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Banas FinanceBOM:509053 +0.40%72 Cyclically Adjusted PS Ratio is 1.33 as of Aug. 30, 2026, which is 28% below its 10-year median of 1.84. GuruFocus rates BOM:509053 with a GF Score™ of 72/100 and a GF Value™ of ₹8.76 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 417 Credit Services companies, Banas Finance ranks better than 72.66% on this metric.
The historical rank and industry rank for Banas Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:
BOM:509053'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.5 Med: 1.84 Max: 18.66
Current: 1.33
During the past years, Banas Finance's highest Cyclically Adjusted PS Ratio was 18.66. The lowest was 0.50. And the median was 1.84.
BOM:509053's Cyclically Adjusted PS Ratio is ranked better than 72.66% of 417
companies
in the Credit Services industry
Industry Median: 3.15
vs BOM:509053: 1.33
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Banas Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.201. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹5.64 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Banas Finance (BOM:509053) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Banas Finance Cyclically Adjusted PS Ratio Related Terms
Banas Finance Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Banas Finance's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:509053 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison
For the Credit Services subindustry, Banas Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banas Finance Cyclically Adjusted PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Banas Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Banas Finance's Cyclically Adjusted PS Ratio falls into.
Banas Finance Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Banas Finance's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 1.33 mean?
Banas Finance (BOM:509053) has a Cyclically Adjusted PS Ratio of 1.33 as of Aug. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banas Finance and its competitors. This is 28% below median its historical median of 1.84. Over the past decade, Banas Finance's Cyclically Adjusted PS Ratio has ranged from 0.50 to 18.66. According to the industry distribution chart, Banas Finance ranks #114 out of 417 companies in the Credit Services industry, placing it in the top 27.3%.
Is Banas Finance's Cyclically Adjusted PS Ratio too high?
Banas Finance's current Cyclically Adjusted PS Ratio of 1.33 is 28% below median its 10-year median of 1.84. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 18.66. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.15. Banas Finance's value of 1.33 is 57.8% below this industry median. Based on the distribution chart, Banas Finance ranks #114 out of 417 companies in the Credit Services industry, which is above the industry midpoint. Overall, Banas Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banas Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Banas Finance ranks #114 out of 417 companies for Cyclically Adjusted PS Ratio. This puts Banas Finance in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.15. Banas Finance's value of 1.33 is 57.8% below this benchmark. Historically, Banas Finance's own Cyclically Adjusted PS Ratio has ranged from 0.50 to 18.66 over the past decade. While the company's 10-year median is 1.84 vs. the industry median of 3.15, Banas Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.15, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banas Finance's current Cyclically Adjusted PS Ratio of 1.33 is 57.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banas Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banas Finance's current Cyclically Adjusted PS Ratio is 1.33, which is 28% below median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banas Finance stock overvalued right now?
Based on GuruFocus' analysis, Banas Finance (BOM:509053) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹8.76, compared to a current price of ₹7.49 — trading 14.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.33, which is 28% below median its 10-year median of 1.84 and 57.8% below the Credit Services industry median of 3.15. Banas Finance's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banas Finance (BOM:509053), the current Cyclically Adjusted PS Ratio is 1.33 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banas Finance (BOM:509053) Overvalued in 2026?
Based on GuruFocus' analysis, Banas Finance stock appears to be undervalued.
The current stock price of ₹7.49 is trading 14.5% below its estimated GF Value™ of ₹8.76.
GuruFocus considers Banas Finance to be Modestly Undervalued.
Key valuation signals for BOM:509053:
Cyclically Adjusted PS Ratio: 1.33 (28% below median its 10-year median of 1.84)
GF Value™: ₹8.76 vs. price of ₹7.49 (14.5% below fair value)
Industry Position: 57.8% below the Credit Services median (#114 of 417)
No single metric tells the full story. See the BOM:509053 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banas Finance Ltd is an Indian-based non-banking financial company. The company is engaged in Lending and Securities Trading, and Income from the Commodity/Trading Business. It generates maximum revenue from Interest Income. The Company operates in a single reported segment with the main business of Finance and Share Trading activity. The company operates in India.
72GF Score
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