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Indergiri FinanceBOM:531505 64 PB Ratio is 16.90 as of Sep. 12, 2026, which is 3089% above its 10-year median of 0.53. GuruFocus rates BOM:531505 with a GF Score™ of 64/100 and a GF Value™ of ₹43.89 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 522 Credit Services companies, Indergiri Finance ranks worse than 98.47% on this metric.
The historical rank and industry rank for Indergiri Finance's PB Ratio or its related term are showing as below:
BOM:531505'
s PB Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.53 Max: 24.41
Current: 16.9
During the past 13 years, Indergiri Finance's highest PB Ratio was 24.41. The lowest was 0.27. And the median was 0.53.
BOM:531505's PB Ratio is ranked worse than 98.47% of 522
companies
in the Credit Services industry
Industry Median: 1.01
vs BOM:531505: 16.90
During the past 12 months, Indergiri Finance's average Book Value Per Share Growth Rate was -73.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -34.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -21.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -8.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Indergiri Finance was 0.90% per year. The lowest was -34.90% per year. And the median was 0.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Indergiri Finance PB Ratio Related Terms
Indergiri Finance PB Ratio Historical Data
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The historical data trend for Indergiri Finance's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Indergiri Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indergiri Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Indergiri Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Indergiri Finance's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Indergiri Finance (BOM:531505) has a PB Ratio of 16.90 as of Sep. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Indergiri Finance and its competitors. This is 3089% above median its historical median of 0.53. Over the past decade, Indergiri Finance's PB Ratio has ranged from 0.27 to 24.41. According to the industry distribution chart, Indergiri Finance ranks #514 out of 522 companies in the Credit Services industry, placing it in the top 98.5%.
Is Indergiri Finance's PB Ratio too high?
Indergiri Finance's current PB Ratio of 16.90 is 3089% above median its 10-year median of 0.53. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 24.41. The Credit Services industry median PB Ratio is 1.01. Indergiri Finance's value of 16.90 is 1573.3% above this industry median. Based on the distribution chart, Indergiri Finance ranks #514 out of 522 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Indergiri Finance has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Indergiri Finance's PB Ratio compare to BLK and BX?
According to the Credit Services industry distribution chart, Indergiri Finance ranks #514 out of 522 companies for PB Ratio. This places Indergiri Finance in the lower half of its industry. The industry median PB Ratio is 1.01. Indergiri Finance's value of 16.90 is 1573.3% above this benchmark. Historically, Indergiri Finance's own PB Ratio has ranged from 0.27 to 24.41 over the past decade. While the company's 10-year median is 0.53 vs. the industry median of 1.01, Indergiri Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.01, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indergiri Finance's current PB Ratio of 16.90 is 1573.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Indergiri Finance and its competitors. For the Credit Services industry, the median PB Ratio is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indergiri Finance's current PB Ratio is 16.90, which is 3089% above median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indergiri Finance stock overvalued right now?
Based on GuruFocus' analysis, Indergiri Finance (BOM:531505) is currently considered Possible Value Trap. The stock's GF Value™ is ₹43.89, compared to a current price of ₹21.80 — trading 50.3% below its estimated fair value. The current PB Ratio is 16.90, which is 3089% above median its 10-year median of 0.53 and 1573.3% above the Credit Services industry median of 1.01. Indergiri Finance's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Indergiri Finance (BOM:531505), the current PB Ratio is 16.90 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indergiri Finance (BOM:531505) Overvalued in 2026?
Based on GuruFocus' analysis, Indergiri Finance stock appears to be undervalued.
The current stock price of ₹21.80 is trading 50.3% below its estimated GF Value™ of ₹43.89.
GuruFocus considers Indergiri Finance to be Possible Value Trap.
Key valuation signals for BOM:531505:
PB Ratio: 16.90 (3089% above median its 10-year median of 0.53)
GF Value™: ₹43.89 vs. price of ₹21.80 (50.3% below fair value)
Industry Position: 1573.3% above the Credit Services median (#514 of 522)
No single metric tells the full story. See the BOM:531505 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indergiri Finance Ltd is a non-banking finance company (NBFC). It is engaged into providing financial services, investment (finance and invenstment) and trading in shares The company operates mainly in the business segment of fund-based financing activity. All business activities are carried out within India.
64GF Score
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