Golechha Global Finance (BOM:531360) Cyclically Adjusted PS Ratio: 2.10 (As of Aug. 31, 2026) — 32% Below Median

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BOM:531360 Golechha Global Finance Ltd BOM:531360
44 GF Score
Price ₹27.55
GF Value ₹10.76
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Golechha Global Finance Cyclically Adjusted PS Ratio?

Golechha Global Finance BOM:531360 44 Cyclically Adjusted PS Ratio is 2.10 as of Aug. 31, 2026, which is 32% below its 10-year median of 3.09. GuruFocus rates BOM:531360 with a GF Score™ of 44/100 and a GF Value™ of ₹10.76 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 415 Credit Services companies, Golechha Global Finance ranks better than 58.8% on this metric.

As of today (2026-08-31), Golechha Global Finance's current share price is ₹27.55. Golechha Global Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹13.13. Golechha Global Finance's Cyclically Adjusted PS Ratio for today is 2.10.

The historical rank and industry rank for Golechha Global Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:531360' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.52   Med: 3.09   Max: 13.13
Current: 2.1

During the past years, Golechha Global Finance's highest Cyclically Adjusted PS Ratio was 13.13. The lowest was 1.52. And the median was 3.09.

BOM:531360's Cyclically Adjusted PS Ratio is ranked better than
58.8% of 415 companies
in the Credit Services industry
Industry Median: 3.15 vs BOM:531360: 2.10

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Golechha Global Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.232. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹13.13 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation

Golechha Global Finance  (BOM:531360) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.

Golechha Global Finance Cyclically Adjusted PS Ratio Related Terms

Golechha Global Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Golechha Global Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golechha Global Finance Cyclically Adjusted PS Ratio Chart

Golechha Global Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.44 3.26 2.27 2.20 2.43

Golechha Global Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 2.84 1.60 2.43 2.35

BOM:531360 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Golechha Global Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Golechha Global Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Golechha Global Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Golechha Global Finance's Cyclically Adjusted PS Ratio falls into.


BOM:531360
44GF Score
Golechha Global Finance Ltd BOM:531360
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golechha Global Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Golechha Global Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=27.55/13.13
=2.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golechha Global Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Golechha Global Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.232/167.3573*167.3573
=0.232

Current CPI (Jun. 2026) = 167.3573.

Golechha Global Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.272 105.961 0.430
201612 0.286 105.196 0.455
201703 0.465 105.196 0.740
201706 0.365 107.109 0.570
201709 0.373 109.021 0.573
201712 0.372 109.404 0.569
201803 0.444 109.786 0.677
201806 0.394 111.317 0.592
201809 0.424 115.142 0.616
201812 0.424 115.142 0.616
201903 0.436 118.202 0.617
201906 0.403 120.880 0.558
201909 0.426 123.175 0.579
201912 0.438 126.235 0.581
202003 0.438 124.705 0.588
202006 0.436 127.000 0.575
202009 0.453 130.118 0.583
202012 0.424 130.889 0.542
202103 0.327 131.771 0.415
202106 0.421 134.084 0.525
202109 0.463 135.847 0.570
202112 0.412 138.161 0.499
202203 0.885 138.822 1.067
202206 0.372 142.347 0.437
202209 21.914 144.661 25.352
202212 14.722 145.763 16.903
202303 3.015 146.865 3.436
202306 0.136 150.280 0.151
202309 17.759 151.492 19.619
202312 4.308 152.924 4.715
202403 7.372 153.035 8.062
202406 0.076 155.789 0.082
202409 18.352 157.882 19.453
202412 8.162 158.323 8.628
202503 0.117 157.552 0.124
202506 0.184 159.755 0.193
202509 6.530 162.289 6.734
202512 3.363 163.281 3.447
202603 0.207 164.272 0.211
202606 0.232 167.357 0.232

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.10 mean?
Golechha Global Finance (BOM:531360) has a Cyclically Adjusted PS Ratio of 2.10 as of Aug. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Golechha Global Finance and its competitors. This is 32% below median its historical median of 3.09. Over the past decade, Golechha Global Finance's Cyclically Adjusted PS Ratio has ranged from 1.52 to 13.13. According to the industry distribution chart, Golechha Global Finance ranks #171 out of 415 companies in the Credit Services industry, placing it in the top 41.2%.
Is Golechha Global Finance's Cyclically Adjusted PS Ratio too high?
Golechha Global Finance's current Cyclically Adjusted PS Ratio of 2.10 is 32% below median its 10-year median of 3.09. Over the past 10 years, this metric has ranged from a low of 1.52 to a high of 13.13. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.15. Golechha Global Finance's value of 2.10 is 33.3% below this industry median. Based on the distribution chart, Golechha Global Finance ranks #171 out of 415 companies in the Credit Services industry, which is above the industry midpoint. Overall, Golechha Global Finance has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golechha Global Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Golechha Global Finance ranks #171 out of 415 companies for Cyclically Adjusted PS Ratio. This puts Golechha Global Finance in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.15. Golechha Global Finance's value of 2.10 is 33.3% below this benchmark. Historically, Golechha Global Finance's own Cyclically Adjusted PS Ratio has ranged from 1.52 to 13.13 over the past decade. While the company's 10-year median is 3.09 vs. the industry median of 3.15, Golechha Global Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.15, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Golechha Global Finance's current Cyclically Adjusted PS Ratio of 2.10 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Golechha Global Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Golechha Global Finance's current Cyclically Adjusted PS Ratio is 2.10, which is 32% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golechha Global Finance stock overvalued right now?
Based on GuruFocus' analysis, Golechha Global Finance (BOM:531360) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹10.76, compared to a current price of ₹27.55 — trading 156% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.10, which is 32% below median its 10-year median of 3.09 and 33.3% below the Credit Services industry median of 3.15. Golechha Global Finance's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Golechha Global Finance (BOM:531360), the current Cyclically Adjusted PS Ratio is 2.10 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golechha Global Finance (BOM:531360) Overvalued in 2026?

Based on GuruFocus' analysis, Golechha Global Finance stock appears to be overvalued. The current stock price of ₹27.55 is trading 156% above its estimated GF Value™ of ₹10.76. GuruFocus considers Golechha Global Finance to be Significantly Overvalued.

Key valuation signals for BOM:531360:

  • Cyclically Adjusted PS Ratio: 2.10 (32% below median its 10-year median of 3.09)
  • GF Value™: ₹10.76 vs. price of ₹27.55 (156% above fair value)
  • GF Score™: 44/100 with 2 warning signs
  • Industry Position: 33.3% below the Credit Services median (#171 of 415)

No single metric tells the full story. See the BOM:531360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Golechha Global Finance Business Description

Address 522, Tobacco House, (5th Floor) No. 1, Old Court House Corner, Kolkata, WB, IND, 700 001
Golechha Global Finance Ltd is a non-deposit taking non-banking finance company. Principally, it is engaged in the business of providing loans and advances and other related financial services.
44GF Score

Get the complete analysis for BOM:531360

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹27.55
Price
₹10.76
GF Value