Golechha Global Finance (BOM:531360) Cyclically Adjusted Book per Share: ₹19.46 (As of Mar. 2026)

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BOM:531360 Golechha Global Finance Ltd BOM:531360
34 GF Score
Price ₹31.00
GF Value ₹0.70
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Golechha Global Finance Cyclically Adjusted Book per Share?

Golechha Global Finance BOM:531360 34 Cyclically Adjusted Book per Share is ₹19.46 as of Mar. 2026. GuruFocus rates BOM:531360 with a GF Score™ of 34/100 and a GF Value™ of ₹0.70 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Golechha Global Finance's adjusted book value per share for the three months ended in Mar. 2026 was ₹14.138. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹19.46 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Golechha Global Finance's average Cyclically Adjusted Book Growth Rate was 0.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 0.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Golechha Global Finance was 2.10% per year. The lowest was 0.30% per year. And the median was 1.50% per year.

As of today (2026-08-03), Golechha Global Finance's current stock price is ₹31.00. Golechha Global Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₹19.46. Golechha Global Finance's Cyclically Adjusted PB Ratio of today is 1.59.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Golechha Global Finance was 2.74. The lowest was 0.28. And the median was 1.19.


Golechha Global Finance  (BOM:531360) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Golechha Global Finance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=31.00/19.46
=1.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Golechha Global Finance was 2.74. The lowest was 0.28. And the median was 1.19.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Golechha Global Finance Cyclically Adjusted Book per Share Related Terms


Golechha Global Finance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Golechha Global Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golechha Global Finance Cyclically Adjusted Book per Share Chart

Golechha Global Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.47 19.26 19.35 19.34 19.46

Golechha Global Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.34 0.00 19.61 0.00 19.46

BOM:531360 vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, Golechha Global Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golechha Global Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Golechha Global Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Golechha Global Finance's Cyclically Adjusted PB Ratio falls into.


BOM:531360
34GF Score
Golechha Global Finance Ltd BOM:531360
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golechha Global Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Golechha Global Finance's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=14.138/164.2724*164.2724
=14.138

Current CPI (Mar. 2026) = 164.2724.

Golechha Global Finance Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 13.961 105.961 21.644
201612 0.000 105.196 0.000
201703 14.174 105.196 22.134
201706 0.000 107.109 0.000
201709 14.463 109.021 21.793
201712 0.000 109.404 0.000
201803 14.499 109.786 21.695
201806 0.000 111.317 0.000
201809 14.873 115.142 21.219
201812 0.000 115.142 0.000
201903 15.304 118.202 21.269
201906 0.000 120.880 0.000
201909 15.617 123.175 20.828
201912 0.000 126.235 0.000
202003 15.988 124.705 21.061
202006 0.000 127.000 0.000
202009 16.310 130.118 20.591
202012 0.000 130.889 0.000
202103 16.518 131.771 20.592
202106 0.000 134.084 0.000
202109 16.927 135.847 20.469
202112 0.000 138.161 0.000
202203 17.248 138.822 20.410
202206 0.000 142.347 0.000
202209 22.755 144.661 25.840
202212 0.000 145.763 0.000
202303 13.065 146.865 14.614
202306 0.000 150.280 0.000
202309 13.711 151.492 14.868
202312 0.000 152.924 0.000
202403 15.745 153.035 16.901
202406 0.000 155.789 0.000
202409 17.225 157.882 17.922
202412 0.000 158.323 0.000
202503 14.703 157.552 15.330
202506 0.000 159.755 0.000
202509 15.609 162.289 15.800
202512 0.000 163.281 0.000
202603 14.138 164.272 14.138

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹19.46 mean?
Golechha Global Finance (BOM:531360) has a Cyclically Adjusted Book per Share of ₹19.46 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Golechha Global Finance and its competitors.
Is Golechha Global Finance's Cyclically Adjusted Book per Share too high?
Golechha Global Finance's current Cyclically Adjusted Book per Share is ₹19.46. Overall, Golechha Global Finance has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Golechha Global Finance's Cyclically Adjusted Book per Share compare to V and MA?
Golechha Global Finance's Cyclically Adjusted Book per Share of ₹19.46 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Golechha Global Finance and its competitors. Golechha Global Finance's current Cyclically Adjusted Book per Share is ₹19.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Golechha Global Finance stock overvalued right now?
Based on GuruFocus' analysis, Golechha Global Finance (BOM:531360) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.70, compared to a current price of ₹31.00 — trading 4328.6% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₹19.46. Golechha Global Finance's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Golechha Global Finance (BOM:531360), the current Cyclically Adjusted Book per Share is ₹19.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Golechha Global Finance (BOM:531360) Overvalued in 2026?

Based on GuruFocus' analysis, Golechha Global Finance stock appears to be overvalued. The current stock price of ₹31.00 is trading 4328.6% above its estimated GF Value™ of ₹0.70. GuruFocus considers Golechha Global Finance to be Significantly Overvalued.

Key valuation signals for BOM:531360:

  • Cyclically Adjusted Book per Share: ₹19.46
  • GF Value™: ₹0.70 vs. price of ₹31.00 (4328.6% above fair value)
  • GF Score™: 34/100 with 3 warning signs

No single metric tells the full story. See the BOM:531360 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golechha Global Finance Business Description

Address 522, Tobacco House, (5th Floor) No. 1, Old Court House Corner, Kolkata, WB, IND, 700 001
Golechha Global Finance Ltd is a non-deposit taking non-banking finance company. Principally, it is engaged in the business of providing loans and advances and other related financial services.
34GF Score

Get the complete analysis for BOM:531360

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹31.00
Price
₹0.70
GF Value