Capital India Finance (BOM:530879) Cyclically Adjusted PS Ratio: (As of Aug. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530879 Capital India Finance Ltd BOM:530879
54 GF Score
Price ₹20.37
GF Value ₹23.45
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Capital India Finance Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Capital India Finance  (BOM:530879) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Capital India Finance Cyclically Adjusted PS Ratio Related Terms


Capital India Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Capital India Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital India Finance Cyclically Adjusted PS Ratio Chart

Capital India Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.45 2.84 2.82 1.71

Capital India Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.63 3.00 2.96 1.71 0.00

BOM:530879 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Capital India Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital India Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital India Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Capital India Finance's Cyclically Adjusted PS Ratio falls into.


BOM:530879
54GF Score
Capital India Finance Ltd BOM:530879
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital India Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Capital India Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Capital India Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.001/167.3573*167.3573
=3.001

Current CPI (Jun. 2026) = 167.3573.

Capital India Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.766 105.961 1.210
201612 0.738 105.196 1.174
201703 1.001 105.196 1.593
201706 1.699 107.109 2.655
201709 1.938 109.021 2.975
201712 2.076 109.404 3.176
201803 4.957 109.786 7.556
201806 0.261 111.317 0.392
201809 0.384 115.142 0.558
201812 0.681 115.142 0.990
201903 0.572 118.202 0.810
201906 0.682 120.880 0.944
201909 0.710 123.175 0.965
201912 0.724 126.235 0.960
202003 2.405 124.705 3.228
202006 1.226 127.000 1.616
202009 0.929 130.118 1.195
202012 0.972 130.889 1.243
202103 5.283 131.771 6.710
202106 2.695 134.084 3.364
202109 3.307 135.847 4.074
202112 3.660 138.161 4.433
202203 3.498 138.822 4.217
202206 3.109 142.347 3.655
202209 4.267 144.661 4.936
202212 4.076 145.763 4.680
202303 3.712 146.865 4.230
202306 4.379 150.280 4.877
202309 4.358 151.492 4.814
202312 4.444 152.924 4.863
202403 3.761 153.035 4.113
202406 3.884 155.789 4.172
202409 3.617 157.882 3.834
202412 3.717 158.323 3.929
202503 4.045 157.552 4.297
202506 2.993 159.755 3.135
202509 3.188 162.289 3.288
202512 3.887 163.281 3.984
202603 3.101 164.272 3.159
202606 3.001 167.357 3.001

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Capital India Finance (BOM:530879) Overvalued in 2026?

Based on GuruFocus' analysis, Capital India Finance stock appears to be undervalued. The current stock price of ₹20.37 is trading 13.1% below its estimated GF Value™ of ₹23.45. GuruFocus considers Capital India Finance to be Modestly Undervalued.

Key valuation signals for BOM:530879:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: ₹23.45 vs. price of ₹20.37 (13.1% below fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the BOM:530879 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capital India Finance Business Description

Other Exchanges CIFL:India
Address Dr. Annie Besant Road, Level - 20, Birla Aurora, Worli, Mumbai, MH, IND, 400030
Capital India Finance Ltd is a non-banking financial company. It operates through two segments: lending business and Forex services, including MTSS business. The lending services include providing loans to Micro, Small, and Medium enterprises and other customers across various industries. Revenue from the lending business includes interest income and fee income. Forex services comprise overseas remittances, foreign currency prepaid travel cards, Money Transfer Service Scheme (MTSS), and import and export foreign currency notes.
54GF Score

Get the complete analysis for BOM:530879

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹20.37
Price
₹23.45
GF Value