Regions Financial (BSP:R1FC34) Cyclically Adjusted PS Ratio: (As of Aug. 07, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:R1FC34 Regions Financial Corp BSP:R1FC34
71 GF Score
Price R$159.04
GF Value R$127.17
! 7 Warning Signs
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What is Regions Financial Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Regions Financial  (BSP:R1FC34) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Regions Financial Cyclically Adjusted PS Ratio Related Terms


Regions Financial Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Regions Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regions Financial Cyclically Adjusted PS Ratio Chart

Regions Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.98 3.53 2.93 3.32 3.58

Regions Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.19 3.51 3.58 3.36 0.00

BSP:R1FC34 vs FCNCA, KEY, CFG: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Regions Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Regions Financial's Cyclically Adjusted PS Ratio falls into.


BSP:R1FC34
71GF Score
Regions Financial Corp BSP:R1FC34
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Regions Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Regions Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Regions Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.402/333.9520*333.9520
=11.402

Current CPI (Jun. 2026) = 333.9520.

Regions Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 3.791 241.428 5.244
201612 3.411 241.432 4.718
201703 3.462 243.801 4.742
201706 3.779 244.955 5.152
201709 3.668 246.819 4.963
201712 4.011 246.524 5.433
201803 4.115 249.554 5.507
201806 4.861 251.989 6.442
201809 5.520 252.439 7.302
201812 5.214 251.233 6.931
201903 5.421 254.202 7.122
201906 5.479 256.143 7.143
201909 6.185 256.759 8.044
201912 6.237 256.974 8.105
202003 7.312 258.115 9.460
202006 8.264 257.797 10.705
202009 9.144 260.280 11.732
202012 8.951 260.474 11.476
202103 9.367 264.877 11.810
202106 8.244 271.696 10.133
202109 8.862 274.310 10.789
202112 9.626 278.802 11.530
202203 8.403 287.504 9.761
202206 9.387 296.311 10.579
202209 10.415 296.808 11.718
202212 10.864 296.797 12.224
202303 10.788 301.836 11.936
202306 10.116 305.109 11.072
202309 9.757 307.789 10.586
202312 9.521 306.746 10.365
202403 9.425 312.332 10.077
202406 10.156 314.175 10.795
202409 10.798 315.301 11.437
202412 12.102 315.605 12.806
202503 11.288 319.799 11.788
202506 11.739 322.561 12.154
202509 11.494 324.800 11.818
202512 11.937 324.054 12.302
202603 11.285 330.213 11.413
202606 11.402 333.952 11.402

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Regions Financial (BSP:R1FC34) Overvalued in 2026?

Based on GuruFocus' analysis, Regions Financial stock appears to be overvalued. The current stock price of R$159.04 is trading 25.1% above its estimated GF Value™ of R$127.17.

Key valuation signals for BSP:R1FC34:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: R$127.17 vs. price of R$159.04 (25.1% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the BSP:R1FC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Regions Financial Business Description

Address 1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is one of the midsized regional banks in the US, with around $160 billion in total assets as of the end of first quarter of 2026. Headquartered in Birmingham, Alabama, Regions Financial has a footprint mostly in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, wealth management, and capital markets.
71GF Score

Get the complete analysis for BSP:R1FC34

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$159.04
Price
R$127.17
GF Value