Group ranks #412 out of 1297 companies in the Banks industry, which is above the industry midpoint. Overall, LH Financial Group has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LH Financial Group's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, LH Financial Group ranks #412 out of 1297 companies for Cyclically Adjusted PS Ratio. This puts LH Financial Group in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. LH Financial Group's value of 2.84 is 16.7% below this benchmark. Historically, LH Financial Group's own Cyclically Adjusted PS Ratio has ranged from 1.47 to 4.31 over the past decade. While the company's 10-year median is 2.50 vs. the industry median of 3.41, LH Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,297 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LH Financial Group's current Cyclically Adjusted PS Ratio of 2.84 is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on LH Financial Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LH Financial Group's current Cyclically Adjusted PS Ratio is 2.84, which is 14% above median its own 10-year median of 2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LH Financial Group stock overvalued right now?
Based on GuruFocus' analysis, LH Financial Group (BKK:LHFG-R) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿1.12, compared to a current price of ฿1.25 — trading 11.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.84, which is 14% above median its 10-year median of 2.50 and 16.7% below the Banks industry median of 3.41. LH Financial Group's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For LH Financial Group (BKK:LHFG-R), the current Cyclically Adjusted PS Ratio is 2.84 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LH Financial Group (BKK:LHFG-R) Overvalued in 2026?

Based on GuruFocus' analysis, LH Financial Group stock appears to be overvalued. The current stock price of ฿1.25 is trading 11.7% above its estimated GF Value™ of ฿1.12. GuruFocus considers LH Financial Group to be Modestly Overvalued.

Key valuation signals for BKK:LHFG-R:

  • Cyclically Adjusted PS Ratio: 2.84 (14% above median its 10-year median of 2.50)
  • GF Value™: ฿1.12 vs. price of ฿1.25 (11.7% above fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 16.7% below the Banks median (#412 of 1297)

No single metric tells the full story. See the BKK:LHFG-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LH Financial Group Business Description

Other Exchanges LHFG:Thailand
Address South Sathorn Road, No. 1 Q-House Lumpini Building, 5th Floor, Thungmahamek Sub-district, Sathorn District, Bangkok, THA, 10120
LH Financial Group PLC is a non-operating holding company, established under the Bank of Thailand's notification requiring all financial institutions to restructure their shareholding structures in accordance with the guidelines on consolidated supervision. The group has four principal operating segments: investment holding, banking, fund management, and securities, and operates its businesses in Thailand. The group recognizes interest income on an accrual basis using the effective interest method.
57GF Score

Get the complete analysis for BKK:LHFG-R

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.25
Price
฿1.12
GF Value