Indergiri Finance (BOM:531505) Interest Coverage: 1.43 (As of Mar. 2026) — 100% Below Median

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Director of Data and Quant Analytics at GuruFocus
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BOM:531505 Indergiri Finance Ltd BOM:531505
60 GF Score
Price ₹28.64
GF Value ₹53.94
Valuation Possible Value Trap
! 6 Warning Signs
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What is Indergiri Finance Interest Coverage?

Indergiri Finance BOM:531505 60 Interest Coverage is 1.43 as of Mar. 2026, which is 100% below its 10-year median of 411.50. GuruFocus rates BOM:531505 with a GF Score™ of 60/100 and a GF Value™ of ₹53.94 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 484 Asset Management companies, Indergiri Finance ranks worse than 98.55% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Indergiri Finance's Operating Income for the three months ended in Mar. 2026 was ₹8.26 Mil. Indergiri Finance's Interest Expense for the three months ended in Mar. 2026 was ₹-5.76 Mil. Indergiri Finance's interest coverage for the quarter that ended in Mar. 2026 was 1.43. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Indergiri Finance Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Indergiri Finance's Interest Coverage or its related term are showing as below:

BOM:531505' s Interest Coverage Range Over the Past 10 Years
Min: 0.12   Med: 411.5   Max: No Debt
Current: 0.12


BOM:531505's Interest Coverage is ranked worse than
98.55% of 484 companies
in the Asset Management industry
Industry Median: 45.62 vs BOM:531505: 0.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Indergiri Finance  (BOM:531505) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Indergiri Finance Interest Coverage Related Terms


Indergiri Finance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Indergiri Finance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Indergiri Finance Interest Coverage Chart

Indergiri Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 903.00 0.00 0.00 0.77 0.12

Indergiri Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.03 0.00 0.00 1.43

BOM:531505 vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Indergiri Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indergiri Finance Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Indergiri Finance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Indergiri Finance's Interest Coverage falls into.


BOM:531505
60GF Score
Indergiri Finance Ltd BOM:531505
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Indergiri Finance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Indergiri Finance's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Indergiri Finance's Interest Expense was ₹-16.24 Mil. Its Operating Income was ₹1.91 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹138.72 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1.911/-16.236
=0.12

Indergiri Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Indergiri Finance's Interest Expense was ₹-5.76 Mil. Its Operating Income was ₹8.26 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹138.72 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*8.255/-5.756
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.43 mean?
Indergiri Finance (BOM:531505) has a Interest Coverage of 1.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indergiri Finance and its competitors. This is 100% below median its historical median of 411.50. Over the past decade, Indergiri Finance's Interest Coverage has ranged from 0.12 to 10,000.00. According to the industry distribution chart, Indergiri Finance ranks #477 out of 484 companies in the Asset Management industry, placing it in the top 98.6%.
Is Indergiri Finance's Interest Coverage too high?
Indergiri Finance's current Interest Coverage of 1.43 is 100% below median its 10-year median of 411.50. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 10,000.00. The Asset Management industry median Interest Coverage is 45.62. Indergiri Finance's value of 1.43 is 96.9% below this industry median. Based on the distribution chart, Indergiri Finance ranks #477 out of 484 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Indergiri Finance has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Indergiri Finance's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Indergiri Finance ranks #477 out of 484 companies for Interest Coverage. This places Indergiri Finance in the lower half of its industry. The industry median Interest Coverage is 45.62. Indergiri Finance's value of 1.43 is 96.9% below this benchmark. Historically, Indergiri Finance's own Interest Coverage has ranged from 0.12 to 10,000.00 over the past decade. While the company's 10-year median is 411.50 vs. the industry median of 45.62, Indergiri Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.62, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indergiri Finance's current Interest Coverage of 1.43 is 96.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indergiri Finance and its competitors. For the Asset Management industry, the median Interest Coverage is 45.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indergiri Finance's current Interest Coverage is 1.43, which is 100% below median its own 10-year median of 411.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indergiri Finance stock overvalued right now?
Based on GuruFocus' analysis, Indergiri Finance (BOM:531505) is currently considered Possible Value Trap. The stock's GF Value™ is ₹53.94, compared to a current price of ₹28.64 — trading 46.9% below its estimated fair value. The current Interest Coverage is 1.43, which is 100% below median its 10-year median of 411.50 and 96.9% below the Asset Management industry median of 45.62. Indergiri Finance's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Indergiri Finance (BOM:531505), the current Interest Coverage is 1.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indergiri Finance (BOM:531505) Overvalued in 2026?

Based on GuruFocus' analysis, Indergiri Finance stock appears to be undervalued. The current stock price of ₹28.64 is trading 46.9% below its estimated GF Value™ of ₹53.94. GuruFocus considers Indergiri Finance to be Possible Value Trap.

Key valuation signals for BOM:531505:

  • Interest Coverage: 1.43 (100% below median its 10-year median of 411.50)
  • GF Value™: ₹53.94 vs. price of ₹28.64 (46.9% below fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 96.9% below the Asset Management median (#477 of 484)

No single metric tells the full story. See the BOM:531505 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indergiri Finance Business Description

Address Andheri Kurla Road, Kanakia Wall Street, Unit No. 806, B Wing 8th Floor, Chakala, Andheri East, Mumbai, MH, IND, 400093
Indergiri Finance Ltd is a non-banking finance company (NBFC). It is engaged into providing financial services, investment (finance and invenstment) and trading in shares The company operates mainly in the business segment of fund-based financing activity. All business activities are carried out within India.
60GF Score

Get the complete analysis for BOM:531505

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹28.64
Price
₹53.94
GF Value