TCFC Finance (BOM:532284) 3-Year RORE % : -143.85% (As of Mar. 2026)

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BOM:532284 TCFC Finance Ltd BOM:532284
65 GF Score
Price ₹26.87
GF Value ₹38.01
Valuation Modestly Undervalued
! 3 Warning Signs
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What is TCFC Finance 3-Year RORE %?

TCFC Finance BOM:532284 -0.81% 65 3-Year RORE % is -143.85 as of Mar. 2026. GuruFocus rates BOM:532284 with a GF Score™ of 65/100 and a GF Value™ of ₹38.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 767 Capital Markets companies, TCFC Finance ranks worse than 94.39% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. TCFC Finance's 3-Year RORE % for the quarter that ended in Mar. 2026 was -143.85%.

The industry rank for TCFC Finance's 3-Year RORE % or its related term are showing as below:

BOM:532284's 3-Year RORE % is ranked worse than
94.39% of 767 companies
in the Capital Markets industry
Industry Median: 13.89 vs BOM:532284: -143.85

TCFC Finance  (BOM:532284) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


TCFC Finance 3-Year RORE % Related Terms


TCFC Finance 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for TCFC Finance's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TCFC Finance 3-Year RORE % Chart

TCFC Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48.13 -66.34 37.73 5.63 -143.85

TCFC Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.63 -45.93 -44.61 -58.18 -143.85

BOM:532284 vs MS, GS, SCHW: 3-Year RORE % Comparison

For the Capital Markets subindustry, TCFC Finance's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TCFC Finance 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, TCFC Finance's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where TCFC Finance's 3-Year RORE % falls into.


BOM:532284
65GF Score
TCFC Finance Ltd BOM:532284
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TCFC Finance 3-Year RORE % Calculation

TCFC Finance's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -1.822-12.347 )/( 11.745-1.895 )
=-14.169/9.85
=-143.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -143.85 mean?
TCFC Finance (BOM:532284) has a 3-Year RORE % of -143.85 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on TCFC Finance and its competitors. According to the industry distribution chart, TCFC Finance ranks #724 out of 767 companies in the Capital Markets industry, placing it in the top 94.4%.
Is TCFC Finance's 3-Year RORE % too high?
TCFC Finance's current 3-Year RORE % is -143.85. Based on the distribution chart, TCFC Finance ranks #724 out of 767 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, TCFC Finance has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TCFC Finance's 3-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, TCFC Finance ranks #724 out of 767 companies for 3-Year RORE %. This places TCFC Finance in the lower half of its industry. The industry median 3-Year RORE % is 13.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 13.89, based on 767 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on TCFC Finance and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 13.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TCFC Finance's current 3-Year RORE % is -143.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TCFC Finance stock overvalued right now?
Based on GuruFocus' analysis, TCFC Finance (BOM:532284) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹38.01, compared to a current price of ₹26.87 — trading 29.3% below its estimated fair value. The current 3-Year RORE % is -143.85. TCFC Finance's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For TCFC Finance (BOM:532284), the current 3-Year RORE % is -143.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TCFC Finance (BOM:532284) Overvalued in 2026?

Based on GuruFocus' analysis, TCFC Finance stock appears to be undervalued. The current stock price of ₹26.87 is trading 29.3% below its estimated GF Value™ of ₹38.01. GuruFocus considers TCFC Finance to be Modestly Undervalued.

Key valuation signals for BOM:532284:

  • 3-Year RORE %: -143.85
  • GF Value™: ₹38.01 vs. price of ₹26.87 (29.3% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BOM:532284 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TCFC Finance Business Description

Address Free Press Journal Marg, 501-502, Raheja Chambers, Nariman Point, Mumbai, MH, IND, 400021
TCFC Finance Ltd operates as a non-banking financial company focused on investments and trading activities within India. The company invests in equity shares, debt instruments, mutual funds, and real estate to create a balanced portfolio aimed at generating returns with managed risk. It also engages in proprietary trading of securities in both cash and future segments and participates in initial public offerings. TCFC Finance generates revenue through dividends, interest income, and profits from the sale of its investments, serving investors and financial markets across India.
65GF Score

Get the complete analysis for BOM:532284

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹26.87
Price
₹38.01
GF Value