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Indergiri FinanceBOM:531505 -0.46%64 Days Payable is 28.12 as of Jun. 2026, which is 65% above its 10-year median of 17.06. GuruFocus rates BOM:531505 with a GF Score™ of 64/100 and a GF Value™ of ₹43.84 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 301 Credit Services companies, Indergiri Finance ranks worse than 69.77% on this metric.
The historical rank and industry rank for Indergiri Finance's Days Payable or its related term are showing as below:
BOM:531505'
s Days Payable Range Over the Past 10 Years
Min: 12.66 Med: 17.06 Max: 17.06
Current: 12.66
During the past 13 years, Indergiri Finance's highest Days Payable was 17.06. The lowest was 12.66. And the median was 17.06.
BOM:531505's Days Payable is ranked worse than 69.77% of 301
companies
in the Credit Services industry
Industry Median: 32.07
vs BOM:531505: 12.66
Indergiri Finance's Days Payable
increased
from Jun. 2025 (10.80) to Jun. 2026 (28.12).
It may suggest that Indergiri Financedelayed paying its suppliers.
The historical data trend for Indergiri Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531505 vs BLK, BX, KKR: Days Payable Comparison
For the Credit Services subindustry, Indergiri Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indergiri Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indergiri Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Indergiri Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Indergiri Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indergiri Finance (BOM:531505) has a Days Payable of 28.12 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indergiri Finance and its competitors. This is 65% above median its historical median of 17.06. Over the past decade, Indergiri Finance's Days Payable has ranged from 12.66 to 17.06. According to the industry distribution chart, Indergiri Finance ranks #210 out of 301 companies in the Credit Services industry, placing it in the top 69.8%.
Is Indergiri Finance's Days Payable too high?
Indergiri Finance's current Days Payable of 28.12 is 65% above median its 10-year median of 17.06. Over the past 10 years, this metric has ranged from a low of 12.66 to a high of 17.06. The Credit Services industry median Days Payable is 32.07. Indergiri Finance's value of 28.12 is 12.3% below this industry median. Based on the distribution chart, Indergiri Finance ranks #210 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, Indergiri Finance has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Indergiri Finance's Days Payable compare to BLK and BX?
According to the Credit Services industry distribution chart, Indergiri Finance ranks #210 out of 301 companies for Days Payable. This places Indergiri Finance in the lower half of its industry. The industry median Days Payable is 32.07. Indergiri Finance's value of 28.12 is 12.3% below this benchmark. Historically, Indergiri Finance's own Days Payable has ranged from 12.66 to 17.06 over the past decade. While the company's 10-year median is 17.06 vs. the industry median of 32.07, Indergiri Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 32.07, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indergiri Finance's current Days Payable of 28.12 is 12.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indergiri Finance and its competitors. For the Credit Services industry, the median Days Payable is 32.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indergiri Finance's current Days Payable is 28.12, which is 65% above median its own 10-year median of 17.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indergiri Finance stock overvalued right now?
Based on GuruFocus' analysis, Indergiri Finance (BOM:531505) is currently considered Possible Value Trap. The stock's GF Value™ is ₹43.84, compared to a current price of ₹21.80 — trading 50.3% below its estimated fair value. The current Days Payable is 28.12, which is 65% above median its 10-year median of 17.06 and 12.3% below the Credit Services industry median of 32.07. Indergiri Finance's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Indergiri Finance (BOM:531505), the current Days Payable is 28.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indergiri Finance (BOM:531505) Overvalued in 2026?
Based on GuruFocus' analysis, Indergiri Finance stock appears to be undervalued.
The current stock price of ₹21.80 is trading 50.3% below its estimated GF Value™ of ₹43.84.
GuruFocus considers Indergiri Finance to be Possible Value Trap.
Key valuation signals for BOM:531505:
Days Payable: 28.12 (65% above median its 10-year median of 17.06)
GF Value™: ₹43.84 vs. price of ₹21.80 (50.3% below fair value)
Industry Position: 12.3% below the Credit Services median (#210 of 301)
No single metric tells the full story. See the BOM:531505 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indergiri Finance Ltd is a non-banking finance company (NBFC). It is engaged into providing financial services, investment (finance and invenstment) and trading in shares The company operates mainly in the business segment of fund-based financing activity. All business activities are carried out within India.
64GF Score
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