Muthoot Capital Services (BOM:511766) Cyclically Adjusted PS Ratio: 0.63 (As of Sep. 14, 2026) — 41% Below Median

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BOM:511766 Muthoot Capital Services Ltd BOM:511766
60 GF Score
Price ₹227.10
GF Value ₹453.85
Valuation Possible Value Trap
! 5 Warning Signs
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What is Muthoot Capital Services Cyclically Adjusted PS Ratio?

Muthoot Capital Services BOM:511766 -1.52% 60 Cyclically Adjusted PS Ratio is 0.63 as of Sep. 14, 2026, which is 41% below its 10-year median of 1.06. GuruFocus rates BOM:511766 with a GF Score™ of 60/100 and a GF Value™ of ₹453.85 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 420 Credit Services companies, Muthoot Capital Services ranks better than 85.95% on this metric.

As of today (2026-09-14), Muthoot Capital Services's current share price is ₹227.10. Muthoot Capital Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹360.73. Muthoot Capital Services's Cyclically Adjusted PS Ratio for today is 0.63.

The historical rank and industry rank for Muthoot Capital Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:511766' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.53   Med: 1.06   Max: 2.83
Current: 0.63

During the past years, Muthoot Capital Services's highest Cyclically Adjusted PS Ratio was 2.83. The lowest was 0.53. And the median was 1.06.

BOM:511766's Cyclically Adjusted PS Ratio is ranked better than
85.95% of 420 companies
in the Credit Services industry
Industry Median: 2.965 vs BOM:511766: 0.63

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Muthoot Capital Services's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹94.592. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹360.73 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Muthoot Capital Services  (BOM:511766) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Muthoot Capital Services Cyclically Adjusted PS Ratio Related Terms


Muthoot Capital Services Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Muthoot Capital Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Capital Services Cyclically Adjusted PS Ratio Chart

Muthoot Capital Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 0.87 0.86 0.75 0.51

Muthoot Capital Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.81 0.79 0.51 0.56

BOM:511766 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Muthoot Capital Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Capital Services Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Capital Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Muthoot Capital Services's Cyclically Adjusted PS Ratio falls into.


BOM:511766
60GF Score
Muthoot Capital Services Ltd BOM:511766
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Muthoot Capital Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Muthoot Capital Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=227.10/360.73
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Capital Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Muthoot Capital Services's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=94.592/167.3573*167.3573
=94.592

Current CPI (Jun. 2026) = 167.3573.

Muthoot Capital Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 50.980 105.961 80.519
201612 50.929 105.196 81.023
201703 58.245 105.196 92.663
201706 57.867 107.109 90.417
201709 68.944 109.021 105.835
201712 69.445 109.404 106.231
201803 72.115 109.786 109.931
201806 69.302 111.317 104.191
201809 75.656 115.142 109.965
201812 79.651 115.142 115.772
201903 83.214 118.202 117.819
201906 83.541 120.880 115.662
201909 88.050 123.175 119.633
201912 91.520 126.235 121.333
202003 86.972 124.705 116.719
202006 79.703 127.000 105.030
202009 87.296 130.118 112.280
202012 73.089 130.889 93.453
202103 60.085 131.771 76.312
202106 59.390 134.084 74.128
202109 60.002 135.847 73.920
202112 56.145 138.161 68.010
202203 66.433 138.822 80.089
202206 64.879 142.347 76.278
202209 66.055 144.661 76.419
202212 67.862 145.763 77.916
202303 62.969 146.865 71.755
202306 64.336 150.280 71.647
202309 58.996 151.492 65.174
202312 58.078 152.924 63.559
202403 49.056 153.035 53.647
202406 60.703 155.789 65.211
202409 65.909 157.882 69.864
202412 76.272 158.323 80.624
202503 83.277 157.552 88.460
202506 88.279 159.755 92.480
202509 93.327 162.289 96.241
202512 94.188 163.281 96.540
202603 94.177 164.272 95.946
202606 94.592 167.357 94.592

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.63 mean?
Muthoot Capital Services (BOM:511766) has a Cyclically Adjusted PS Ratio of 0.63 as of Sep. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Muthoot Capital Services and its competitors. This is 41% below median its historical median of 1.06. Over the past decade, Muthoot Capital Services' Cyclically Adjusted PS Ratio has ranged from 0.53 to 2.83. According to the industry distribution chart, Muthoot Capital Services ranks #59 out of 420 companies in the Credit Services industry, placing it in the top 14%.
Is Muthoot Capital Services' Cyclically Adjusted PS Ratio too high?
Muthoot Capital Services' current Cyclically Adjusted PS Ratio of 0.63 is 41% below median its 10-year median of 1.06. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 2.83. The Credit Services industry median Cyclically Adjusted PS Ratio is 2.97. Muthoot Capital Services' value of 0.63 is 78.8% below this industry median. Based on the distribution chart, Muthoot Capital Services ranks #59 out of 420 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Muthoot Capital Services has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Muthoot Capital Services' Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Capital Services ranks #59 out of 420 companies for Cyclically Adjusted PS Ratio. This places Muthoot Capital Services in the top 14% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 2.97. Muthoot Capital Services' value of 0.63 is 78.8% below this benchmark. Historically, Muthoot Capital Services' own Cyclically Adjusted PS Ratio has ranged from 0.53 to 2.83 over the past decade. While the company's 10-year median is 1.06 vs. the industry median of 2.97, Muthoot Capital Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 2.97, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muthoot Capital Services's current Cyclically Adjusted PS Ratio of 0.63 is 78.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Muthoot Capital Services and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Capital Services's current Cyclically Adjusted PS Ratio is 0.63, which is 41% below median its own 10-year median of 1.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Capital Services (BOM:511766) is currently considered Possible Value Trap. The stock's GF Value™ is ₹453.85, compared to a current price of ₹227.10 — trading 50% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.63, which is 41% below median its 10-year median of 1.06 and 78.8% below the Credit Services industry median of 2.97. Muthoot Capital Services' overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Muthoot Capital Services (BOM:511766), the current Cyclically Adjusted PS Ratio is 0.63 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Capital Services (BOM:511766) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Capital Services stock appears to be undervalued. The current stock price of ₹227.10 is trading 50% below its estimated GF Value™ of ₹453.85. GuruFocus considers Muthoot Capital Services to be Possible Value Trap.

Key valuation signals for BOM:511766:

  • Cyclically Adjusted PS Ratio: 0.63 (41% below median its 10-year median of 1.06)
  • GF Value™: ₹453.85 vs. price of ₹227.10 (50% below fair value)
  • GF Score™: 60/100 with 5 warning signs
  • Industry Position: 78.8% below the Credit Services median (#59 of 420)

No single metric tells the full story. See the BOM:511766 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Capital Services Business Description

Other Exchanges MUTHOOTCAP:India
Address M.G. Road, 3rd Floor, Muthoot Towers, Ernakulam, Kochi, KL, IND, 682 035
Muthoot Capital Services Ltd is an Indian non-banking finance company (NBFC). It offers fund-based financial services to retail, corporate, and institutional customers. The company is engaged in the business of financing for the purchase of automobiles, mainly two-wheelers, used four-wheelers, and commercial vehicles, against hypothecation of the vehicles and granting of personal/ business loans, etc. All of the company's revenue is earned from India. The Company is engaged in the business of financing.
60GF Score

Get the complete analysis for BOM:511766

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹227.10
Price
₹453.85
GF Value