TCFC Finance (BOM:532284) Cyclically Adjusted PS Ratio: 0.95 (As of Aug. 24, 2026) — 157% Above Median

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BOM:532284 TCFC Finance Ltd BOM:532284
65 GF Score
Price ₹25.10
GF Value ₹37.87
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is TCFC Finance Cyclically Adjusted PS Ratio?

TCFC Finance BOM:532284 +1.01% 65 Cyclically Adjusted PS Ratio is 0.95 as of Aug. 24, 2026, which is 157% above its 10-year median of 0.37. GuruFocus rates BOM:532284 with a GF Score™ of 65/100 and a GF Value™ of ₹37.87 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 580 Capital Markets companies, TCFC Finance ranks better than 79.66% on this metric.

As of today (2026-08-24), TCFC Finance's current share price is ₹25.10. TCFC Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹26.43. TCFC Finance's Cyclically Adjusted PS Ratio for today is 0.95.

The historical rank and industry rank for TCFC Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:532284' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.37   Max: 1.28
Current: 0.95

During the past years, TCFC Finance's highest Cyclically Adjusted PS Ratio was 1.28. The lowest was 0.11. And the median was 0.37.

BOM:532284's Cyclically Adjusted PS Ratio is ranked better than
79.66% of 580 companies
in the Capital Markets industry
Industry Median: 3.635 vs BOM:532284: 0.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

TCFC Finance's adjusted revenue per share data for the three months ended in Mar. 2026 was ₹0.406. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹26.43 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


TCFC Finance  (BOM:532284) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


TCFC Finance Cyclically Adjusted PS Ratio Related Terms


TCFC Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for TCFC Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TCFC Finance Cyclically Adjusted PS Ratio Chart

TCFC Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.34 0.84 0.89 0.92

TCFC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 1.02 1.23 0.97 0.92

BOM:532284 vs MS, GS, SCHW: Cyclically Adjusted PS Ratio Comparison

For the Capital Markets subindustry, TCFC Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TCFC Finance Cyclically Adjusted PS Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, TCFC Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where TCFC Finance's Cyclically Adjusted PS Ratio falls into.


BOM:532284
65GF Score
TCFC Finance Ltd BOM:532284
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TCFC Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

TCFC Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=25.10/26.43
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TCFC Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, TCFC Finance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.406/164.2724*164.2724
=0.406

Current CPI (Mar. 2026) = 164.2724.

TCFC Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 31.695 105.961 49.137
201609 21.753 105.961 33.724
201612 26.192 105.196 40.901
201703 7.506 105.196 11.721
201706 23.825 107.109 36.540
201709 7.436 109.021 11.204
201712 22.428 109.404 33.676
201803 15.965 109.786 23.888
201806 0.217 111.317 0.320
201809 0.384 115.142 0.548
201812 0.212 115.142 0.302
201903 0.203 118.202 0.282
201906 0.213 120.880 0.289
201909 0.406 123.175 0.541
201912 0.310 126.235 0.403
202003 0.082 124.705 0.108
202006 0.305 127.000 0.395
202009 0.386 130.118 0.487
202012 0.257 130.889 0.323
202103 0.205 131.771 0.256
202106 0.259 134.084 0.317
202109 0.294 135.847 0.356
202112 0.338 138.161 0.402
202203 1.359 138.822 1.608
202206 0.228 142.347 0.263
202209 0.321 144.661 0.365
202212 0.316 145.763 0.356
202303 4.280 146.865 4.787
202306 0.464 150.280 0.507
202309 0.683 151.492 0.741
202312 0.656 152.924 0.705
202403 3.846 153.035 4.128
202406 0.666 155.789 0.702
202409 0.702 157.882 0.730
202412 0.735 158.323 0.763
202503 0.556 157.552 0.580
202506 0.542 159.755 0.557
202509 0.551 162.289 0.558
202512 0.456 163.281 0.459
202603 0.406 164.272 0.406

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.95 mean?
TCFC Finance (BOM:532284) has a Cyclically Adjusted PS Ratio of 0.95 as of Aug. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on TCFC Finance and its competitors. This is 157% above median its historical median of 0.37. Over the past decade, TCFC Finance's Cyclically Adjusted PS Ratio has ranged from 0.11 to 1.28. According to the industry distribution chart, TCFC Finance ranks #118 out of 580 companies in the Capital Markets industry, placing it in the top 20.3%.
Is TCFC Finance's Cyclically Adjusted PS Ratio too high?
TCFC Finance's current Cyclically Adjusted PS Ratio of 0.95 is 157% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 1.28. The Capital Markets industry median Cyclically Adjusted PS Ratio is 3.64. TCFC Finance's value of 0.95 is 73.9% below this industry median. Based on the distribution chart, TCFC Finance ranks #118 out of 580 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, TCFC Finance has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does TCFC Finance's Cyclically Adjusted PS Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, TCFC Finance ranks #118 out of 580 companies for Cyclically Adjusted PS Ratio. This places TCFC Finance in the top 20% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.64. TCFC Finance's value of 0.95 is 73.9% below this benchmark. Historically, TCFC Finance's own Cyclically Adjusted PS Ratio has ranged from 0.11 to 1.28 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 3.64, TCFC Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Capital Markets company?
The median Cyclically Adjusted PS Ratio among Capital Markets companies is 3.64, based on 580 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TCFC Finance's current Cyclically Adjusted PS Ratio of 0.95 is 73.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on TCFC Finance and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PS Ratio is 3.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TCFC Finance's current Cyclically Adjusted PS Ratio is 0.95, which is 157% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TCFC Finance stock overvalued right now?
Based on GuruFocus' analysis, TCFC Finance (BOM:532284) is currently considered Possible Value Trap. The stock's GF Value™ is ₹37.87, compared to a current price of ₹25.10 — trading 33.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.95, which is 157% above median its 10-year median of 0.37 and 73.9% below the Capital Markets industry median of 3.64. TCFC Finance's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For TCFC Finance (BOM:532284), the current Cyclically Adjusted PS Ratio is 0.95 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TCFC Finance (BOM:532284) Overvalued in 2026?

Based on GuruFocus' analysis, TCFC Finance stock appears to be undervalued. The current stock price of ₹25.10 is trading 33.7% below its estimated GF Value™ of ₹37.87. GuruFocus considers TCFC Finance to be Possible Value Trap.

Key valuation signals for BOM:532284:

  • Cyclically Adjusted PS Ratio: 0.95 (157% above median its 10-year median of 0.37)
  • GF Value™: ₹37.87 vs. price of ₹25.10 (33.7% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 73.9% below the Capital Markets median (#118 of 580)

No single metric tells the full story. See the BOM:532284 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TCFC Finance Business Description

Address Free Press Journal Marg, 501-502, Raheja Chambers, Nariman Point, Mumbai, MH, IND, 400021
TCFC Finance Ltd operates as a non-banking financial company focused on investments and trading activities within India. The company invests in equity shares, debt instruments, mutual funds, and real estate to create a balanced portfolio aimed at generating returns with managed risk. It also engages in proprietary trading of securities in both cash and future segments and participates in initial public offerings. TCFC Finance generates revenue through dividends, interest income, and profits from the sale of its investments, serving investors and financial markets across India.
65GF Score

Get the complete analysis for BOM:532284

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹25.10
Price
₹37.87
GF Value