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TCFC FinanceBOM:532284 +5.49%70 Gross Margin % is 37.35% as of Mar. 2026, which is 36% below its 10-year median of 58.17. GuruFocus rates BOM:532284 with a GF Score™ of 70/100 and a GF Value™ of ₹38.50 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 618 Capital Markets companies, TCFC Finance ranks better than 54.37% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
TCFC Finance had a gross margin of 37.35% for the quarter that ended in Mar. 2026 => Competition eroding margins
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
TCFC Finance Gross Margin % Related Terms
TCFC Finance Gross Margin % Historical Data
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The historical data trend for TCFC Finance's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532284 vs MS, GS, SCHW: Gross Margin % Comparison
For the Capital Markets subindustry, TCFC Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TCFC Finance Gross Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, TCFC Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where TCFC Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
TCFC Finance (BOM:532284) has a Gross Margin % of 37.35% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on TCFC Finance and its competitors. This is 36% below median its historical median of 58.17. Over the past decade, TCFC Finance's Gross Margin % has ranged from 5.93 to 88.11. According to the industry distribution chart, TCFC Finance ranks #282 out of 618 companies in the Capital Markets industry, placing it in the top 45.6%.
Is TCFC Finance's Gross Margin % too high?
TCFC Finance's current Gross Margin % of 37.35% is 36% below median its 10-year median of 58.17. Over the past 10 years, this metric has ranged from a low of 5.93 to a high of 88.11. The Capital Markets industry median Gross Margin % is 49.87. TCFC Finance's value of 37.35% is 25.1% below this industry median. Based on the distribution chart, TCFC Finance ranks #282 out of 618 companies in the Capital Markets industry, which is above the industry midpoint. Overall, TCFC Finance has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TCFC Finance's Gross Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, TCFC Finance ranks #282 out of 618 companies for Gross Margin %. This puts TCFC Finance in the upper half of its industry. The industry median Gross Margin % is 49.87. TCFC Finance's value of 37.35% is 25.1% below this benchmark. Historically, TCFC Finance's own Gross Margin % has ranged from 5.93 to 88.11 over the past decade. While the company's 10-year median is 58.17 vs. the industry median of 49.87, TCFC Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Capital Markets company?
The median Gross Margin % among Capital Markets companies is 49.87, based on 618 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TCFC Finance's current Gross Margin % of 37.35% is 25.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on TCFC Finance and its competitors. For the Capital Markets industry, the median Gross Margin % is 49.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TCFC Finance's current Gross Margin % is 37.35%, which is 36% below median its own 10-year median of 58.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TCFC Finance stock overvalued right now?
Based on GuruFocus' analysis, TCFC Finance (BOM:532284) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹38.50, compared to a current price of ₹27.50 — trading 28.6% below its estimated fair value. The current Gross Margin % is 37.35%, which is 36% below median its 10-year median of 58.17 and 25.1% below the Capital Markets industry median of 49.87. TCFC Finance's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For TCFC Finance (BOM:532284), the current Gross Margin % is 37.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TCFC Finance (BOM:532284) Overvalued in 2026?
Based on GuruFocus' analysis, TCFC Finance stock appears to be undervalued.
The current stock price of ₹27.50 is trading 28.6% below its estimated GF Value™ of ₹38.50.
GuruFocus considers TCFC Finance to be Modestly Undervalued.
Key valuation signals for BOM:532284:
Gross Margin %: 37.35% (36% below median its 10-year median of 58.17)
GF Value™: ₹38.50 vs. price of ₹27.50 (28.6% below fair value)
Industry Position: 25.1% below the Capital Markets median (#282 of 618)
No single metric tells the full story. See the BOM:532284 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TCFC Finance Ltd operates as a non-banking financial company focused on investments and trading activities within India. The company invests in equity shares, debt instruments, mutual funds, and real estate to create a balanced portfolio aimed at generating returns with managed risk. It also engages in proprietary trading of securities in both cash and future segments and participates in initial public offerings. TCFC Finance generates revenue through dividends, interest income, and profits from the sale of its investments, serving investors and financial markets across India.
70GF Score
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