Indergiri Finance (BOM:531505) Cyclically Adjusted PS Ratio: 10.69 (As of Sep. 12, 2026) — Near Median

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BOM:531505 Indergiri Finance Ltd BOM:531505
64 GF Score
Price ₹21.80
GF Value ₹43.89
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Indergiri Finance Cyclically Adjusted PS Ratio?

Indergiri Finance BOM:531505 64 Cyclically Adjusted PS Ratio is 10.69 as of Sep. 12, 2026, which is 1% below its 10-year median of 10.81. GuruFocus rates BOM:531505 with a GF Score™ of 64/100 and a GF Value™ of ₹43.89 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 416 Credit Services companies, Indergiri Finance ranks worse than 82.45% on this metric.

As of today (2026-09-12), Indergiri Finance's current share price is ₹21.80. Indergiri Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹2.04. Indergiri Finance's Cyclically Adjusted PS Ratio for today is 10.69.

The historical rank and industry rank for Indergiri Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:531505' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.63   Med: 10.81   Max: 70.26
Current: 10.75

During the past years, Indergiri Finance's highest Cyclically Adjusted PS Ratio was 70.26. The lowest was 1.63. And the median was 10.81.

BOM:531505's Cyclically Adjusted PS Ratio is ranked worse than
82.45% of 416 companies
in the Credit Services industry
Industry Median: 3.02 vs BOM:531505: 10.75

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Indergiri Finance's adjusted revenue per share data for the three months ended in Jun. 2026 was ₹0.529. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹2.04 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Indergiri Finance  (BOM:531505) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Indergiri Finance Cyclically Adjusted PS Ratio Related Terms


Indergiri Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Indergiri Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indergiri Finance Cyclically Adjusted PS Ratio Chart

Indergiri Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.44 4.30 37.14 14.79 13.06

Indergiri Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.58 15.78 16.66 13.06 11.38

BOM:531505 vs BLK, BX, KKR: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Indergiri Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indergiri Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Indergiri Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Indergiri Finance's Cyclically Adjusted PS Ratio falls into.


BOM:531505
64GF Score
Indergiri Finance Ltd BOM:531505
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indergiri Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Indergiri Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=21.80/2.04
=10.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indergiri Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Indergiri Finance's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.529/167.3573*167.3573
=0.529

Current CPI (Jun. 2026) = 167.3573.

Indergiri Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.227 105.961 0.359
201612 0.238 105.196 0.379
201703 0.218 105.196 0.347
201706 0.214 107.109 0.334
201709 0.196 109.021 0.301
201712 0.227 109.404 0.347
201803 0.257 109.786 0.392
201806 0.234 111.317 0.352
201809 0.308 115.142 0.448
201812 0.189 115.142 0.275
201903 0.200 118.202 0.283
201906 0.205 120.880 0.284
201909 0.177 123.175 0.240
201912 0.194 126.235 0.257
202003 0.202 124.705 0.271
202006 0.252 127.000 0.332
202009 0.167 130.118 0.215
202012 0.192 130.889 0.245
202103 0.119 131.771 0.151
202106 0.190 134.084 0.237
202109 0.209 135.847 0.257
202112 0.182 138.161 0.220
202203 0.186 138.822 0.224
202206 0.145 142.347 0.170
202209 0.107 144.661 0.124
202212 0.808 145.763 0.928
202303 1.024 146.865 1.167
202306 0.257 150.280 0.286
202309 0.345 151.492 0.381
202312 0.426 152.924 0.466
202403 0.329 153.035 0.360
202406 0.820 155.789 0.881
202409 1.095 157.882 1.161
202412 1.382 158.323 1.461
202503 1.168 157.552 1.241
202506 0.653 159.755 0.684
202509 0.357 162.289 0.368
202512 0.562 163.281 0.576
202603 2.794 164.272 2.846
202606 0.529 167.357 0.529

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 10.69 mean?
Indergiri Finance (BOM:531505) has a Cyclically Adjusted PS Ratio of 10.69 as of Sep. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Indergiri Finance and its competitors. This is near median its historical median of 10.81. Over the past decade, Indergiri Finance's Cyclically Adjusted PS Ratio has ranged from 1.63 to 70.26. According to the industry distribution chart, Indergiri Finance ranks #343 out of 416 companies in the Credit Services industry, placing it in the top 82.5%.
Is Indergiri Finance's Cyclically Adjusted PS Ratio too high?
Indergiri Finance's current Cyclically Adjusted PS Ratio of 10.69 is near median its 10-year median of 10.81. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 70.26. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.02. Indergiri Finance's value of 10.69 is 254% above this industry median. Based on the distribution chart, Indergiri Finance ranks #343 out of 416 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indergiri Finance has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Indergiri Finance's Cyclically Adjusted PS Ratio compare to BLK and BX?
According to the Credit Services industry distribution chart, Indergiri Finance ranks #343 out of 416 companies for Cyclically Adjusted PS Ratio. This places Indergiri Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.02. Indergiri Finance's value of 10.69 is 254% above this benchmark. Historically, Indergiri Finance's own Cyclically Adjusted PS Ratio has ranged from 1.63 to 70.26 over the past decade. While the company's 10-year median is 10.81 vs. the industry median of 3.02, Indergiri Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.02, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indergiri Finance's current Cyclically Adjusted PS Ratio of 10.69 is 254% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Indergiri Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indergiri Finance's current Cyclically Adjusted PS Ratio is 10.69, which is near median its own 10-year median of 10.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indergiri Finance stock overvalued right now?
Based on GuruFocus' analysis, Indergiri Finance (BOM:531505) is currently considered Possible Value Trap. The stock's GF Value™ is ₹43.89, compared to a current price of ₹21.80 — trading 50.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 10.69, which is near median its 10-year median of 10.81 and 254% above the Credit Services industry median of 3.02. Indergiri Finance's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Indergiri Finance (BOM:531505), the current Cyclically Adjusted PS Ratio is 10.69 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indergiri Finance (BOM:531505) Overvalued in 2026?

Based on GuruFocus' analysis, Indergiri Finance stock appears to be undervalued. The current stock price of ₹21.80 is trading 50.3% below its estimated GF Value™ of ₹43.89. GuruFocus considers Indergiri Finance to be Possible Value Trap.

Key valuation signals for BOM:531505:

  • Cyclically Adjusted PS Ratio: 10.69 (near median its 10-year median of 10.81)
  • GF Value™: ₹43.89 vs. price of ₹21.80 (50.3% below fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 254% above the Credit Services median (#343 of 416)

No single metric tells the full story. See the BOM:531505 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indergiri Finance Business Description

Address Andheri Kurla Road, Kanakia Wall Street, Unit No. 806, B Wing 8th Floor, Chakala, Andheri East, Mumbai, MH, IND, 400093
Indergiri Finance Ltd is a non-banking finance company (NBFC). It is engaged into providing financial services, investment (finance and invenstment) and trading in shares The company operates mainly in the business segment of fund-based financing activity. All business activities are carried out within India.
64GF Score

Get the complete analysis for BOM:531505

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹21.80
Price
₹43.89
GF Value