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Banas FinanceBOM:509053 +0.70%71 EBITDA Margin % is 38.63% as of Mar. 2026, which is 3% above its 10-year median of 37.52. GuruFocus rates BOM:509053 with a GF Score™ of 71/100 and a GF Value™ of ₹9.85 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 418 Credit Services companies, Banas Finance ranks worse than 83.25% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Banas Finance's EBITDA for the
three
months ended in Mar. 2026 was ₹63.7 Mil. Banas Finance's Revenue for the
three
months ended in Mar. 2026 was ₹164.9 Mil. Therefore, Banas Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 38.63%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Banas Finance EBITDA Margin % Related Terms
Banas Finance EBITDA Margin % Historical Data
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The historical data trend for Banas Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:509053 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Banas Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banas Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Banas Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Banas Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banas Finance (BOM:509053) has a EBITDA Margin % of 38.63% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Banas Finance and its competitors. This is near median its historical median of 37.52. According to the industry distribution chart, Banas Finance ranks #348 out of 418 companies in the Credit Services industry, placing it in the top 83.3%.
Is Banas Finance's EBITDA Margin % too high?
Banas Finance's current EBITDA Margin % of 38.63% is near median its 10-year median of 37.52. The Credit Services industry median EBITDA Margin % is 21.79. Banas Finance's value of 38.63% is 77.3% above this industry median. Based on the distribution chart, Banas Finance ranks #348 out of 418 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Banas Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banas Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Banas Finance ranks #348 out of 418 companies for EBITDA Margin %. This places Banas Finance in the lower half of its industry. The industry median EBITDA Margin % is 21.79. Banas Finance's value of 38.63% is 77.3% above this benchmark. While the company's 10-year median is 37.52 vs. the industry median of 21.79, Banas Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.79, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banas Finance's current EBITDA Margin % of 38.63% is 77.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Banas Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banas Finance's current EBITDA Margin % is 38.63%, which is near median its own 10-year median of 37.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banas Finance stock overvalued right now?
Based on GuruFocus' analysis, Banas Finance (BOM:509053) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹9.85, compared to a current price of ₹7.19 — trading 27% below its estimated fair value. The current EBITDA Margin % is 38.63%, which is near median its 10-year median of 37.52 and 77.3% above the Credit Services industry median of 21.79. Banas Finance's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Banas Finance (BOM:509053), the current EBITDA Margin % is 38.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banas Finance (BOM:509053) Overvalued in 2026?
Based on GuruFocus' analysis, Banas Finance stock appears to be undervalued.
The current stock price of ₹7.19 is trading 27% below its estimated GF Value™ of ₹9.85.
GuruFocus considers Banas Finance to be Modestly Undervalued.
Key valuation signals for BOM:509053:
EBITDA Margin %: 38.63% (near median its 10-year median of 37.52)
GF Value™: ₹9.85 vs. price of ₹7.19 (27% below fair value)
Industry Position: 77.3% above the Credit Services median (#348 of 418)
No single metric tells the full story. See the BOM:509053 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banas Finance Ltd is an Indian-based non-banking financial company. The company is engaged in Lending and Securities Trading, and Income from the Commodity/Trading Business. It generates maximum revenue from Interest Income. The Company operates in a single reported segment with the main business of Finance and Share Trading activity. The company operates in India.
71GF Score
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