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Regions Financial (BSP:R1FC34) Cyclically Adjusted FCF per Share : R$15.41 (As of Mar. 2025)


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What is Regions Financial Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Regions Financial's adjusted free cash flow per share for the three months ended in Mar. 2025 was R$6.714. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is R$15.41 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Regions Financial's average Cyclically Adjusted FCF Growth Rate was 4.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 3.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 1.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Regions Financial was 11.90% per year. The lowest was -9.80% per year. And the median was 2.80% per year.

As of today (2025-06-01), Regions Financial's current stock price is R$121.55. Regions Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was R$15.41. Regions Financial's Cyclically Adjusted Price-to-FCF of today is 7.89.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Regions Financial was 11.10. The lowest was 2.68. And the median was 7.27.


Regions Financial Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Regions Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regions Financial Cyclically Adjusted FCF per Share Chart

Regions Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.82 13.13 14.20 10.08 16.41

Regions Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.44 14.14 12.43 16.41 15.41

Competitive Comparison of Regions Financial's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Regions Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Regions Financial's Cyclically Adjusted Price-to-FCF falls into.


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Regions Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Regions Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=6.714/134.9266*134.9266
=6.714

Current CPI (Mar. 2025) = 134.9266.

Regions Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.809 100.684 1.084
201509 2.190 100.392 2.943
201512 0.558 99.792 0.754
201603 2.243 100.470 3.012
201606 0.910 101.688 1.207
201609 1.556 101.861 2.061
201612 0.690 101.863 0.914
201703 1.850 102.862 2.427
201706 1.115 103.349 1.456
201709 2.179 104.136 2.823
201712 0.826 104.011 1.072
201803 0.437 105.290 0.560
201806 1.692 106.317 2.147
201809 2.161 106.507 2.738
201812 3.605 105.998 4.589
201903 2.130 107.251 2.680
201906 2.823 108.070 3.525
201909 3.134 108.329 3.903
201912 2.090 108.420 2.601
202003 3.981 108.902 4.932
202006 4.567 108.767 5.665
202009 3.716 109.815 4.566
202012 -0.133 109.897 -0.163
202103 4.122 111.754 4.977
202106 3.559 114.631 4.189
202109 4.500 115.734 5.246
202112 4.414 117.630 5.063
202203 2.706 121.301 3.010
202206 4.060 125.017 4.382
202209 1.634 125.227 1.761
202212 6.960 125.222 7.499
202303 0.984 127.348 1.043
202306 1.944 128.729 2.038
202309 4.009 129.860 4.165
202312 4.385 129.419 4.572
202403 1.494 131.776 1.530
202406 0.904 132.554 0.920
202409 7.541 133.029 7.649
202412 -1.527 133.157 -1.547
202503 6.714 134.927 6.714

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Regions Financial  (BSP:R1FC34) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Regions Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=121.55/15.41
=7.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Regions Financial was 11.10. The lowest was 2.68. And the median was 7.27.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Regions Financial Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Regions Financial's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Regions Financial Business Description

Industry
Address
1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is a regional bank based in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.

Regions Financial Headlines

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