Commercial International Bank (Egypt) CIB (CAI:COMI) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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CAI:COMI Commercial International Bank (Egypt) CIB CAI:COMI
76 GF Score
Price E£132.50
GF Value E£132.01
Valuation Fairly Valued
! 5 Warning Signs
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What is Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Commercial International Bank (Egypt) CIB  (CAI:COMI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Related Terms


Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.45 5.20 7.20 5.59 6.31

Commercial International Bank (Egypt) CIB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.26 5.93 6.33 6.92 6.83

Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Cyclically Adjusted PS Ratio falls into.


CAI:COMI
76GF Score
Commercial International Bank (Egypt) CIB CAI:COMI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial International Bank (Egypt) CIB Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Commercial International Bank (Egypt) CIB's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Commercial International Bank (Egypt) CIB's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.148/333.9520*333.9520
=11.148

Current CPI (Jun. 2026) = 333.9520.

Commercial International Bank (Egypt) CIB Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.011 241.428 1.398
201612 1.292 241.432 1.787
201703 1.159 243.801 1.588
201706 1.182 244.955 1.611
201709 1.402 246.819 1.897
201712 1.309 246.524 1.773
201803 1.419 249.554 1.899
201806 1.748 251.989 2.317
201809 2.034 252.439 2.691
201812 1.907 251.233 2.535
201903 1.914 254.202 2.514
201906 1.891 256.143 2.465
201909 2.121 256.759 2.759
201912 2.277 256.974 2.959
202003 2.314 258.115 2.994
202006 2.312 257.797 2.995
202009 2.196 260.280 2.818
202012 2.293 260.474 2.940
202103 2.156 264.877 2.718
202106 2.234 271.696 2.746
202109 2.416 274.310 2.941
202112 2.507 278.802 3.003
202203 2.873 287.504 3.337
202206 2.541 296.311 2.864
202209 3.042 296.808 3.423
202212 3.646 296.797 4.102
202303 4.477 301.836 4.953
202306 4.698 305.109 5.142
202309 5.135 307.789 5.571
202312 5.579 306.746 6.074
202403 11.268 312.332 12.048
202406 8.073 314.175 8.581
202409 8.409 315.301 8.906
202412 9.309 315.605 9.850
202503 7.917 319.799 8.267
202506 9.052 322.561 9.372
202509 9.330 324.800 9.593
202512 9.420 324.054 9.708
202603 10.171 330.213 10.286
202606 11.148 333.952 11.148

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Commercial International Bank (Egypt) CIB (CAI:COMI) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be overvalued. The current stock price of E£132.50 is trading 0.4% above its estimated GF Value™ of E£132.01. GuruFocus considers Commercial International Bank (Egypt) CIB to be Fairly Valued.

Key valuation signals for CAI:COMI:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: E£132.01 vs. price of E£132.50 (0.4% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the CAI:COMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
76GF Score

Get the complete analysis for CAI:COMI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£132.50
Price
E£132.01
GF Value